
Compare Tesla Model X Insurance cost with other cars and get insurance quotes online to get the best deals. Gain in-depth insights into Tesla Model X electric vehicle, crash test ratings, compare tesla model X vs Y, average insurance cost, used vs. new, and how to apply in 2023. Find out the best and cheapest insurance for Tesla Model X.
One of the main factors affecting the cost of your insurance policy is how much it costs to insurers to repair or maintain the Tesla. If it costs more to them, the rates will be higher; if not, the insurance premium will be less. Car Insurance policy will also vary on which Tesla Model you drive, state, zip codes, age, driver risk profile, and deductibles. That is why the car insurance policies compare to one another to find out how much you can save and get cheap car insurance for Tesla.
Let Mount Shine help you provide every information about the Tesla car insurance that leads to lower policy rates, monthly installments, or duration.
How Much Does A Tesla Model X Insurance Costs In 2023?
The average Tesla Model X insurance cost is $2,064 yearly, $1032 for 6 months, or $172 monthly. Tesla Model X costs $221 more per year compared to midsize luxury SUVs, depending on coverage levels.

The table below compares the average 2022 Tesla Model X insurance prices by driver ages, deductible levels, and risk profiles.
Driver Risk Profile | Annual Rate | Monthly Rate |
---|---|---|
High Risk Driver Age 30 | $4,688 | $391 |
Safe Driver Age 20 | $4,108 | $342 |
At-fault Accidents Age 40 | $2,884 | $240 |
Low Deductibles Age 40 | $2,784 | $232 |
Safe Driver Age 30 | $2,200 | $183 |
Safe Driver Age 40 | $2,064 | $172 |
Safe Driver Age 50 | $1,876 | $156 |
Safe Driver Age 60 | $1,844 | $154 |
Discount Rate Age 40 | $1,714 | $143 |
High Deductibles Age 40 | $1,694 | $141 |
What Is The Cheapest Tesla Model X Insurance Cost In 2023?
The cheapest Tesla Model X insurance cost is for the AWD at $2,034 per year and the most expensive is the Plaid AWD at $2,092.
The table below compares the 2022 Tesla Model X car insurance policy according to the trim level.
Tesla Model X Trim Level | Annual Policy | 6-month Policy | Per Month |
---|---|---|---|
AWD | $2,034 | $1,017 | $170 |
Plaid AWD | $2,092 | $1,046 | $174 |
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How Much Does Used Tesla Model X Insurance Cost In 2023?
If you are planning to buy a used Tesla Model X, comparing its insurance cost is an intelligent decision. Used Tesla Vs. New: Which one is better? Or New Tesla versus used Tesla: Which makes more sense?

The answer is when you compare both the cars, trim levels, insurance costs, shop around to get a car insurance quote from different companies, pros, and cons; then you get the answer.
A 2021 Tesla Model X costs $2,170 for a 30-year-old driver and a 2018 Tesla Model X costs $3,826 for a 20-year-old driver. The rates vary according to age too. So before buying a Tesla car insurance policy, make sure to compare the compare auto insurance quotes side by side online.
From the table below, check the total coverage auto insurance policy costs for a Tesla Model X for a range of driver ages, from the 2016 to 2022 model years.
Model Year | Driver Age 20 | Age 30 | Age 40 | Age 50 | Age 60 |
---|---|---|---|---|---|
2022 | $4,108 | $2,200 | $2,064 | $1,876 | $1,844 |
2021 | $4,066 | $2,170 | $2,042 | $1,858 | $1,824 |
2020 | $3,984 | $2,122 | $2,000 | $1,820 | $1,786 |
2019 | $3,778 | $2,010 | $1,898 | $1,726 | $1,694 |
2018 | $3,826 | $2,056 | $1,938 | $1,762 | $1,728 |
2017 | $3,744 | $2,002 | $1,890 | $1,718 | $1,686 |
2016 | $3,326 | $1,790 | $1,692 | $1,534 | $1,506 |
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Compare Tesla Model X Insurance Cost Compared to All Midsize Luxury SUVs (2023)
Car insurance premiums for a Tesla Model X are $564 more per year for a Cadillac XT5, $126 more than those for a Lexus RX 350, and $494 more for a BMW X5. They are also $486 more than those for an Acura MDX.
Out of 36 comparison vehicles, the Tesla Model X comes in at number 29 in the category of midsize luxury SUVs. Full coverage insurance for the Model X is predicted to cost $2,064 per year, whereas the segment average is $1,843 per year, a difference of $221 per year.
From the table below, analyze how much does a Tesla Model X Cost to insure compared to other manufacturers in 2022:
Rank | Make/Model | Insurance Cost | Difference |
---|---|---|---|
1 | Cadillac XT5 | $1,500 | -$564 |
2 | Jaguar E-Pace | $1,564 | -$500 |
3 | Lexus RX 350 | $1,570 | -$494 |
4 | Acura MDX | $1,578 | -$486 |
5 | Lincoln Nautilus | $1,594 | -$470 |
6 | Lexus RX 450h | $1,608 | -$456 |
7 | Infiniti QX50 | $1,614 | -$450 |
8 | Lexus RX 350L | $1,628 | -$436 |
9 | Cadillac XT6 | $1,640 | -$424 |
10 | Volvo V60 | $1,648 | -$416 |
11 | Land Rover Discovery | $1,660 | -$404 |
12 | Land Rover Discovery Sport | $1,662 | -$402 |
13 | Lexus RX 450hL | $1,676 | -$388 |
14 | Volvo V90 | $1,688 | -$376 |
15 | Lincoln Aviator | $1,720 | -$344 |
16 | Mercedes-Benz AMG GLB35 | $1,740 | -$324 |
17 | Mercedes-Benz GLE450 | $1,744 | -$320 |
18 | Lexus GX 460 | $1,766 | -$298 |
19 | Infiniti QX60 | $1,774 | -$290 |
20 | Mercedes-Benz GLE350 | $1,784 | -$280 |
21 | Genesis GV80 | $1,818 | -$246 |
22 | Mercedes-Benz AMG GLC43 | $1,846 | -$218 |
23 | Audi SQ5 | $1,874 | -$190 |
24 | BMW X5 | $1,938 | -$126 |
25 | Audi Q8 | $1,966 | -$98 |
26 | Audi Q7 | $1,998 | -$66 |
27 | Land Rover Range Rover Sport | $2,020 | -$44 |
28 | BMW iX | $2,034 | -$30 |
29 | Tesla Model X | $2,064 | -- |
30 | Audi SQ7 | $2,124 | $60 |
31 | Audi e-tron | $2,144 | $80 |
32 | Mercedes-Benz AMG GLE53 | $2,150 | $86 |
33 | BMW X6 | $2,200 | $136 |
34 | Mercedes-Benz AMG GLE63 | $2,292 | $228 |
35 | Porsche Cayenne | $2,314 | $250 |
36 | Audi RS 6 | $2,390 | $326 |
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2021 Tesla Model X Crash Test Results
Tesla made history by becoming the first SUV to receive 5-star safety ratings from the U.S. National Highway Traffic Safety Administration and below are the results.
NHTSA Safety Ratings2 | |
---|---|
Overall Rating | 5 Star |
Frontal Crash | 5 Star |
Side Crash | 5 Star |
Rollover | 5 Star |
2021 Tesla Model X Safety Features
Here is the list of 2021 Tesla Model X safety features:

- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- Rear Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Blind Spot Monitor
- Auto-Leveling Headlights
- Lane Departure Warning
- Lane Keeping Assist
- Cross-Traffic Alert
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How To Apply Car Insurance For Tesla Model X in 2023?
Let Mount Shine help you, we have a wide network of best insurance companies across 50 states of the United States that guide you to the best offers, payment options, auto insurance deals, etc. Check yourself for Tesla Model X insurance costs and then buy or renew.
Get free Tesla Model X Insurance quotes, buy/renew, save money on car insurance by contacting us. Hurry EMI starts as low as $182 per month in 2022! Our service is free, fast, and simple, so get started today!
Compare Tesla Car Insurance For Other Tesla Models
Compare Tesla car insurance for all models and analyze the rates for Tesla cars. Get the in-depth details for each Tesla model ranging from Tesla Model 3, S, and Y along with the age of the driver, deductibles, crash test results, safety features, etc.
FAQs
How much is the average insurance cost for Tesla Model X?
The average Tesla Model X insurance cost is $2,064 yearly, $1032 for 6 months, or $172 monthly.
How much does a Tesla SUV cost 2021 for insurance?
A 2021 Tesla Model X costs $2,170 for a 30-year-old driver.
Tesla Model X Vs. Y: Which has the cheapest insurance?
2022 Tesla Model X insurance cost is $2,064 a year whereas Tesla model Y insurance costs is $1,960 a year. It costs $224 less to insure Tesla Model Y.
What is the Tesla Model X price per month for insurance?
$172 a month is the Tesla Model X price for its insurance policy.