Honda Insight Insurance Cost 2022: Compare, Buy/Renew

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Looking for Honda Insight insurance cost? Get the best deals on Honda Insight car insurance. We’ll help you find Honda Insight cheap insurance rates and guide you on which options are available.

We compared several car insurance quotes to let you decide the best way to ensure you are getting your best deals on a Honda Insight car. Learn what factors affect your spending decision while paying for car insurance, look at prices, payment options, discounts, etc. The United States best Insurance companies, banks that provide loans, joint auto loans, and how you can save your money on car insurance.

Mount Shine’s comparison of Honda Insight insurance cost will help you save money on your next policy and make the best financial decision.

What Is the Cost To Insure Honda Insight and Which Option Is Best?

The average Honda Insight insurance cost for full coverage is around $1,410 per year, $705 for a 6-month policy, or $118 per month, depending on the features of the car.

Our research shows the cheapest Honda Insight insurance is EX trim level at around $1,364 per year or $114 per month. The most expensive Honda Insight Insurance is for Touring with an estimated cost of about $1,456 annually.

Good drivers can save money on their Honda Insight car insurance policy by maintaining their credit history, getting fewer tickets, reducing at-fault collisions. If you do take necessary actions on your insurance policy, then there are various options to choose from and the best deals no matter it is the cheapest or expensive honda insight car insurance.

How Much Does A Honda Insight Car Cost To Insure?

The average Honda Insight insurance cost is $1,410 per year or $118 per month. There may be variations in the insurance rates depending on various factors like where you live, liability insurance, state, age, and driver’s risk profile, etc. It might cost you a lot more or less depending on these reasons.

Also, here is the breakdown of Honda Insurance Cost:

  • Comprehensive Insurance is an estimated $338 a year
  • Collision coverage insurance will cost about $570
  • Liability/medical insurance is about $502.

From the table given below, compare Honda Insight insurance cost for 2022 according to the age of the rated driver and comprehensive and collision deductibles. The data is for auto insurance for a 20-year-old driver to a 60-year-old driver ranging from $1,080 per year to $3,216 annually.

Honda Insight Insurance Cost by Driver Age and Deductibles

Driver AgeDeductibleAnnual CostMonthly Cost
20$1,000$2,396$200
$500$2,794$233
$250$3,216$268
30$1,000$1,252$104
$500$1,480$123
$250$1,714$143
40$1,000$1,204$100
$500$1,410$118
$250$1,624$135
50$1,000$1,098$92
$500$1,284$107
$250$1,478$123
60$1,000$1,080$90
$500$1,262$105
$250$1,450$121

5 Factors That Affects Honda Insight Insurance Cost

Insurance policyholders should be aware of factors that affect Honda Insight insurance cost so that they get assurance that the rates they are paying are fair. Let us discuss these 5 factors one by one:

1. Driver’s Gender and Age

2. Driver’s Profession

3. At-fault Collision

4. Driving Record

5. Credit Score

1. Driver’s Gender and Age

We compared drivers of various ages and found that a 20-year-old male driver pays more than a 20-year-old female driver. In 2022 Honda Insight insurance cost for a 20-year-old male driver is $2,794 per year while it costs $2,082 to a female driver making a difference of $712 per year. Women pay low insurance rates no matter what their age is. Even at the age of 50, males pay $1,284, and females pay $1,260 for Honda Insight insurance i.e. $24 less.

2. Driver’s Profession

If a driver has or is serving the united states’ army, a firefighter works in a hospital as a doctor or nurse, is an elementary teacher, their profession can help save money on the auto insurance policy and reduce the rates of Honda Insight Insurance. There are various insurance companies and agents that can help you save between $148 to $42 on your car insurance premium.

3. At-fault Collision

We all know when you are on road, anything can happen. Sometimes it is not even our fault but we get in trouble. A driver with too many at-fault accidents will pay a lot more for his/her Honda Insight Insurance as compared to a driver with fewer or no at-fault accidents. In some cases, for a 20-year-old driver with too many at-fault accidents, the insurance rates can be $1,966 per year and $456 per year for a 50-year-old driver.

4. Driving Record

A good driving record where there are fewer tickets issued, proper traffic laws are obeyed, no criminal record is there can get the best price on Insight insurance rates.

5. Credit Score

A credit score is taken into consideration when you apply for an insurance policy. There are companies who only accept good or excellent credit scores of the applicants and according to that, only the best deals are given. So a good credit score of 760 does help you in getting the best deals on your Honda Insight insurance policy.

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How Much Does Honda Insight Insurance Rates Compare To Other Honda Models?

2022 Honda Insight insurance cost when compared to other Honda car insurance for different models, ranging from $1,518 a year for a Honda Accord and for the Honda Ridgeline $1,454 per year.

From the table given below, you can easily compare the Honda Insight insurance with other honda models.

ModelAnnual CostMonthly Cost
Honda Accord$1,518$127
Honda Civic$1,352$113
Honda Clarity$1,624$135
Honda CR-V$1,206$101
Honda CR-Z$1,224$102
Honda Fit$1,176$98
Honda HR-V$1,302$109
Honda Insight$1,380$115
Honda Odyssey$1,520$127
Honda Passport$1,290$108
Honda Pilot$1,376$115
Honda Ridgeline$1,454$121

What Is The Cheapest Honda Insight Car To Insure?

The cheapest Honda Insight to insure is the base EX trim (MSRP of $25,210) costing an average of $1,364 per year, or about $114 per month. One of the factors that affect the increase in costs is the trim level, so let’s say if the trim level increases, the cost of car insurance also increases.

Now talking about the most expensive Honda Insight car to insure is the Touring model at $1,456 per year.

2022 Honda Insight Insurance Cost by Trim Level

Honda Insight Trim LevelAnnual Policy6-month PolicyPer Month
EX$1,364$682$114
Touring$1,456$728$121

How Much Does a Used Honda Insight Insurance Cost?

Compare the average Honda Insight insurance cost for the 2013 to 2022 models according to different driver ages. Analyze whether the Honda Insight used car is better for you or the new 2022 model to insure.

Model Year and VehicleAnnual Rate6-month RateMonthly Rate
2022 Honda Insight$1,410$705$118
2021 Honda Insight$1,350$675$113
2020 Honda Insight$1,326$663$111
2019 Honda Insight$1,192$596$99
2014 Honda Insight$1,090$545$91
2013 Honda Insight$1,060$530$88

Insurance rates for Honda Insight 2013 are $1,060 per year and for 2022 Honda Insight is $1,410. If you are looking to save money then choosing a used Honda Insight car model is the best pick for you. You’ll save $350 each year if compared to a 2022 Honda Insight car insurance.

How Much Does 2010, 2011, 2012 Honda Insight Insurance Cost?

Compare the average Honda Insight Insurance cost for the 2010 to 2012 models according to comprehensive, collision, and liability coverage.

Average Honda Insight Comprehensive, Collision, and Liability Coverage Cost

Model Year and VehicleComprehensive RatesCollision RatesLiability RatesTotal
2012 Honda Insight$200$380$460$1040
2011 Honda Insight$188$350$460$998
2010 Honda Insight$180$328$464$972

Compare Honda Insight Safety Ratings

Safety ratings do impact the insurance rates of auto insurance because of the features a car has. Here is the breakdown of Honda Insight safety ratings given by the Insurance Institute for Highway Safety:

Honda Insight Safety Ratings

IIHS Safety Test TypeSafety Rating
Small overlap front: driver-sideGood
Small overlap front: passenger-sideGood
Moderate overlap frontGood
SideGood
Roof strengthGood
Head restraints and seatsGood

Honda Insight Car Safety Features

From the beginning, we have discussed the insurance cost according to the trim level of a car, and below are the safety features of the Honda Insight car that affect its cost.

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Always remember the more trim level a car has, the more it will cost.

How To Save Money On Honda Insight Insurance Cost?

Here are the 5 best ways to save on Honda Insight auto insurance:

  1. Wait for at least 6 years for accidents to disappear from your record
  2. By installing an anti-theft device
  3. Avoid drinking and driving your Honda Insight car
  4. By reducing your insurance coverage on an older or used car Honda Insight
  5. Avoiding tickets by parking at safer places

How To Apply For Honda Insight Insurance in 2022?

The rates may vary from different states, companies, and manufacturing years of Honda Insight car. The best way to insure the cheapest or the most reliable option is to research well before buying auto car insurance for Honda Insight. Let Mount Shine help you, we have a wide network of best insurance companies across 50 states of the United States that guide you to the best offers, payment options, auto insurance deals, etc. Check yourself for Honda Insight insurance cost and then buy or renew.

Get free quotes, buy/renew, save money on Honda Insight car Insurance by contacting us. Our service is free, fast, and simple, so get started today!

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