Compare Honda Ridgeline Insurance Cost For 2022: [Buy+Renew]

Hey Sunshine,

Looking for Honda Ridgeline insurance cost? Get the best deals on Honda Ridgeline insurance starting at $123/m. Compare Honda Ridgeline cheap insurance rates from different insurance companies across the United States and guide you on which options are available.

We compared several car insurance quotes to let you decide the best way to ensure you are getting your best deals on a Honda Ridgeline insurance. Learn what factors affect your spending decision while paying for car insurance, look at Ridgeline car prices, locations affecting its cost, discounts, credit score required, safety ratings, etc. Check different insurance rates for US agencies auto insurance, banks auto loans, joint auto loans, and how can you save money on car insurance.

Mount Shine’s comparison of Honda Ridgeline insurance cost will help you save money on your next auto insurance policy and in the best financial decision making.

What Is the Cost of Honda Ridgeline Insurance and Which Option Is Best?

The average Honda Ridgeline insurance cost for full coverage is around $1,474 per year or around $123 per month, depending on the features of the car also known as trim level. Our research shows the cheapest Honda Ridgeline insurance is Sport trim level at around $1,414 per year. The most expensive to insure Honda Ridgeline is the Honda Ridgeline Black Edition with an estimated cost of about $1,520 for an annual policy.

2022 Honda Ridgeline Insurance Rates
2022 Honda Ridgeline Insurance Rates

Auto Insurance Policy, credit score history, vehicle age, trim levels, crash test results, safety features, location, age, vehicle depreciation are a few factors you should consider while buying a car that results in the best financial decision making for you. When these factors are considered you can make your mind whether an old honda ridgeline is better for you or a 2021 honda ridgeline car.

Let us see more information on Honda Ridgeline insurance and its requirement to help you understand better that will help you take smart decisions.

How Much Does a Honda Ridgeline Costs To Insure in 2022?

The average Honda Ridgeline insurance cost is $1,474 per year or $123 per month in June 2022. These insurance rates are the latest ones as in Jan 2022 the rates were $1,462 per year making a difference of just $12 in few months. This is not considered a significant hike in insurance prices so need not to worry.

2022 Honda Ridgeline Price
2022 Honda Ridgeline Price

There may be variations in the insurance rates depending on various factors like where you live, liability insurance, state, age, driver’s risk profile, etc. It might cost you a lot more or less depending on various reasons.

Here is the breakdown of Honda Ridgeline car latest prices:

  • comprehensive coverage costs are $360 a year 
  • liability and medical coverage are $432
  • collision coverage is approximately $682

From the table given below, compare the Honda Ridgeline car insurance cost for 2022 according to the age of the rated driver and comprehensive and collision deductibles starting from $250 to $1000.

Driver AgeDeductibleAnnual CostMonthly Cost
20$1,000$2,470$206
$500$2,934$245
$250$3,420$285
30$1,000$1,300$108
$500$1,560$130
$250$1,826$152
40$1,000$1,238$103
$500$1,474$123
$250$1,720$143
50$1,000$1,132$94
$500$1,344$112
$250$1,568$131
60$1,000$1,112$93
$500$1,320$110
$250$1,540$128

Honda Ridgeline Trim Level Comparison in 2022

Trim level is one of the causes in the variation of insurance for Honda Ridgeline prices. We compared all the Honda Ridgeline models from the cheapest to expensive. We found the cheapest trim level for a Honda Ridgeline car is Sport costing about $1,414 per year. Making it one of the budget-friendly Ridgeline car insurance. Other models are the Honda Ridgeline RTL, the RTL-E, and the Black Edition trim levels at an estimated $1,460, $1,502, and $1,520 per year, respectively. If the trim level increases, the cost of car insurance also increases.

2021 Honda Ridgeline AWD Sport HPD Trim Level
2021 Honda Ridgeline AWD Sport HPD Trim Level

Let us see the Honda Ridgeline Trim level comparison by different models and see their insurance prices.

Honda Ridgeline Trim LevelAnnual Policy6-month PolicyPer Month
Sport$1,414$707$118
RTL$1,460$730$122
RTL-E$1,502$751$125
Black Edition$1,520$760$127

How Much Does Honda Ridgeline Insurance Cost Compare To Other Honda Models?

2022 Honda Ridgeline insurance cost when compared to other Honda car insurance for different models, ranging from $1,580 a year for a Honda Accord and for the Honda Ridgeline $1,474 per year.

2021 Honda Ridgeline AWD Sport HPD
2021 Honda Ridgeline AWD Sport HPD

From the table given below, you can easily compare the Honda Ridgeline insurance prices with other honda models.

ModelAnnual CostMonthly Cost
Honda Accord$1,580$132
Honda Civic$1,498$125
Honda Clarity$1,666$139
Honda CR-V$1,326$111
Honda CR-Z (2016 and prior)$1,196$100
Honda Fit (2020 and prior)$1,180$98
Honda HR-V$1,360$113
Honda Insight$1,472$123
Honda Odyssey$1,412$118
Honda Passport$1,218$102
Honda Pilot$1,534$128
Honda Ridgeline$1,474$123

How Much Is A 2021 Honda Ridgeline Insurance Cost?

Honda Ridgeline Insurance Rates 2021
Honda Ridgeline Insurance Rates 2021

Based on the risk and profile of a 20-year-old driver, the average Honda Ridgeline car insurance rate for 2021 is $1,568.

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What Is The Cost Of Honda Ridgeline Insurance Near Me in 2022?

US agencies auto insurance charge differently according to where you live i.e. according to your zip codes, address, state. Every zip code has a different insurance price whether it is old honda ridgeline or new 2022. In fact, if someone is thinking of leasing a Honda Ridgeline the rates at that time also varies a lot according to the location. So if you are planning to buy/renew Honda Ridgeline insurance then the cheapest location in Virginia Beach, VA, costs $1,114 for an annual policy. New York City, NY has the most expensive insurance rates around $2,800 per year, and in Philadelphia, PA too costing $2,472.

New 2022 Honda Ridgeline
New 2022 Honda Ridgeline

For those residing in places like Dallas, Tx, San Antanio, TX, Mesa, Az the insurance rates for Honda ridgeline in 2022 can cost $1,584 per year, $1,420 per year, $1,494 per year, respectively.

The quotes may differ with the southern Ridgeline insurance company for students, teenagers, or private insurance.

From the table given below, compare the 2022 Honda Ridgeline car insurance price according to location and how much a customer pays for full Ridgeline coverage insurance.

City/StateAnnual RateMonthly Rate
Detroit, MI$5,808$484
New Orleans, LA$3,472$289
Miami, FL$2,868$239
New York, NY$2,800$233
Philadelphia, PA$2,472$206
Las Vegas, NV$2,468$206
Los Angeles, CA$2,460$205
Louisville, KY$2,360$197
San Francisco, CA$2,114$176
Jacksonville, FL$2,106$176
Oakland, CA$2,100$175
Sacramento, CA$1,988$166
Baltimore, MD$1,944$162
Long Beach, CA$1,926$161
Tulsa, OK$1,884$157
Kansas City, MO$1,872$156
Oklahoma City, OK$1,872$156
Denver, CO$1,834$153
Memphis, TN$1,834$153
Atlanta, GA$1,808$151
Colorado Springs, CO$1,790$149
Fresno, CA$1,766$147
San Jose, CA$1,756$146
Phoenix, AZ$1,704$142
Portland, OR$1,680$140
San Diego, CA$1,670$139
Boston, MA$1,664$139
Wichita, KS$1,618$135
Chicago, IL$1,612$134
Dallas, TX$1,584$132
Houston, TX$1,578$132
Seattle, WA$1,572$131
Minneapolis, MN$1,562$130
Birmingham, AL$1,554$130
Nashville, TN$1,510$126
Milwaukee, WI$1,500$125
Mesa, AZ$1,494$125
Indianapolis, IN$1,492$124
Albuquerque, NM$1,472$123
Tucson, AZ$1,438$120
San Antonio, TX$1,420$118
Omaha, NE$1,376$115
Fort Worth, TX$1,368$114
El Paso, TX$1,366$114
Austin, TX$1,350$113
Cleveland, OH$1,178$98
Columbus, OH$1,114$93
Charlotte, NC$1,062$89
Virginia Beach, VA$998$83
Raleigh, NC$926$77

Compare Honda Ridgeline Insurance Cost By State

We compared average auto insurance rates for all 50 states, starting from Alabama where average annual insurance cost for Honda Ridgeline is $1,212 to Wyoming where is costs $1,362, and found the cheapest Honda Accord Insurance Cost.

Honda Ridgeline Exterior
Honda Ridgeline Exterior
U.S. StateAnnual Cost6-month CostMonthly Cost
Alabama$1,212$606$101
Alaska$1,300$650$108
Arizona$1,322$661$110
Arkansas$1,588$794$132
California$1,700$850$142
Colorado$1,580$790$132
Connecticut$1,438$719$120
Delaware$1,508$754$126
Florida$2,170$1,085$181
Georgia$1,434$717$120
Hawaii$1,006$503$84
Idaho$1,170$585$98
Illinois$1,198$599$100
Indiana$1,108$554$92
Iowa$1,074$537$90
Kansas$1,492$746$124
Kentucky$1,726$863$144
Louisiana$2,148$1,074$179
Maine$1,024$512$85
Maryland$1,340$670$112
Massachusetts$1,216$608$101
Michigan$2,364$1,182$197
Minnesota$1,304$652$109
Mississippi$1,402$701$117
Missouri$1,572$786$131
Montana$1,446$723$121
Nebraska$1,416$708$118
Nevada$1,628$814$136
New Hampshire$894$447$75
New Jersey$1,402$701$117
New Mexico$1,190$595$99
New York$1,578$789$132
North Carolina$944$472$79
North Dakota$1,232$616$103
Ohio$862$431$72
Oklahoma$1,442$721$120
Oregon$1,242$621$104
Pennsylvania$1,248$624$104
Rhode Island$1,746$873$146
South Carolina$1,366$683$114
South Dakota$1,346$673$112
Tennessee$1,172$586$98
Texas$1,398$699$117
Utah$1,228$614$102
Vermont$984$492$82
Virginia$956$478$80
Washington$1,128$564$94
West Virginia$1,336$668$111
Wisconsin$1,006$503$84
Wyoming$1,362$681$114

How To Apply For Honda Ridgeline Car Insurance in 2022?

The rates may vary from different states, companies, and manufacturing years of the Honda Ridgeline car. The best way to insure the cheapest or the most reliable option is to research well before buying auto car insurance for Honda Ridgeline. Let Mount Shine help you, we have a wide network of best insurance companies across 50 states of the United States that guide you to the best offers, payment options, auto insurance deals, etc. Check yourself for Honda Ridgeline insurance cost and then buy or renew.

Honda Ridgeline 2020

Get free Honda Ridgeline Insurance quotes, buy/renew, save money on car insurance by contacting us. Hurry EMI starts as low as $123 per month in 2022! Our service is free, fast, and simple, so get started today!

Compare Honda Insurance For Other Models (2022)

Compare Honda insurance to other models and see how much does honda civic insurance cost, honda accord insurance cost, or Honda pilot insurance costs. In-depth details are given for each honda model along with the age of the driver, deductibles, Honda depreciation, crash test results, safety features, etc.

Old 2019 Honda Ridgeline Insurance Cost
Old 2019 Honda Ridgeline model

Honda Civic

Honda Clarity

Honda CR-V

Honda CR-Z

Honda Fit

Honda HR-V

Honda Insight

Honda Odyssey

Honda Passport

Honda Pilot

FAQs

Q1. Is Honda Ridgeline Expensive to insure?

If we compare Honda Ridgeline to other midsize truck in its segment, it rank #8 out of 10 for insurance affordability. The average Honda Ridgeline insurance cost for full coverage is around $1,474 per year while the other variants of midsize truck’s average rate is $1,452 per year, a difference of $22 per year.

Q2. Does it cost more to insure a Honda Ridgeline?

This totally depends on with whom we are comparing the car insurance for Honda Ridgeline. Honda Ridgeline trim level comparison has different stats and similarly if it being compared to other Honda models the stats will be different.

Q3. How can I save money on car insurance?

Having a clean driving record, by maintaining a good credit score of 640 or above, avoiding At-fault accidents, using old honda ridgeline car model than a new one can help you save money on your car insurance.

Q4. What are Ridgeline car insurance requirements?

Q5. 2021 honda ridgeline price for car insurance is?

The average Honda Ridgeline car insurance rate for 2021 is $1,568 for a 20-year-old driver.

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