Compare Rivian R1T Insurance Cost For 2022 [Buy/Renew]

Hey Sunshine,

Looking for Rivian R1T insurance cost for 2022? Compare Rivian R1T insurance with other models and learn how to get lower car insurance. We’ll help you get car insurance online for Rivian cars and guide you on which options are available.

Our comparison will help you decide the best way to insure a rivian car and get details on how long does it take to get car insurance for electric vehicles. Go through all the processes, information, the best way to get the discount on deals and quotes provided by different US agencies for auto insurance.

Mount Shine’s comparison of Rivian R1T insurance cost will help you save money on your next auto insurance policy and in the best financial decision making.

What Is the Cost of Rivian R1T Insurance and Which Option Is Best?

The average 2022 rivian R1T price for insurance is $1,926 per year or $161 per month for full coverage depending on the trim level. With MSRP ranging from $67,500 to $95,000 for the 2022 model, Rivian R1T has a wide range of options to choose from. The first reviews of the Rivian R1T electric truck in people’s minds were totally unexpected. The towing capacity is up to 11,000 lbs, Wading depth is 3+ feet, and has 8 modes – four for the road and four other where the driver can adjust ride height, suspension, all-wheel drive, pedal response, and more to optimize for comfort.

Rivian R1T Electric Vehicle
Rivian R1T Electric Vehicle

All these from an electric truck were hard to believe and everyone started to compare Rivian truck with Tesla Model X. The world is changing and so does the automotive industry. We do know what will happen next and all get surprises each day with this industry with revolutionary products. This is why the first reviews of the Rivian R1T electric truck were totally unexpected.

Now let us get in detail about the Rivian R1T truck price, how much does a rivian truck cost to insure, can an 18-year-old get their own car insurance if they own Rivian, compare auto insurance quotes online depending on trim level, etc. All these will help you to make the best financial decision and let you choose Rivian car models.

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How much does Rivian R1T insurance cost?

The average Rivian R1T insurance cost for full coverage is around $1,926 per year depending on the trim level. It costs $474 more per year on average with car insurance policies compare to other mid-size trucks in the market. For a 2022 mode, the insurance rates range from $148 to $169 on a monthly basis as the factors vary according to the insurer you have chosen, zip codes, model, etc.

Rivian R1T Blue
Rivian R1T Blue

From the table below, you can compare Rivian R1T insurance prices vary based on different driver ages and policy deductible amounts. If we talk about a 40-year-old driver with $1,000 deductibles, the average insurance cost will be $1,604 and it goes to $4,464 per year for a 20-year-old driver with a low-deductible policy.

Driver AgeDeductibleAnnual CostMonthly Cost

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What Is The Cheapest Rivian R1T Insurance Cost?

The cheapest Rivian R1T insurance is for Explore Dual-Motor costing $1,780 per year or $890 for 6 months. The most expensive is the Adventure Quad-Motor Max at $2,022 per year or $1,011 for 6 months.

Rivian R1T Insurance cost
Rivian R1T Insurance cost

In Rivian R1T trucks, Explore models are the cheapest to insure while Adventure models have the highest rates.

From the table below, compare 2022 Rivian R1T Insurance Cost by Trim Level.

Rivian R1T Trim LevelAnnual Policy6-month PolicyPer Month
Explore Dual-Motor$1,780$890$148
Adventure Dual-Motor$1,844$922$154
Explore Quad-Motor$1,906$953$159
Explore Dual-Motor Max$1,938$969$162
Adventure Quad-Motor$1,952$976$163
Adventure Dual-Motor Max$1,982$991$165
Explore Quad-Motor Max$1,986$993$166
Adventure Quad-Motor Max$2,022$1,011$169

Also Read: Compare Hyundai Venue Insurance Cost For 2022: Buy/Renew


The rates may vary from different states, companies, and manufacturing years of Rivian cars. The best way to insure the cheapest or the most reliable option is to research well before buying auto car insurance for Rivian R1T. Compare auto insurance quotes online, compare Rivian cars prices, follow our step-by-step guide on how to save money. Gather all the information as much as you can because few insurance companies charge hidden fees from the customers. This way you will save yourself from paying higher rates for Rivian R1T insurance.

How To Apply For Rivian R1T Insurance in 2022?

Let Mount Shine help you, we have a wide network of best insurance companies across 50 states of the United States that guide you to the best offers, payment options, auto insurance deals, etc. Check yourself for Rivian R1T insurance costs and then buy or renew.

Get free Rivian R1T Insurance quotes, buy/renew, save money on car insurance by contacting us. Hurry EMI starts as low as $148 per month in 2022! Our service is free, fast, and simple, so get started today!

Compare Rivian Car Insurance For Other Models

Compare Rivian car insurance for all models and analyze yourself is Rivian car expensive or cheaper to insure. Get the in-depth details for each Rivian model along with the age of the driver, deductibles, crash test results, safety features, etc.

Rivian R1S

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