Best Tesla Model X Insurance Cost For 2023: [Compare + Buy]

Compare Tesla Model X Insurance cost with other cars and get insurance quotes online to get the best deals. Gain in-depth insights into Tesla Model X electric vehicle, crash test ratings, compare tesla model X vs Y, average insurance cost, used vs. new, and how to apply in 2023. Find out the best and cheapest insurance for Tesla Model X.

One of the main factors affecting the cost of your insurance policy is how much it costs to insurers to repair or maintain the Tesla. If it costs more to them, the rates will be higher; if not, the insurance premium will be less. Car Insurance policy will also vary on which Tesla Model you drive, state, zip codes, age, driver risk profile, and deductibles. That is why the car insurance policies compare to one another to find out how much you can save and get cheap car insurance for Tesla.

Let Mount Shine help you provide every information about the Tesla car insurance that leads to lower policy rates, monthly installments, or duration.

How Much Does A Tesla Model X Insurance Costs In 2023?

The average Tesla Model X insurance cost is $2,064 yearly, $1032 for 6 months, or $172 monthly. Tesla Model X costs $221 more per year compared to midsize luxury SUVs, depending on coverage levels.

Tesla Model X Insurance Cost
Tesla Model X

The table below compares the average 2022 Tesla Model X insurance prices by driver ages, deductible levels, and risk profiles.

Driver Risk ProfileAnnual RateMonthly Rate
High Risk Driver Age 30$4,688$391
Safe Driver Age 20$4,108$342
At-fault Accidents Age 40$2,884$240
Low Deductibles Age 40$2,784$232
Safe Driver Age 30$2,200$183
Safe Driver Age 40$2,064$172
Safe Driver Age 50$1,876$156
Safe Driver Age 60$1,844$154
Discount Rate Age 40$1,714$143
High Deductibles Age 40$1,694$141

What Is The Cheapest Tesla Model X Insurance Cost In 2023?

The cheapest Tesla Model X insurance cost is for the AWD at $2,034 per year and the most expensive is the Plaid AWD at $2,092.

The table below compares the 2022 Tesla Model X car insurance policy according to the trim level.

Tesla Model X Trim LevelAnnual Policy6-month PolicyPer Month
AWD$2,034$1,017$170
Plaid AWD$2,092$1,046$174

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How Much Does Used Tesla Model X Insurance Cost In 2023?

If you are planning to buy a used Tesla Model X, comparing its insurance cost is an intelligent decision. Used Tesla Vs. New: Which one is better? Or New Tesla versus used Tesla: Which makes more sense?

Tesla SUV
Tesla SUV

The answer is when you compare both the cars, trim levels, insurance costs, shop around to get a car insurance quote from different companies, pros, and cons; then you get the answer.

A 2021 Tesla Model X costs $2,170 for a 30-year-old driver and a 2018 Tesla Model X costs $3,826 for a 20-year-old driver. The rates vary according to age too. So before buying a Tesla car insurance policy, make sure to compare the compare auto insurance quotes side by side online.

From the table below, check the total coverage auto insurance policy costs for a Tesla Model X for a range of driver ages, from the 2016 to 2022 model years.

Model YearDriver Age 20Age 30Age 40Age 50Age 60
2022$4,108$2,200$2,064$1,876$1,844
2021$4,066$2,170$2,042$1,858$1,824
2020$3,984$2,122$2,000$1,820$1,786
2019$3,778$2,010$1,898$1,726$1,694
2018$3,826$2,056$1,938$1,762$1,728
2017$3,744$2,002$1,890$1,718$1,686
2016$3,326$1,790$1,692$1,534$1,506

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Compare Tesla Model X Insurance Cost Compared to All Midsize Luxury SUVs (2023)

Car insurance premiums for a Tesla Model X are $564 more per year for a Cadillac XT5, $126 more than those for a Lexus RX 350, and $494 more for a BMW X5. They are also $486 more than those for an Acura MDX.

Out of 36 comparison vehicles, the Tesla Model X comes in at number 29 in the category of midsize luxury SUVs. Full coverage insurance for the Model X is predicted to cost $2,064 per year, whereas the segment average is $1,843 per year, a difference of $221 per year.

From the table below, analyze how much does a Tesla Model X Cost to insure compared to other manufacturers in 2022:

RankMake/ModelInsurance CostDifference
1Cadillac XT5$1,500-$564
2Jaguar E-Pace$1,564-$500
3Lexus RX 350$1,570-$494
4Acura MDX$1,578-$486
5Lincoln Nautilus$1,594-$470
6Lexus RX 450h$1,608-$456
7Infiniti QX50$1,614-$450
8Lexus RX 350L$1,628-$436
9Cadillac XT6$1,640-$424
10Volvo V60$1,648-$416
11Land Rover Discovery$1,660-$404
12Land Rover Discovery Sport$1,662-$402
13Lexus RX 450hL$1,676-$388
14Volvo V90$1,688-$376
15Lincoln Aviator$1,720-$344
16Mercedes-Benz AMG GLB35$1,740-$324
17Mercedes-Benz GLE450$1,744-$320
18Lexus GX 460$1,766-$298
19Infiniti QX60$1,774-$290
20Mercedes-Benz GLE350$1,784-$280
21Genesis GV80$1,818-$246
22Mercedes-Benz AMG GLC43$1,846-$218
23Audi SQ5$1,874-$190
24BMW X5$1,938-$126
25Audi Q8$1,966-$98
26Audi Q7$1,998-$66
27Land Rover Range Rover Sport$2,020-$44
28BMW iX$2,034-$30
29Tesla Model X$2,064--
30Audi SQ7$2,124$60
31Audi e-tron$2,144$80
32Mercedes-Benz AMG GLE53$2,150$86
33BMW X6$2,200$136
34Mercedes-Benz AMG GLE63$2,292$228
35Porsche Cayenne$2,314$250
36Audi RS 6$2,390$326

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2021 Tesla Model X Crash Test Results

Tesla made history by becoming the first SUV to receive 5-star safety ratings from the U.S. National Highway Traffic Safety Administration and below are the results.

NHTSA Safety Ratings2
Overall Rating5 Star
Frontal Crash5 Star
Side Crash5 Star
Rollover5 Star

2021 Tesla Model X Safety Features

Here is the list of 2021 Tesla Model X safety features:

Tesla Model X Safety Features
Tesla With Wings
  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Lane Departure Warning
  • Lane Keeping Assist
  • Cross-Traffic Alert

Also Read – Compare Honda Ridgeline Insurance Cost For 2023: Buy/Renew

How To Apply Car Insurance For Tesla Model X in 2023?

Let Mount Shine help you, we have a wide network of best insurance companies across 50 states of the United States that guide you to the best offers, payment options, auto insurance deals, etc. Check yourself for Tesla Model X insurance costs and then buy or renew.

Get free Tesla Model X Insurance quotes, buy/renew, save money on car insurance by contacting us. Hurry EMI starts as low as $182 per month in 2022! Our service is free, fast, and simple, so get started today!

Compare Tesla Car Insurance For Other Tesla Models

Compare Tesla car insurance for all models and analyze the rates for Tesla cars. Get the in-depth details for each Tesla model ranging from Tesla Model 3, S, and Y along with the age of the driver, deductibles, crash test results, safety features, etc.

Tesla Model S

Tesla Model 3

Tesla Model Y

FAQs

How much is the average insurance cost for Tesla Model X?

The average Tesla Model X insurance cost is $2,064 yearly, $1032 for 6 months, or $172 monthly.

How much does a Tesla SUV cost 2021 for insurance?

A 2021 Tesla Model X costs $2,170 for a 30-year-old driver.

Tesla Model X Vs. Y: Which has the cheapest insurance?

2022 Tesla Model X insurance cost is $2,064 a year whereas Tesla model Y insurance costs is $1,960 a year. It costs $224 less to insure Tesla Model Y.

What is the Tesla Model X price per month for insurance?

$172 a month is the Tesla Model X price for its insurance policy.

Ankit Dhadwal

Ankit Dhadwal

Ankit Dhadwal: Author @ Mount Shine

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