Best Rivian R1T Insurance Cost For 2022: Compare + Buy

Hey Sunshine,

Looking for Rivian R1T insurance cost for 2022? Compare Rivian R1T insurance with other models and learn how to get lower car insurance. We’ll help you get car insurance online for Rivian cars and guide you on which options are available.

Our comparison will help you decide the best way to ensure a Rivian car and get details on how long it takes to get car insurance for electric vehicles. Go through all the processes, information, and the best way to get discounts on deals and quotes from different US agencies for auto insurance.

Mount Shine’s comparison of Rivian R1T insurance cost will help you save money on your next auto insurance policy and in the best financial decision-making.

Rivian R1T Insurance [2022]: Overview

The average 2022 Rivian R1T price for insurance is $1,938 per year or $162 per month for full coverage, depending on the trim level. With MSRP ranging from $67,500 to $95,000 for the 2022 model, Rivian R1T has a wide range of options to choose. The first reviews of the Rivian R1T electric truck in people’s minds were unexpected. The towing capacity is up to 11,000 lbs, the Wading depth is 3+ feet, and it has 8 modes – four for the road and four others where the driver can adjust ride height, suspension, all-wheel drive, pedal response, and more to optimize for comfort.

Rivian R1T Electric Vehicle Insurance
Rivian R1T Electric Vehicle

All these from an electric truck were hard to believe, and everyone started to compare Rivian trucks with Tesla Model X. The world is changing, and so is the automotive industry. We know what will happen next and all get surprises each day with this industry’s revolutionary products. That is why the first reviews of the Rivian R1T electric truck were unexpected.

Now let us get into detail about the Rivian R1T truck, including:

MSRP, how much does a Rivian truck cost to insure, can an 18-year-old get their own car insurance if they own Rivian, compare auto insurance quotes online depending on trim level, and more. All these will help you to make the best financial decision and let you choose Rivian car models.

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How Much Does Rivian R1T Insurance Cost In 2022?

The average Rivian R1T insurance cost for full coverage is around $1,938 per year, depending on the trim level. It costs $474 more per year on average with car insurance policies compare to other mid-size trucks in the market. For a 2022 model, the insurance rates range from $149 to $170 every month, as the factors vary according to the insurer you have chosen, zip codes, model, credit score, and driving history.

Rivian R1T Car Insurance Cost
Rivian R1T Blue

The table below compares Rivian R1T car insurance prices vary based on different driver ages and policy deductible amounts. If we talk about a 40-year-old driver with $1,000 deductibles, the average insurance cost will be $1,614, which goes to $3,208 per year for a 20-year-old driver with a low-deductible policy.

Driver AgeDeductibleAnnual CostMonthly Cost

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What Is The Cheapest Rivian R1T Insurance Cost In 2022?

The cheapest Rivian R1T insurance is for Explore Dual-Motor costing $1,792 per year or $896 for 6 months. The most expensive is the Adventure Quad-Motor Max at $2,034 per year or $1,017 for 6 months.

Rivian R1T Insurance cost
Rivian R1T Insurance cost

In Rivian R1T trucks, Explore models are the cheapest to insure while Adventure models have the highest rates.

compare 2022 Rivian R1T car Insurance Cost by Trim Level from the table below:

Rivian R1T Trim LevelAnnual Policy6-month PolicyPer Month
Explore Dual-Motor$1,792$896$149
Adventure Dual-Motor$1,856$928$155
Explore Quad-Motor$1,918$959$160
Explore Dual-Motor Max$1,952$976$163
Adventure Quad-Motor$1,966$983$164
Adventure Dual-Motor Max$1,994$997$166
Explore Quad-Motor Max$2,000$1,000$167
Adventure Quad-Motor Max$2,034$1,017$170

Also Read: Compare Hyundai Venue Insurance Cost For 2022: Buy/Renew


The rates may vary from state, companies, and manufacturing years of Rivian cars. The best way to ensure the cheapest or the most reliable option is to research well before buying auto car insurance for Rivian R1T. Compare auto insurance quotes online, compare Rivian car prices, and follow our step-by-step guide on how to save money. Gather all the information as much as you can because few insurance companies charge hidden fees from the customers. You will avoid paying higher rates for Rivian R1T insurance.

How To Apply For Rivian R1T Insurance In 2022?

Let Mount Shine help you, we have a wide network of the best insurance companies across 50 states of the United States that guide you to the best offers, payment options, and auto insurance deals. Check yourself for Rivian R1T insurance costs and then buy or renew.

Get free Rivian R1T Insurance quotes, buy/renew, and save money on car insurance by contacting us. Hurry EMI starts as low as $149 per month in 2022! Our service is free, fast, and simple, so get started today!

Compare Rivian Car Insurance Cost For Other Rivian Models

Compare Rivian car insurance for all models and analyze yourself is Rivian car expensive or cheaper to insure. Get in-depth details for each Rivian model along with the age of the driver, deductibles, crash test results, safety features, etc.

Rivian R1S


What Is The MSRP of Rivian R1T truck in 2022?

With MSRP ranging from $67,500 to $95,000 for the 2022 model, Rivian R1T has a wide range of options to choose.

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