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Looking for Honda Ridgeline insurance cost? Get the best deals on Honda Ridgeline insurance starting at $123/m. Compare Honda Ridgeline cheap insurance rates from different insurance companies across the United States and guide you on which options are available.
We compared several car insurance quotes to let you decide the best way to ensure you are getting your best deals on a Honda Ridgeline insurance. Learn what factors affect your spending decision while paying for car insurance, look at Ridgeline car prices, locations affecting its cost, discounts, credit score required, safety ratings, etc. Check different insurance rates for US agencies auto insurance, banks auto loans, joint auto loans, and how can you save money on car insurance.
Mount Shine’s comparison of Honda Ridgeline insurance cost will help you save money on your next auto insurance policy and in the best financial decision making.
Table of Contents
What Is the Cost of Honda Ridgeline Insurance and Which Option Is Best?
The average Honda Ridgeline insurance cost for full coverage is around $1,474 per year or around $123 per month, depending on the features of the car also known as trim level. Our research shows the cheapest Honda Ridgeline insurance is Sport trim level at around $1,414 per year. The most expensive to insure Honda Ridgeline is the Honda Ridgeline Black Edition with an estimated cost of about $1,520 for an annual policy.

Auto Insurance Policy, credit score history, vehicle age, trim levels, crash test results, safety features, location, age, vehicle depreciation are a few factors you should consider while buying a car that results in the best financial decision making for you. When these factors are considered you can make your mind whether an old honda ridgeline is better for you or a 2021 honda ridgeline car.
Let us see more information on Honda Ridgeline insurance and its requirement to help you understand better that will help you take smart decisions.
How Much Does a Honda Ridgeline Costs To Insure?
The average Honda Ridgeline insurance cost is $1,474 per year or $123 per month in June 2022. These insurance rates are the latest ones as in Jan 2022 the rates were $1,462 per year making a difference of just $12 in few months. This is not considered a significant hike in insurance prices so need not to worry.

There may be variations in the insurance rates depending on various factors like where you live, liability insurance, state, age, driver’s risk profile, etc. It might cost you a lot more or less depending on various reasons.
Here is the breakdown of Honda Ridgeline car latest prices:
- comprehensive coverage costs are $360 a year
- liability and medical coverage are $432
- collision coverage is approximately $682
From the table given below, compare the Honda Ridgeline car insurance cost for 2022 according to the age of the rated driver and comprehensive and collision deductibles starting from $250 to $1000.
Driver Age | Deductible | Annual Cost | Monthly Cost |
---|---|---|---|
20 | $1,000 | $2,470 | $206 |
$500 | $2,934 | $245 | |
$250 | $3,420 | $285 | |
30 | $1,000 | $1,300 | $108 |
$500 | $1,560 | $130 | |
$250 | $1,826 | $152 | |
40 | $1,000 | $1,238 | $103 |
$500 | $1,474 | $123 | |
$250 | $1,720 | $143 | |
50 | $1,000 | $1,132 | $94 |
$500 | $1,344 | $112 | |
$250 | $1,568 | $131 | |
60 | $1,000 | $1,112 | $93 |
$500 | $1,320 | $110 | |
$250 | $1,540 | $128 |
Honda Ridgeline Trim Level Comparison
Trim level is one of the causes in the variation of insurance for Honda Ridgeline prices. We compared all the Honda Ridgeline models from the cheapest to expensive. We found the cheapest trim level for a Honda Ridgeline car is Sport costing about $1,414 per year. Making it one of the budget-friendly Ridgeline car insurance. Other models are the Honda Ridgeline RTL, the RTL-E, and the Black Edition trim levels at an estimated $1,460, $1,502, and $1,520 per year, respectively. If the trim level increases, the cost of car insurance also increases.

Let us see the Honda Ridgeline Trim level comparison by different models and see their insurance prices.
Honda Ridgeline Trim Level | Annual Policy | 6-month Policy | Per Month |
---|---|---|---|
Sport | $1,414 | $707 | $118 |
RTL | $1,460 | $730 | $122 |
RTL-E | $1,502 | $751 | $125 |
Black Edition | $1,520 | $760 | $127 |
How Much Does Honda Ridgeline Insurance Cost Compare To Other Honda Models?
2022 Honda Ridgeline insurance cost when compared to other Honda car insurance for different models, ranging from $1,580 a year for a Honda Accord and for the Honda Ridgeline $1,474 per year.

From the table given below, you can easily compare the Honda Ridgeline insurance prices with other honda models.
Model | Annual Cost | Monthly Cost |
---|---|---|
Honda Accord | $1,580 | $132 |
Honda Civic | $1,498 | $125 |
Honda Clarity | $1,666 | $139 |
Honda CR-V | $1,326 | $111 |
Honda CR-Z (2016 and prior) | $1,196 | $100 |
Honda Fit (2020 and prior) | $1,180 | $98 |
Honda HR-V | $1,360 | $113 |
Honda Insight | $1,472 | $123 |
Honda Odyssey | $1,412 | $118 |
Honda Passport | $1,218 | $102 |
Honda Pilot | $1,534 | $128 |
Honda Ridgeline | $1,474 | $123 |
How Much Is A 2021 Honda Ridgeline Insurance Cost?

Based on the risk and profile of a 20-year-old driver, the average Honda Ridgeline car insurance rate for 2021 is $1,568.
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What Is The Cost Of Honda Ridgeline Insurance Near Me?
US agencies auto insurance charge differently according to where you live i.e. according to your zip codes, address, state. Every zip code has a different insurance price whether it is old honda ridgeline or new 2022. In fact, if someone is thinking of leasing a Honda Ridgeline the rates at that time also varies a lot according to the location. So if you are planning to buy/renew Honda Ridgeline insurance then the cheapest location in Virginia Beach, VA, costs $1,114 for an annual policy. New York City, NY has the most expensive insurance rates around $2,800 per year, and in Philadelphia, PA too costing $2,472.

For those residing in places like Dallas, Tx, San Antanio, TX, Mesa, Az the insurance rates for Honda ridgeline in 2022 can cost $1,584 per year, $1,420 per year, $1,494 per year, respectively.
The quotes may differ with the southern Ridgeline insurance company for students, teenagers, or private insurance.
From the table given below, compare the 2022 Honda Ridgeline car insurance price according to location and how much a customer pays for full Ridgeline coverage insurance.
City/State | Annual Rate | Monthly Rate |
---|---|---|
Detroit, MI | $5,808 | $484 |
New Orleans, LA | $3,472 | $289 |
Miami, FL | $2,868 | $239 |
New York, NY | $2,800 | $233 |
Philadelphia, PA | $2,472 | $206 |
Las Vegas, NV | $2,468 | $206 |
Los Angeles, CA | $2,460 | $205 |
Louisville, KY | $2,360 | $197 |
San Francisco, CA | $2,114 | $176 |
Jacksonville, FL | $2,106 | $176 |
Oakland, CA | $2,100 | $175 |
Sacramento, CA | $1,988 | $166 |
Baltimore, MD | $1,944 | $162 |
Long Beach, CA | $1,926 | $161 |
Tulsa, OK | $1,884 | $157 |
Kansas City, MO | $1,872 | $156 |
Oklahoma City, OK | $1,872 | $156 |
Denver, CO | $1,834 | $153 |
Memphis, TN | $1,834 | $153 |
Atlanta, GA | $1,808 | $151 |
Colorado Springs, CO | $1,790 | $149 |
Fresno, CA | $1,766 | $147 |
San Jose, CA | $1,756 | $146 |
Phoenix, AZ | $1,704 | $142 |
Portland, OR | $1,680 | $140 |
San Diego, CA | $1,670 | $139 |
Boston, MA | $1,664 | $139 |
Wichita, KS | $1,618 | $135 |
Chicago, IL | $1,612 | $134 |
Dallas, TX | $1,584 | $132 |
Houston, TX | $1,578 | $132 |
Seattle, WA | $1,572 | $131 |
Minneapolis, MN | $1,562 | $130 |
Birmingham, AL | $1,554 | $130 |
Nashville, TN | $1,510 | $126 |
Milwaukee, WI | $1,500 | $125 |
Mesa, AZ | $1,494 | $125 |
Indianapolis, IN | $1,492 | $124 |
Albuquerque, NM | $1,472 | $123 |
Tucson, AZ | $1,438 | $120 |
San Antonio, TX | $1,420 | $118 |
Omaha, NE | $1,376 | $115 |
Fort Worth, TX | $1,368 | $114 |
El Paso, TX | $1,366 | $114 |
Austin, TX | $1,350 | $113 |
Cleveland, OH | $1,178 | $98 |
Columbus, OH | $1,114 | $93 |
Charlotte, NC | $1,062 | $89 |
Virginia Beach, VA | $998 | $83 |
Raleigh, NC | $926 | $77 |
Compare Honda Ridgeline Insurance Cost By State
We compared average auto insurance rates for all 50 states, starting from Alabama where average annual insurance cost for Honda Ridgeline is $1,212 to Wyoming where is costs $1,362, and found the cheapest Honda Accord Insurance Cost.

U.S. State | Annual Cost | 6-month Cost | Monthly Cost |
---|---|---|---|
Alabama | $1,212 | $606 | $101 |
Alaska | $1,300 | $650 | $108 |
Arizona | $1,322 | $661 | $110 |
Arkansas | $1,588 | $794 | $132 |
California | $1,700 | $850 | $142 |
Colorado | $1,580 | $790 | $132 |
Connecticut | $1,438 | $719 | $120 |
Delaware | $1,508 | $754 | $126 |
Florida | $2,170 | $1,085 | $181 |
Georgia | $1,434 | $717 | $120 |
Hawaii | $1,006 | $503 | $84 |
Idaho | $1,170 | $585 | $98 |
Illinois | $1,198 | $599 | $100 |
Indiana | $1,108 | $554 | $92 |
Iowa | $1,074 | $537 | $90 |
Kansas | $1,492 | $746 | $124 |
Kentucky | $1,726 | $863 | $144 |
Louisiana | $2,148 | $1,074 | $179 |
Maine | $1,024 | $512 | $85 |
Maryland | $1,340 | $670 | $112 |
Massachusetts | $1,216 | $608 | $101 |
Michigan | $2,364 | $1,182 | $197 |
Minnesota | $1,304 | $652 | $109 |
Mississippi | $1,402 | $701 | $117 |
Missouri | $1,572 | $786 | $131 |
Montana | $1,446 | $723 | $121 |
Nebraska | $1,416 | $708 | $118 |
Nevada | $1,628 | $814 | $136 |
New Hampshire | $894 | $447 | $75 |
New Jersey | $1,402 | $701 | $117 |
New Mexico | $1,190 | $595 | $99 |
New York | $1,578 | $789 | $132 |
North Carolina | $944 | $472 | $79 |
North Dakota | $1,232 | $616 | $103 |
Ohio | $862 | $431 | $72 |
Oklahoma | $1,442 | $721 | $120 |
Oregon | $1,242 | $621 | $104 |
Pennsylvania | $1,248 | $624 | $104 |
Rhode Island | $1,746 | $873 | $146 |
South Carolina | $1,366 | $683 | $114 |
South Dakota | $1,346 | $673 | $112 |
Tennessee | $1,172 | $586 | $98 |
Texas | $1,398 | $699 | $117 |
Utah | $1,228 | $614 | $102 |
Vermont | $984 | $492 | $82 |
Virginia | $956 | $478 | $80 |
Washington | $1,128 | $564 | $94 |
West Virginia | $1,336 | $668 | $111 |
Wisconsin | $1,006 | $503 | $84 |
Wyoming | $1,362 | $681 | $114 |
How To Apply For Honda Ridgeline Car Insurance in 2022?
The rates may vary from different states, companies, and manufacturing years of the Honda Ridgeline car. The best way to insure the cheapest or the most reliable option is to research well before buying auto car insurance for Honda Ridgeline. Let Mount Shine help you, we have a wide network of best insurance companies across 50 states of the United States that guide you to the best offers, payment options, auto insurance deals, etc. Check yourself for Honda Ridgeline insurance cost and then buy or renew.

Get free Honda Ridgeline Insurance quotes, buy/renew, save money on car insurance by contacting us. Hurry EMI starts as low as $123 per month in 2022! Our service is free, fast, and simple, so get started today!
Compare Honda Insurance For Other Models
Compare Honda insurance to other models and see how much does honda civic insurance cost, honda accord insurance cost, or Honda pilot insurance costs. In-depth details are given for each honda model along with the age of the driver, deductibles, Honda depreciation, crash test results, safety features, etc.

FAQs
Q1. Is Honda Ridgeline Expensive to insure?
If we compare Honda Ridgeline to other midsize truck in its segment, it rank #8 out of 10 for insurance affordability. The average Honda Ridgeline insurance cost for full coverage is around $1,474 per year while the other variants of midsize truck’s average rate is $1,452 per year, a difference of $22 per year.
Q2. Does it cost more to insure a Honda Ridgeline?
This totally depends on with whom we are comparing the car insurance for Honda Ridgeline. Honda Ridgeline trim level comparison has different stats and similarly if it being compared to other Honda models the stats will be different.
Q3. How can I save money on car insurance?
Having a clean driving record, by maintaining a good credit score of 640 or above, avoiding At-fault accidents, using old honda ridgeline car model than a new one can help you save money on your car insurance.
Q4. What are Ridgeline car insurance requirements?
Q5. 2021 honda ridgeline price for car insurance is?
The average Honda Ridgeline car insurance rate for 2021 is $1,568 for a 20-year-old driver.