Looking for Honda Insight insurance cost? Get the best deals on Honda Insight car insurance. We’ll help you find Honda Insight cheap insurance rates and guide you on which options are available.
We compared several car insurance quotes to let you decide the best way to ensure you are getting your best deals on a Honda Insight car. Learn what factors affect your spending decision while paying for car insurance, look at prices, payment options, discounts, etc. The United States best Insurance companies, banks that provide loans, joint auto loans, and how you can save your money on car insurance.
Mount Shine’s comparison of Honda Insight insurance cost will help you save money on your next policy and make the best financial decision.
What Is the Cost To Insure Honda Insight and Which Option Is Best?
The average Honda Insight insurance cost for full coverage is around $1,472 per year, $736 for a 6-month policy, or $123 per month, depending on the features of the car.
Our research shows the cheapest Honda Insight insurance is EX trim level at around $1,426 per year or $122 per month. The most expensive Honda Insight Insurance is for Touring with an estimated cost of about $1,518 annually.
Good drivers can save money on their Honda Insight car insurance policy by maintaining their credit score history, getting fewer tickets, and reducing at-fault collisions. If you do take necessary actions on your insurance policy, then there are various options to choose from and the best deals no matter if it is the cheapest or expensive honda insight car insurance.
Check – Best Mortgage Lenders For First Time Buyers
How Much Does A Honda Insight Car Cost To Insure?
The average Honda Insight insurance cost is $1,472 per year, $736 for a 6-month policy, or $123 per month. There may be variations in the insurance rates depending on various factors like where you live, liability insurance, state, age, driver’s risk profile, etc. It might cost you a lot more or less depending on these reasons.
Also, here is the breakdown of Honda Insurance Cost:
- Comprehensive Insurance is an estimated $356 a year
- Collision coverage insurance will cost about $608
- Liability/medical insurance is about $508.
From the table given below, compare Honda Insight insurance cost for 2022 according to the age of the rated driver and comprehensive and collision deductibles. The data is for auto insurance for a 20-year-old driver to a 60-year-old driver ranging from $1,120 per year to $3,360 annually.
| Driver Age | Deductible | Annual Cost | Monthly Cost |
|---|---|---|---|
| 20 | $1,000 | $2,490 | $208 |
| $500 | $2,914 | $243 | |
| $250 | $3,360 | $280 | |
| 30 | $1,000 | $1,306 | $109 |
| $500 | $1,546 | $129 | |
| $250 | $1,794 | $150 | |
| 40 | $1,000 | $1,252 | $104 |
| $500 | $1,472 | $123 | |
| $250 | $1,700 | $142 | |
| 50 | $1,000 | $1,144 | $95 |
| $500 | $1,342 | $112 | |
| $250 | $1,546 | $129 | |
| 60 | $1,000 | $1,120 | $93 |
| $500 | $1,314 | $110 | |
| $250 | $1,514 | $126 |
Read – Best Bank For Auto Refinance Loan
5 Factors That Affect Honda Insight Insurance Cost
Insurance policyholders should be aware of factors that affect Honda Insight insurance cost so that they get assurance that the rates they are paying are fair. Let us discuss these 5 factors one by one:
1. Driver’s Gender and Age
2. Driver’s Profession
3. At-fault Collision
4. Driving Record
5. Credit Score
1. Driver’s Gender and Age
We compared drivers of various ages and found that a 20-year-old male driver pays more than a 20-year-old female driver. In 2022 Honda Insight insurance cost for a 20-year-old male driver is $2,914 per year while it costs $2,168 for a female driver making a difference of $746 per year. Women pay low insurance rates no matter what their age is. Even at the age of 50, males pay $1,342, and females pay $1,312 for Honda Insight insurance i.e. $30 less.
2. Driver’s Profession
If a driver has or is serving the united states army, a firefighter works in a hospital as a doctor or nurse and is an elementary teacher, their profession can help save money on the auto insurance policy and reduce the rates of Honda Insight Insurance. There are various insurance companies and agents that can help you save between $44 and $158 on your car insurance premium.
3. At-fault Collision
We all know when you are on road, anything can happen. Sometimes it is not even our fault but we get in trouble. A driver with too many at-fault accidents will pay a lot more for his/her Honda Insight Insurance as compared to a driver with fewer or no at-fault accidents. In some cases, for a 20-year-old driver with too many at-fault accidents, the insurance rates can be $2,048 per year and $472 per year for a 50-year-old driver.
4. Driving Record
A good driving record where there are fewer tickets issued, proper traffic laws are obeyed, and no criminal record is there can get the best price on Insight insurance rates.
5. Credit Score
A credit score is taken into consideration when you apply for an insurance policy. There are companies that only accept good or excellent credit scores of the applicants and according to that, only the best deals are given. So a good credit score of 760 does help you in getting the best deals on your Honda Insight insurance policy.
Also Read – Capital One Eliminates Overdraft Fees
How Much Does Honda Insight Insurance Rates Compare To Other Honda Models?
2022 Honda Insight insurance cost when compared to other Honda car insurance for different models, ranging from $1,580 a year for a Honda Accord and for the Honda Ridgeline $1,474 per year.
From the table given below, you can easily compare the Honda Insight insurance with other honda models.
| Model | Annual Cost | Monthly Cost |
|---|---|---|
| Honda Accord | $1,580 | $132 |
| Honda Civic | $1,498 | $125 |
| Honda Clarity | $1,666 | $139 |
| Honda CR-V | $1,326 | $111 |
| Honda CR-Z (2016 and prior) | $1,196 | $100 |
| Honda Fit (2020 and prior) | $1,180 | $98 |
| Honda HR-V | $1,360 | $113 |
| Honda Insight | $1,472 | $123 |
| Honda Odyssey | $1,412 | $118 |
| Honda Passport | $1,218 | $102 |
| Honda Pilot | $1,534 | $128 |
| Honda Ridgeline | $1,474 | $123 |
Don’t Miss – Best Credit Cards For Low Interest Rates
What Is The Cheapest Honda Insight Car To Insure?
The cheapest Honda Insight to insure is the base EX trim (MSRP of $25,760) costing an average of $1,426 per year, or about $119 per month. One of the factors that affect the increase in costs is the trim level, so let’s say if the trim level increases, the cost of car insurance also increases.
Now talking about the most expensive Honda Insight car to insure is the Touring model(MSRP of $29,790) at $1,518 per year.
| Honda Insight Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| EX | $1,426 | $713 | $119 |
| Touring | $1,518 | $759 | $127 |
How Much Does a Used Honda Insight Insurance Cost?
Compare the average Honda Insight insurance cost for the 2013 to 2022 models according to different driver ages. Analyze whether the Honda Insight used car is better for you or the new 2022 model to insure.
| Model Year and Vehicle | Annual Rate | 6-month Rate | Monthly Rate |
|---|---|---|---|
| 2022 Honda Insight | $1,472 | $736 | $123 |
| 2021 Honda Insight | $1,364 | $682 | $114 |
| 2020 Honda Insight | $1,340 | $670 | $112 |
| 2019 Honda Insight | $1,204 | $602 | $100 |
| 2014 Honda Insight | $1,102 | $551 | $92 |
| 2013 Honda Insight | $1,072 | $536 | $89 |
Insurance rates for Honda Insight 2013 are $1,072 per year and for 2022 Honda Insight is $1,472. If you are looking to save money then choosing a used Honda Insight car model is the best pick for you. You’ll save $400 each year if compared to a 2022 Honda Insight car insurance.
Don’t Miss – 5 Types Of Car Insurance And What They Cover?
Honda Insight insurance Vs Other Midsize Cars: Which is cheaper?
We all want to know how much does honda insight insurance costs compared to other midsize cars as this helps in making a sound decision while buying a car. Whether it is used 2019 honda insight touring or honda insight vs civic: which is better. So here is the comparison of Honda Insight insurance to other midsize cars where the Honda insight costs $16 less per year than the Toyota Camry, $118 less than the Tesla Model 3, and $220 less than the Nissan Altima.
From the table below, compare the Honda Insurance insurance cost vs other midsize cars where you can see the Honda Insight ranks #2 out of 13 total comparison vehicles in the midsize car category.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Subaru Legacy | $1,466 | -$6 |
| 2 | Honda Insight | $1,472 | -- |
| 3 | Kia K5 | $1,486 | $14 |
| 4 | Toyota Camry | $1,488 | $16 |
| 5 | Volkswagen Passat | $1,494 | $22 |
| 6 | Mazda 6 | $1,508 | $36 |
| 7 | Chevrolet Malibu | $1,574 | $102 |
| 8 | Honda Accord | $1,580 | $108 |
| 9 | Tesla Model 3 | $1,590 | $118 |
| 10 | Volkswagen Arteon | $1,648 | $176 |
| 11 | Nissan Altima | $1,692 | $220 |
| 12 | Hyundai Sonata | $1,724 | $252 |
| 13 | Kia Stinger | $1,784 | $312 |
Editors Pick – 5 Automobile Insurance Frauds You Should Be Aware Of
How Much Does 2010, 2011, 2012 Honda Insight Insurance Cost?
Compare the average Honda Insight Insurance cost for the 2010 to 2012 models according to comprehensive, collision, and liability coverage.
Average Honda Insight Comprehensive, Collision, and Liability Coverage Cost
| Model Year and Vehicle | Comprehensive Rates | Collision Rates | Liability Rates | Total |
|---|---|---|---|---|
| 2012 Honda Insight | $200 | $380 | $460 | $1040 |
| 2011 Honda Insight | $188 | $350 | $460 | $998 |
| 2010 Honda Insight | $180 | $328 | $464 | $972 |
Compare Honda Insight Safety Ratings
Safety ratings do impact the insurance rates of auto insurance because of the features a car has. Here is the breakdown of Honda Insight safety ratings given by the Insurance Institute for Highway Safety:
Honda Insight Safety Ratings
| IIHS Safety Test Type | Safety Rating |
|---|---|
| Small overlap front: driver-side | Good |
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
Honda Insight Car Safety Features
From the beginning, we have discussed the insurance cost according to the trim level of a car, and below are the safety features of the Honda Insight car that affect its cost.
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Always remember the more trim level a car has, the more it will cost.
Recommended – APY Vs APR: 5 Things You Didn’t Know About Them
How To Save Money On Honda Insight Insurance Cost?
Here are the 5 best ways to save on Honda Insight auto insurance:
- Wait for at least 6 years for accidents to disappear from your record
- By installing an anti-theft device
- Avoid drinking and driving your Honda Insight car
- By reducing your insurance coverage on an older or used car Honda Insight
- Avoiding tickets by parking at safer places
How To Apply For Honda Insight Insurance in 2023?
The rates may vary from different states, companies, and manufacturing years of the Honda Insight car. The best way to insure the cheapest or the most reliable option is to research well before buying auto car insurance for Honda Insight. Let Mount Shine help you, we have a wide network of best insurance companies across 50 states of the United States that guide you to the best offers, payment options, auto insurance deals, etc. Check yourself for Honda Insight insurance cost and then buy or renew.
Get free quotes, buy/renew, and save money on Honda Insight car Insurance by contacting us. Our service is free, fast, and simple, so get started today!
Compare Honda Insurance For Other Models
Compare Honda insurance for all models and see how much does honda civic insurance costs, what is the honda accord insurance cost, or is Honda pilot insurance expensive?
Go compare auto insurance for each honda model along with the age of the driver, deductibles, Honda depreciation, crash test results, safety features, etc.
![Compare Honda Insight Insurance Cost 2023 [Buy+Renew]](https://www.mountshine.com/wp-content/uploads/2022/01/Honda-HR-V-Insurance.jpg)
![Compare Honda Insight Insurance Cost 2023 [Buy+Renew]](https://www.mountshine.com/wp-content/uploads/2022/01/Honda-Odyssey-Insurance.jpg)
