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Looking for the best deals on Rivian R1S insurance? Get all the insights, and compare auto insurance quotes online for Rivian R1S, including trim level, driver’s risk profile, age, and driving history record. Find out how much does Rivian R1S costs, crash test and safety ratings, test-drive results, specifications, and more. Compare Rivian R1S vs Tesla Model X and Tesla Model Y to check which one is a better option.
Our comparison of the Rivian R1S car insurance rate will help you decide the best way to ensure you get the best insurance deal at a cheaper price. Learn how to get car insurance for the first time if you plan to buy Rivian electric vehicles.
Before we dive in, let us get to know how much does Rivian R1S car insurance costs.
How Much Does Rivian R1S insurance Cost In 2022? [Rates+Comparison]
The average Rivian R1S insurance cost is $1,902 per year, where the insurance ranges from $151 to $165 per month, depending on the car’s features. With the Rivian R1S MSRP of $72,500, the cheapest Explore Dual-Motor trim is the cheapest model to insure, and the Adventure Quad-Motor model with an MSRP of $90,000 is the most expensive Rivian car model insurance.

Compare R1S car insurance rates according to different risk scenarios for the drivers and analyze how much it can cost to a 20-year-old driver, 30-year-old driver, or 40-year-old driver from the table below:
Driver Risk Profile | Annual Rate | Monthly Rate |
---|---|---|
High Risk Driver Age 30 | $4,292 | $358 |
Safe Driver Age 20 | $3,762 | $314 |
At-fault Accidents Age 40 | $2,662 | $222 |
Low Deductibles Age 40 | $2,514 | $210 |
Safe Driver Age 30 | $2,016 | $168 |
Safe Driver Age 40 | $1,902 | $159 |
Safe Driver Age 50 | $1,726 | $144 |
Safe Driver Age 60 | $1,694 | $141 |
High Deductibles Age 40 | $1,586 | $132 |
Discount Rate Age 40 | $1,578 | $132 |
Also Read: Compare Hyundai Palisade Insurance Cost For 2022: Buy/Renew
How Much Does Rivian R1S Insurance Cost By Trim Level In 2022?
Whenever a car comes with higher trim levels, it will have better features, but an entry-level trim comes with fewer features. When we compare trim levels, we get to know the cost of car insurance policy premiums according to their monthly, half-yearly, and annual cost.
Compare the 2022 Rivian R1S insurance cost by trim level from the table below:
Rivian R1S Trim Level | Annual Policy | 6-month Policy | Per Month |
---|---|---|---|
Explore Dual-Motor | $1,814 | $907 | $151 |
Adventure Dual-Motor | $1,874 | $937 | $156 |
Explore Quad-Motor | $1,936 | $968 | $161 |
Adventure Quad-Motor | $1,980 | $990 | $165 |
How To Get Discounts On Rivian R1S Insurance In 2022?
The best way to get cheaper rates on Rivian R1S insurance is to get a discount and lower your insurance policy premium. Depending on the model you choose, you will get discounted rates. Here are several ways to opt for discounts on Rivian R1S price:

- Electric vehicle discount
- Anti Lock brake discount
- Antitheft discount
- Daytime running headlights
- Air bag discount
- Passive restraint discount
- Seatbelt pretensioners
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How To Apply For Rivian R1S Insurance In 2022?
Let Mount Shine help you, we have a wide network of the best insurance companies across 50 states of the United States that guide you to the best offers, payment options, auto insurance deals, etc. Check yourself for Rivian R1S Insurance costs and then buy or renew.
Get free Rivian R1S Insurance quotes, buy/renew, and save money on car insurance by contacting us. Hurry EMI starts as low as $150 per month in 2022! Our service is free, fast, and simple, so get started today!
Compare Rivian Car Insurance For Other Rivian Models
Compare Rivian car insurance for all models and analyze yourself is Rivian car expensive or cheaper to insure. Get in-depth details for each Rivian model along with the age of the driver, deductibles, crash test results, safety features, and more.
FAQs
Which Is Cheaper: Rivian R1S car Insurance or R1T Insurance in 2022?
Rivian R1S Insurance is cheaper as compared to R1T insurance in 2022. Rivian R1S insurance costs $1,902, whereas Rivian R1T insurance costs $1,938, making a difference of $36.
Rivian R1S vs Tesla Model Y Insurance: Which Is Cheaper?
The Tesla Model Y insurance cost is $1,804, and Rivian R1S Insurance costs $98 more, so Tesla Model Y is cheaper to insure.