Looking for Hyundai Elantra insurance cost? Get the best deals and buy cheap auto insurance on Hyundai Elantra starting at $143/m. We’ll help you find Hyundai Elantra’s cheap insurance rates and guide you on which options are available.
We compared several car insurance quotes to let you decide the best way to ensure you are getting your best deals on Hyundai Elantra insurance. Learn what factors affect your spending decision while paying for car insurance, look at Hyundai car prices, locations affecting its cost, discounts, credit score required, safety ratings, etc. Check different insurance rates for US agencies auto insurance, banks auto loans, joint auto loans, and how can you save money on car insurance.
Mount Shine’s comparison of Hyundai Elantra insurance costs will help you save money on your next auto insurance policy and in the best financial decision making.
What Is The Cost of Hyundai Elantra Insurance and Which Option Is Best?
The average Hyundai Elantra insurance cost for full coverage is $1,720 per year or $143 per month depending on the features of the car. Our research shows the cheapest Hyundai Elantra insurance cost is SEL trim level at an estimated $1,512 per year for an annual policy. The most expensive to insure is the Hyundai Elantra N which costs $1,868 per year.
Hyundai Elantra is one of the best-looking cars and the 2022 model is a full package for car enthusiasts. It has safety features that everyone wants to see in their car and can take a sigh of relief that everyone will be safe. The Hyundai Elantra cost of ownership is totally worth every penny that you’ll spend. Yes, Hyundai Elantra prices for average insurance are more expensive than other small cars i.e. $151 per year. But you can save $496 a year on your auto insurance policy by following different ways that we’ll discuss next.
We’ll also compare other models of Hyundai Elantra cars to let you decide whether the 2022 Hyundai Elantra is better or the old Hyundai Elantra.
How Much Does A Hyundai Elantra Insurance Costs (2023)?
The average Hyundai Elantra insurance cost for full coverage is $1,720 per year, $860 for 6 months or $143 per month depending on the features of the car.
From the table given below, compare the average Hyundai Elantra car insurance rates vary with changes in driver age and policy deductibles starting from $250 to $1000.
| Driver Age | Deductible | Annual Cost | Monthly Cost |
|---|---|---|---|
| 20 | $1,000 | $2,958 | $247 |
| $500 | $3,406 | $284 | |
| $250 | $3,876 | $323 | |
| 30 | $1,000 | $1,538 | $128 |
| $500 | $1,790 | $149 | |
| $250 | $2,056 | $171 | |
| 40 | $1,000 | $1,486 | $124 |
| $500 | $1,720 | $143 | |
| $250 | $1,962 | $164 | |
| 50 | $1,000 | $1,360 | $113 |
| $500 | $1,568 | $131 | |
| $250 | $1,786 | $149 | |
| 60 | $1,000 | $1,334 | $111 |
| $500 | $1,538 | $128 | |
| $250 | $1,750 | $146 |
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What Do The Factors For Hyundai Elantra Insurance USA Cost?
Elantra insurance in the USA can cost differently depending on various reasons. The cheaper area of Iowa or Illinois can cost $224 with only liability coverage. The range of cost of Hyundai Elantra insurance varies from age to like a teen driver with multiple accidents in New York, NY, could be $16,300 a year for full coverage. If the zip code is different, the Elantra car insurance rate may be different.
Let us see what other factors are there for Hyundai Elantra Insurance USA cost:
1. At-Fault Increases Insurance Rates
At-fault increases insurance rates significantly where a 20-year-old driver can pay up to $2,404 per year and for a 60-year-old driver, it can be $538 per year.
2. Occupation
Insurance companies offer discount rates on Hyundai Elantra cars for people having a job in various occupations. If someone is serving the United States army, accountant, medical professional, college professor, etc, they can save between $52 and $159 a year on their auto insurance bills. This may depend on the type of auto insurance policy they have selected for Hyundai Elantra.
3. Gender
When it comes to saving money on insurance money, females save more when compared to males. The cost of new Hyundai Elantra 2022 insurance for a 20-year-old male can be $3,406 per year while a 20-year-old female driver will pay an average of $2,544, a difference of $862 per year. But by age 50, the insurance rate for men is $1,568 and rates for female drivers are $1,536, a difference of only $32.
4. Tickets and Violations Increases Insurance Rates
One thing that works in favour when it comes to getting cheaper insurance rates for Hyundai Elantra cars is only safe driver gets the benefits. If you are not obeying traffic rules and getting tickets multiple times, then there is no good news for you. If a driver violates the traffic rules just two times, he/she could pay up to $452 more on an auto insurance policy. And just in case, there is a hit-and-run, DUI, or reckless driving, get ready to pay $1,578 or more.
5. Discounts
Those auto insurance policyholders who research first, compare insurance for Hyundai Elantra prices, get quotes from different insurance agencies, drive low annual mileage, or know how many miles do Hyundai Elantra last, tend to save more money. By doing this average drivers can save up to $294 per year on their auto insurance policy.
What Is The Cheapest Hyundai Elantra To Insure In 2023?
Hyundai Elantra Insurance prices range from $1,512 to $1,868 per year and the cheapest Hyundai car to insure is Elantra SEL and second cheapest Hyundai Elantra is Hybrid Blue at $1,560 per year. The 2022 Hyundai Elantra car is expensive to insure when compared to other small cars in its segment.
The most expensive Hyundai Elantra car costs are N at $1,868 and the Hybrid Limited at $1,850 per year. As the trim level increases, the cost of insurance also increases, and in the case of Hyundai Elantra insurance, it can go up to $338 extra per year over the cheapest SEL model.
From the table below, compare the Hyundai Elantra car models from cheapest to expensive depending on trim levels.
| Hyundai Elantra Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| SEL | $1,512 | $756 | $126 |
| Hybrid Blue | $1,560 | $780 | $130 |
| SE | $1,662 | $831 | $139 |
| N Line | $1,788 | $894 | $149 |
| Limited | $1,798 | $899 | $150 |
| Hybrid Limited | $1,850 | $925 | $154 |
| N | $1,868 | $934 | $156 |
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How Much Does a Used or Old Hyundai Elantra Insurance Cost?
There is always a dilemma whether to buy an old Hyundai Elantra that costs less to insure than the 2021 Hyundai Elantra or all new 2022 model. New auto vehicles cost more because of the higher replacement cost but the features you get are better than the old models. To clear all these doubts, let us compare the 2022 Hyundai Elantra car price, and get to know 2021 Hyundai Elantra sport or old Hyundai Elantra is better to insure.
From the table below, compare how much is a used Hyundai Elantra insurance cost from the 2013 to 2022 model for a 20-year-old driver to a 60-year-old driver.
| Model Year | Driver Age 20 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| 2022 | $3,406 | $1,790 | $1,720 | $1,568 | $1,538 |
| 2021 | $3,254 | $1,702 | $1,636 | $1,496 | $1,464 |
| 2020 | $3,192 | $1,666 | $1,606 | $1,466 | $1,440 |
| 2019 | $3,056 | $1,594 | $1,534 | $1,402 | $1,378 |
| 2018 | $3,062 | $1,594 | $1,538 | $1,408 | $1,380 |
| 2017 | $3,118 | $1,616 | $1,564 | $1,430 | $1,404 |
| 2016 | $2,686 | $1,390 | $1,350 | $1,238 | $1,212 |
| 2015 | $2,364 | $1,234 | $1,198 | $1,096 | $1,074 |
| 2014 | $2,136 | $1,120 | $1,084 | $990 | $970 |
| 2013 | $2,032 | $1,062 | $1,028 | $940 | $922 |
2016 Hyundai Elantra cost for insurance is $2,686 and old models like the 2013 Hyundai Elantra car cost $2,032 for a 20-year-old driver. For a 20-year-old driver 2021, Hyundai Elantra’s cost is $3,254 which is high when compared to old Hyundai Elantra car models. Teenagers often tend to pay higher insurance rates. As the age increase, the cost of Hyundai Elantra car insurance decreases.
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Cost Of Hyundai Elantra By Location: Buy Cheap Auto Insurance
In the United States, Zip codes do have different insurance rates and affect the cost of Hyundai Elantra insurance. Depending on your location, the US agencies auto insurance charge differently like a driver can pay an additional charge in a large metro area. These include Milwaukee, WI, at an estimated $1,738 per year, Chicago, IL, costing $1,870, Memphis, TN, at $2,124, and San Francisco, CA, at $2,448.
If you live in Virginia Beach, VA, the insurance is cheaper costing $1,154 for an annual policy. The Hyundai Elantra car insurance rates are high in New York, NY where average rates are $3,244 a year and $2,864 per year for Philadelphia.
You can compare the Hyundai Elantra insurance prices according to 35 other cities in the United States.
| City/State | Annual Rate | Monthly Rate |
|---|---|---|
| Detroit, MI | $6,728 | $561 |
| New Orleans, LA | $4,022 | $335 |
| Miami, FL | $3,322 | $277 |
| New York, NY | $3,244 | $270 |
| Philadelphia, PA | $2,864 | $239 |
| Las Vegas, NV | $2,856 | $238 |
| Los Angeles, CA | $2,848 | $237 |
| Louisville, KY | $2,732 | $228 |
| San Francisco, CA | $2,448 | $204 |
| Jacksonville, FL | $2,438 | $203 |
| Oakland, CA | $2,434 | $203 |
| Sacramento, CA | $2,304 | $192 |
| Baltimore, MD | $2,250 | $188 |
| Long Beach, CA | $2,230 | $186 |
| Tulsa, OK | $2,182 | $182 |
| Kansas City, MO | $2,168 | $181 |
| Oklahoma City, OK | $2,168 | $181 |
| Denver, CO | $2,124 | $177 |
| Memphis, TN | $2,124 | $177 |
| Atlanta, GA | $2,092 | $174 |
| Colorado Springs, CO | $2,074 | $173 |
| Fresno, CA | $2,044 | $170 |
| San Jose, CA | $2,030 | $169 |
| Phoenix, AZ | $1,976 | $165 |
| Portland, OR | $1,948 | $162 |
| San Diego, CA | $1,932 | $161 |
| Boston, MA | $1,928 | $161 |
| Wichita, KS | $1,872 | $156 |
| Chicago, IL | $1,870 | $156 |
| Dallas, TX | $1,834 | $153 |
| Houston, TX | $1,824 | $152 |
| Seattle, WA | $1,818 | $152 |
| Minneapolis, MN | $1,806 | $151 |
| Birmingham, AL | $1,800 | $150 |
| Nashville, TN | $1,746 | $146 |
| Milwaukee, WI | $1,738 | $145 |
| Mesa, AZ | $1,730 | $144 |
| Indianapolis, IN | $1,726 | $144 |
| Albuquerque, NM | $1,702 | $142 |
| Tucson, AZ | $1,666 | $139 |
| San Antonio, TX | $1,646 | $137 |
| Omaha, NE | $1,596 | $133 |
| Fort Worth, TX | $1,586 | $132 |
| El Paso, TX | $1,584 | $132 |
| Austin, TX | $1,562 | $130 |
| Cleveland, OH | $1,362 | $114 |
| Columbus, OH | $1,292 | $108 |
| Charlotte, NC | $1,230 | $103 |
| Virginia Beach, VA | $1,154 | $96 |
| Raleigh, NC | $1,072 | $89 |
Compare Hyundai Elantra Insurance By State (2023)
We compared average auto insurance rates for all 50 states, starting from Alabama to Wyoming, and found the Hyundai Elantra car Insurance rates ranging from $1,400 to $1,578.
| U.S. State | Annual Cost | 6-month Cost | Monthly Cost |
|---|---|---|---|
| Alabama | $1,400 | $700 | $117 |
| Alaska | $1,506 | $753 | $126 |
| Arizona | $1,530 | $765 | $128 |
| Arkansas | $1,838 | $919 | $153 |
| California | $1,968 | $984 | $164 |
| Colorado | $1,834 | $917 | $153 |
| Connecticut | $1,666 | $833 | $139 |
| Delaware | $1,746 | $873 | $146 |
| Florida | $2,510 | $1,255 | $209 |
| Georgia | $1,660 | $830 | $138 |
| Hawaii | $1,166 | $583 | $97 |
| Idaho | $1,356 | $678 | $113 |
| Illinois | $1,386 | $693 | $116 |
| Indiana | $1,284 | $642 | $107 |
| Iowa | $1,244 | $622 | $104 |
| Kansas | $1,728 | $864 | $144 |
| Kentucky | $1,998 | $999 | $167 |
| Louisiana | $2,488 | $1,244 | $207 |
| Maine | $1,188 | $594 | $99 |
| Maryland | $1,552 | $776 | $129 |
| Massachusetts | $1,406 | $703 | $117 |
| Michigan | $2,738 | $1,369 | $228 |
| Minnesota | $1,508 | $754 | $126 |
| Mississippi | $1,622 | $811 | $135 |
| Missouri | $1,822 | $911 | $152 |
| Montana | $1,676 | $838 | $140 |
| Nebraska | $1,644 | $822 | $137 |
| Nevada | $1,884 | $942 | $157 |
| New Hampshire | $1,036 | $518 | $86 |
| New Jersey | $1,622 | $811 | $135 |
| New Mexico | $1,376 | $688 | $115 |
| New York | $1,828 | $914 | $152 |
| North Carolina | $1,090 | $545 | $91 |
| North Dakota | $1,428 | $714 | $119 |
| Ohio | $1,000 | $500 | $83 |
| Oklahoma | $1,670 | $835 | $139 |
| Oregon | $1,440 | $720 | $120 |
| Pennsylvania | $1,448 | $724 | $121 |
| Rhode Island | $2,026 | $1,013 | $169 |
| South Carolina | $1,584 | $792 | $132 |
| South Dakota | $1,556 | $778 | $130 |
| Tennessee | $1,360 | $680 | $113 |
| Texas | $1,618 | $809 | $135 |
| Utah | $1,420 | $710 | $118 |
| Vermont | $1,140 | $570 | $95 |
| Virginia | $1,112 | $556 | $93 |
| Washington | $1,306 | $653 | $109 |
| West Virginia | $1,546 | $773 | $129 |
| Wisconsin | $1,166 | $583 | $97 |
| Wyoming | $1,578 | $789 | $132 |
How many miles do Hyundai Elantra last?
Insurance rates are also defined by how long do Hyundai Elantra’s last depending on the mileage. The vehicle with age depreciates and demands more care. This results in whether the insurance cost will be higher for new vehicles and cheaper for old or used cars. To know how many miles do Hyundai Elantra last depends on its life expectancy. What driving habits are a driver have, how many times Hyundai Elantra goes for maintenance, and is the user manual being followed properly or not, these tell a lot about the car’s health.
A Hyundai Elantra may easily reach 150000 to 250000 miles with proper maintenance and good driving practices. You might be surprised to learn that there have been reports of surpassing 300,000 miles. The Elantra, on the other hand, will not last you even 50000 miles if you abuse it (give it less attention and use it hard).
How Long Do Hyundai Elantra Last?
Our research shows different models of Hyundai Elantra cars last depending on the mileage.
2001 Hyundai Elantra: With a basic warranty that meets these lifespan criteria, you can easily reach 60000 miles or outlive the model for at least 5 years. However, if you drive carefully, you may easily reach 300,000 miles and beyond.
The 2002 Hyundai Elantra is a model that can last you at least 60000 miles if you mistreat it. On the other hand, with regular maintenance, it may easily travel 125000 miles without requiring major repairs.
2003 Hyundai Elantra: With some basic maintenance, you may extend the life of the model past 180k miles.
2004 Hyundai Elantra: If you follow the manufacturer’s instructions to the letter, this model can last for 300,000 miles.
With basic maintenance, the 2005 Hyundai Elantra can provide you with a high mileage range of 140000 to 160000 miles.
The 2006 Hyundai Elantra will easily achieve 120000 miles if you adopt the practice of changing the oil every 5000 miles.
2007 Hyundai Elantra: This particular model has remarkable longevity of 105k to 198k miles.
2008 Hyundai Elantra: If you drive it carefully, you might achieve a high mileage of 300000 miles.
2009 Hyundai Elantra: With proper maintenance, you should be able to get 120000 miles or more before experiencing any severe issues.
The 2010 Hyundai Elantra is a model that can last up to 120000 kilometres. However, it may be necessary to make some repairs in order to get there.
The 2011 Hyundai Elantra has been criticized by several owners for having a problematic engine. As a result, it barely reaches the 100,000-mile mark.
2012 Hyundai Elantra: You may easily achieve 154000 miles without any repairs.
According to jdpower (dot) com, the average mileage of the 2013 Hyundai Elantra is 99280.
After successfully driving 100k miles in a 2014 Hyundai Elantra, several owners reported having issues. The engine was making a ticking noise, which was the source of the problem.
The 2015 Hyundai Elantra has a mileage of 86463 miles on the clock.
2016 Hyundai Elantra: There have been reports of this model reaching 200k miles.
2017 Hyundai Elantra: This model may easily reach 100k miles with careful driving. It might last you 250k miles if you undertake some small repairs.
2018 Hyundai Elantra: If you treat the model with adequate love and care, you may tune the odometer at 200000 miles.
2019 Hyundai Elantra: This model includes the majority of modern features. Given the historical record, we are confident that you will easily outperform its 100,000-mile powertrain warranty.
Hyundai Elantra models for 2020 and 2021: The market for these two new model years is booming. There isn’t enough data in the database because these are new models. However, based on recent experience, we can guarantee that they will endure over two decades.
How To Apply For Hyundai Elantra Car Insurance in 2023?
The rates may vary from different states, companies, and manufacturing years of Hyundai Elantra cars. The best way to insure the cheapest or the most reliable option is to research well before buying auto car insurance for Hyundai Elantra. Let Mount Shine help you, we have a wide network of best insurance companies across 50 states of the United States that guide you to the best offers, payment options, auto insurance deals, etc. Check yourself for Hyundai Elantra insurance costs and then buy or renew.
Get free Hyundai Elantra Insurance quotes, buy cheap auto insurance or renew, save money on car insurance by contacting us. Hurry EMI starts as low as $143 per month in 2023! Our service is free, fast, and simple, so get started today!
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