Looking for Honda Odyssey insurance cost? Get the best deals on Honda Odyssey insurance starting at $118/m. We’ll help you find Honda Odyssey cheap insurance rates and guide you on which options are available.
We compared several car insurance quotes to let you decide the best way to ensure you are getting your best deals on a Honda Odyssey car. Learn what factors affect your spending decision while paying for car insurance, look at prices, payment options, discounts, etc. Compare the United States’ best Insurance company’s prices of honda odyssey, banks that provide loans, joint auto loans option, and how you can save your money on car insurance.
Mount Shine’s comparison of Honda Odyssey insurance costs will help you save money on your next policy and make the best financial decision.
What Is the Cost of Honda Odyssey Insurance and Which Option Is Best?
The average Honda Odyssey insurance cost for full coverage is around $1,412 per year, $706 for a 6-month policy, or $118 per month, depending on the features of the car. Our research shows the cheapest Honda Odyssey insurance is LX trim level at around $1,308 per year. The most expensive to insure Honda Odyssey is Honda Odyssey Elite with an estimated cost of about $1,506 annually.

Now which option is best that you have to decide as the Honda Odyssey insurance rates vary from city, states across the United States. In New Orleans, LA, the cost can go up to $3,326 whereas in San Jose, CA it can be $1,126.
So depending on your requirement you can choose the Honda Odyssey car. If you are a family person with 2 teenagers or small kids, an individual, or got just married, look at which option suits your budget, compare the Honday Odyssey car insurance cost, and then finalize.
How Much Does A Honda Odyssey Cost To Insure?
The average Honda Odyssey insurance cost is $1,412 per year or $118 per month. There may be variations in the insurance rates depending on various factors like where you live, liability insurance, state, age, and driver’s risk profile, etc. It might cost you a lot more or less depending on various reasons.

Also, here is the breakdown of Honda Odyssey Insurance Cost:
- Comprehensive Insurance is an estimated $340 a year
- Collision coverage insurance will cost about $640
- Liability/medical insurance is about $432
From the table given below, compare Honda Odyssey insurance cost for 2022 according to the age of the rated driver and comprehensive and collision deductibles. The data is for auto insurance for a 20-year-old driver to a 60-year-old driver ranging from $2,374 per year to $1,068 annually.
Driver Age | Deductible | Annual Cost | Monthly Cost |
---|---|---|---|
20 | $1,000 | $2,374 | $198 |
$500 | $2,808 | $234 | |
$250 | $3,268 | $272 | |
30 | $1,000 | $1,248 | $104 |
$500 | $1,490 | $124 | |
$250 | $1,742 | $145 | |
40 | $1,000 | $1,188 | $99 |
$500 | $1,412 | $118 | |
$250 | $1,644 | $137 | |
50 | $1,000 | $1,086 | $91 |
$500 | $1,288 | $107 | |
$250 | $1,496 | $125 | |
60 | $1,000 | $1,068 | $89 |
$500 | $1,266 | $106 | |
$250 | $1,470 | $123 |
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How Much Does a Used Honda Odyssey Insurance Cost?
Compare the average Honda Odyssey insurance cost for the 2013 to 2022 models according to different driver ages. Analyze whether the used Honda Odyssey car is better for you or the new 2022 model to insure.

Model Year | Driver Age 20 | Age 30 | Age 40 | Age 50 | Age 60 |
---|---|---|---|---|---|
2022 | $2,808 | $1,490 | $1,412 | $1,288 | $1,266 |
2021 | $2,994 | $1,578 | $1,502 | $1,370 | $1,342 |
2020 | $2,944 | $1,546 | $1,474 | $1,346 | $1,318 |
2019 | $2,652 | $1,398 | $1,328 | $1,214 | $1,192 |
2018 | $2,576 | $1,354 | $1,290 | $1,178 | $1,158 |
2017 | $2,486 | $1,306 | $1,242 | $1,136 | $1,116 |
2016 | $2,150 | $1,140 | $1,088 | $992 | $974 |
2015 | $2,310 | $1,212 | $1,158 | $1,060 | $1,040 |
2014 | $2,256 | $1,184 | $1,132 | $1,036 | $1,018 |
2013 | $2,112 | $1,108 | $1,066 | $974 | $956 |
As you can see, the cheapest used Honda Odyssey Insurance is for the 2013 model costing $956 for a 60-year-old driver and the most expensive is the 2021 model costing $2,994. But if we talk about the features or trim level of the car including safety then the cost of new honda odyssey 2022 is the best option to choose despite being the expensive one.
If you are looking for a budget car, then you can compare the prices of Honda Odyssey car insurance and make your decision.
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What Is The Cheapest Honda Odyssey To Insure?
The cheapest Honda Odyssey to insure is the LX trim costing an average of $1,308 per year, or about $109 per month, then comes the second cheapest model to insure i.e. Honda Odessey EX trim level at $1,368 per year.

One of the factors that affect the increase in costs is the trim level, so let’s say if the trim level increases, the cost of car insurance also increases.
Now talking about the most expensive Honda Odyssey car to insure is the Elite at $1,506 and the Touring at $1,460 per year.
Honda Odyssey Trim Level | Annual Policy | 6-month Policy | Per Month |
---|---|---|---|
LX | $1,308 | $654 | $109 |
EX | $1,368 | $684 | $114 |
EX-L | $1,414 | $707 | $118 |
Touring | $1,460 | $730 | $122 |
Elite | $1,506 | $753 | $126 |
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Compare Insurance Prices Of Honda Odessey According To Location
Location is one of the factors for the variation in insurance prices of Honda Odessey. You may pay less or more depending on where you live in the United States. Like in Tucson, AZ, the average Honda Odessey insurance cost is $1,376 per year, in Virginia Beach, VA, it is $956 per year and $2,680 in New York City.

From the table given below, you can compare the prices of Honda Odessey insurance according to location.
City/State | Annual Rate | Monthly Rate |
---|---|---|
New York, NY | $2,680 | $223 |
Philadelphia, PA | $2,368 | $197 |
Los Angeles, CA | $2,356 | $196 |
San Francisco, CA | $2,024 | $169 |
Jacksonville, FL | $2,016 | $168 |
San Jose, CA | $1,682 | $140 |
Phoenix, AZ | $1,632 | $136 |
San Diego, CA | $1,598 | $133 |
Chicago, IL | $1,544 | $129 |
Dallas, TX | $1,514 | $126 |
Houston, TX | $1,510 | $126 |
Indianapolis, IN | $1,430 | $119 |
San Antonio, TX | $1,360 | $113 |
Austin, TX | $1,292 | $108 |
Columbus, OH | $1,066 | $89 |
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How Much Does Honda Odyssey Insurance Rates Compare To Other Honda Models?
2022 Honda Odyssey insurance cost when compared to other Honda car insurance for different models, ranging from $1,580 a year for a Honda Accord and for the Honda Ridgeline $1,474 per year.

From the table given below, you can easily compare the Honda Odyssey insurance rates with other honda models.
Model | Annual Cost | Monthly Cost |
---|---|---|
Honda Accord | $1,580 | $132 |
Honda Civic | $1,498 | $125 |
Honda Clarity | $1,666 | $139 |
Honda CR-V | $1,326 | $111 |
Honda CR-Z (2016 and prior) | $1,196 | $100 |
Honda Fit (2020 and prior) | $1,180 | $98 |
Honda HR-V | $1,360 | $113 |
Honda Insight | $1,472 | $123 |
Honda Odyssey | $1,412 | $118 |
Honda Passport | $1,218 | $102 |
Honda Pilot | $1,534 | $128 |
Honda Ridgeline | $1,474 | $123 |
Compare Honda Odyssey Safety Ratings
Safety ratings do impact the insurance rates of auto insurance because of the features a car has. Here is the breakdown of Honda Odyssey safety ratings given by the Insurance Institute for Highway Safety:
Test Type | Rating |
---|---|
Small overlap front: driver-side | Good |
Small overlap front: passenger-side | Good |
Moderate overlap front | Good |
Side | Good |
Roof strength | Good |
Head restraints and seats | Good |
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Honda Odyssey Car Safety Features
From the beginning, we have discussed the insurance cost according to the trim level of a car, and below are the safety features of the Honda Odyssey car that affect its cost.

- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
Compare Honda Odyssey Crash Test Ratings
Here are the Honda Odyssey crash test ratings are given by IIHS:
Vehicle Tested | Overall | Frontal | Side | Rollover |
---|---|---|---|---|
2019 Honda Odyssey VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
2018 Honda Odyssey VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
2017 Honda Odyssey VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
2016 Honda Odyssey VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
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How To Apply For Honda Odyssey Insurance in 2023?
The rates may vary from different states, companies, and manufacturing years of the Honda Odyssey car. The best way to insure the cheapest or the most reliable option is to research well before buying auto car insurance for Honda Odyssey. Let Mount Shine help you, we have a wide network of best insurance companies across 50 states of the United States that guide you to the best offers, payment options, auto insurance deals, etc. Check yourself for Honda Odyssey insurance cost and then buy or renew.

Get free quotes, buy/renew, and save money on Honda Odyssey car Insurance by contacting us. Hurry EMI starts as low as $118 per month in 2022! Our service is free, fast, and simple, so get started today!
Compare Honda Insurance For Other Models
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Go compare auto insurance for each honda model along with the age of the driver, deductibles, Honda depreciation, crash test results, safety features, etc.