Do you know What Is Honda HR-V car insurance cost is? Where can you get the best deals on Honda HR-V insurance? If you are looking for Honda HR-V cheap insurance rates then which options are available?
We compared several car insurance quotes to let you decide the best way to ensure you are getting your best deals on Honda HR-V. Learn what factors affect your spending decision while paying for car insurance, look at prices, payment options, etc. The United States best Insurance companies, banks that provide loans, joint auto loans, and how you can save your money on car insurance.
Mount Shine’s comparison of Honda HR-V car insurance cost will help you save money on your next policy and make the best financial decision.
What Is the Cost to Insure a Honda HR-V Car and Which Option Is Best?
The average Honda HR-V insurance cost is $1,360 per year, $680 for a 6-month policy, or $113 per month for full coverage, depending on the features of the car.
According to our research, the Honda HR-V car is one of the most compact SUV cars of 2022. The cheapest Honda HR-V insurance is HR-V LX trim level at an estimated $1,312 per year or $109 per month. Fit EX-L, which is the most expensive one costs about $1,404 per year or around $117 per month.
How Much Does A Honda HR-V Cost To Insure?
The average HR-V insurance cost is $1,360 per year, $680 for a 6-month policy, or $113 per month. There may be variations in the insurance rates depending on various factors like where you live, liability insurance, state, age, and driver’s risk profile, etc. It might cost you a lot more or less depending on these reasons.
Now, let us check the data from the table given below based on the age and deductible policy. This is one of the important factors that affect your spending on Honda HR-V Insurance cost. From the table given below, we can see the Honda HR-V auto insurance for a 20-year-old driver to a 60-year-old driver.
| Driver Age | Deductible | Annual Cost | Monthly Cost |
|---|---|---|---|
| 20 | $1,000 | $2,334 | $195 |
| $500 | $2,670 | $223 | |
| $250 | $3,020 | $252 | |
| 30 | $1,000 | $1,220 | $102 |
| $500 | $1,414 | $118 | |
| $250 | $1,612 | $134 | |
| 40 | $1,000 | $1,182 | $99 |
| $500 | $1,360 | $113 | |
| $250 | $1,542 | $129 | |
| 50 | $1,000 | $1,082 | $90 |
| $500 | $1,242 | $104 | |
| $250 | $1,404 | $117 | |
| 60 | $1,000 | $1,058 | $88 |
| $500 | $1,214 | $101 | |
| $250 | $1,372 | $114 |
Teenagers tend to pay more as compared to any other age group. The HR-V insurance cost for teenagers is $3,020 which is expensive compared to a 60-year-old driver who pays $1,372. If a teenager wants to save money on his/her insurance, the best way to get Honda HR-V cheap insurance is to make an adult co-borrower with you. This way you will have a good credit score and both credit histories will be included while purchasing Honda CR-V car insurance.
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How Much Does Honda HR-V Insurance Costs Compare To Other Honda Models?
Honda HR-V Insurance cost when compared to Honda car insurance rates for 2022 models, ranging from $1,580 a year for a Honda Accord and for the Honda Ridgeline $1,474 per year.
From the table given below, you can easily compare the Honda HR-V insurance with other honda models.
| Model | Annual Cost | Monthly Cost |
|---|---|---|
| Honda Accord | $1,580 | $132 |
| Honda Civic | $1,498 | $125 |
| Honda Clarity | $1,666 | $139 |
| Honda CR-V | $1,326 | $111 |
| Honda CR-Z (2016 and prior) | $1,196 | $100 |
| Honda Fit (2020 and prior) | $1,180 | $98 |
| Honda HR-V | $1,360 | $113 |
| Honda Insight | $1,472 | $123 |
| Honda Odyssey | $1,412 | $118 |
| Honda Passport | $1,218 | $102 |
| Honda Pilot | $1,534 | $128 |
| Honda Ridgeline | $1,474 | $123 |
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What Is The Cheapest Honda HR-V To Insure?
The cheapest Honda HR-V to insure is the base LX trim (manufacturer’s suggested retail price of $21,420) costing an average of $1,268 per year, or about $106 per month. One of the factors that affect the increase in costs is the trim level, so let’s say if the trim level increases, the cost of car insurance also increases.
Now talking about the most expensive Honda HR-V to insure is the EX-L trim.
From the table given below, you can analyze the annual, semi-annual, and monthly costs for insuring different trims and styles of Honda HR-V are available.
| Honda HR-V Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| LX | $1,312 | $656 | $109 |
| Sport | $1,358 | $679 | $113 |
| EX | $1,368 | $684 | $114 |
| EX-L | $1,404 | $702 | $117 |
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How Much Does a Used Honda HR-V Insurance Cost?
Compare the average Honda HR-V insurance cost for the 2016 to 2022 models according to different driver ages. Analyse whether old Honda HRV car is better for you or the new 2022 model to insure.
| Model Year | Driver Age 20 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| 2022 | $2,670 | $1,414 | $1,360 | $1,242 | $1,214 |
| 2021 | $2,528 | $1,346 | $1,288 | $1,174 | $1,148 |
| 2020 | $2,488 | $1,322 | $1,266 | $1,154 | $1,128 |
| 2019 | $2,358 | $1,248 | $1,200 | $1,094 | $1,070 |
| 2018 | $2,264 | $1,196 | $1,152 | $1,052 | $1,028 |
| 2017 | $2,204 | $1,162 | $1,118 | $1,024 | $1,000 |
| 2016 | $2,168 | $1,134 | $1,096 | $1,000 | $980 |
From the table above you can see the Honda HR-V 2017 costs $2,186 for a 20-year-old driver. If you are looking to save money then choosing Honda HR-V 2016 model is the best pick for you. You’ll save $232 each year if compared to a 2022 Honda HR-V car insurance. For a 20-year-old, Honda HR-V insurance cost is $2,582 in 2022 and for a 60-year-old is $1,174.
It is cheaper to insure for a 60-year-old driver costing $972 for the 2016 model. Also, with the passage of time, the value of the Honda HR-V car decreases so it is better to drop the comprehensive and/or collision coverage from the policy. With this, you may save $570 per year, depending on the driver’s age and physical damage deductibles.
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How Much Does Honda HR-V Insurance Cost Near Me
Insurance policy will always vary depending on your address and which state of the United States you live in. While doing our research we found that in Charlotte, NC Honda HR-V insurance cost is $978 a year, and in Raleigh, NC it’s $852. If you are living in Miami, FL it’s pretty expensive and can cost you $2,646, followed by $2,274 in Las Vegas, NV.
From the table given below, you can compare the average insurance cost for Honda HR-V by location across the United States.
| City/State | Annual Rate | Monthly Rate |
|---|---|---|
| New York, NY | $2,586 | $216 |
| Philadelphia, PA | $2,280 | $190 |
| Los Angeles, CA | $2,268 | $189 |
| San Francisco, CA | $1,954 | $163 |
| Jacksonville, FL | $1,942 | $162 |
| San Jose, CA | $1,618 | $135 |
| Phoenix, AZ | $1,574 | $131 |
| San Diego, CA | $1,538 | $128 |
| Chicago, IL | $1,490 | $124 |
| Dallas, TX | $1,464 | $122 |
| Houston, TX | $1,456 | $121 |
| Indianapolis, IN | $1,380 | $115 |
| San Antonio, TX | $1,312 | $109 |
| Austin, TX | $1,246 | $104 |
| Columbus, OH | $1,030 | $86 |
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Compare Honda HR-V Car Insurance Rates By State
Every state in the United States has its own rules and regulations, and comparing auto insurance by state can clear the whole scenario of how these regulations affect the price of car insurance where you live. We compared average auto insurance rates for all 50 states, starting from Alabama to Wyoming, and found the cheapest state for car insurance. In Maine, the insurance for Honda HR-V is cheap costing $946 and in Virginia, it’s $884.
Most states’ auto insurance costs are closer to the national average, with typical Honda HR-V insurance rates of $1,464, $1,096, and $1,264 per year in Arkansas, New Mexico, and South Carolina, respectively.
| U.S. State | Annual Cost | 6-month Cost | Monthly Cost |
|---|---|---|---|
| Alabama | $1,114 | $557 | $93 |
| Alaska | $1,202 | $601 | $100 |
| Arizona | $1,218 | $609 | $102 |
| Arkansas | $1,464 | $732 | $122 |
| California | $1,570 | $785 | $131 |
| Colorado | $1,462 | $731 | $122 |
| Connecticut | $1,328 | $664 | $111 |
| Delaware | $1,390 | $695 | $116 |
| Florida | $2,000 | $1,000 | $167 |
| Georgia | $1,324 | $662 | $110 |
| Hawaii | $928 | $464 | $77 |
| Idaho | $1,084 | $542 | $90 |
| Illinois | $1,106 | $553 | $92 |
| Indiana | $1,022 | $511 | $85 |
| Iowa | $992 | $496 | $83 |
| Kansas | $1,378 | $689 | $115 |
| Kentucky | $1,594 | $797 | $133 |
| Louisiana | $1,982 | $991 | $165 |
| Maine | $946 | $473 | $79 |
| Maryland | $1,236 | $618 | $103 |
| Massachusetts | $1,122 | $561 | $94 |
| Michigan | $2,182 | $1,091 | $182 |
| Minnesota | $1,204 | $602 | $100 |
| Mississippi | $1,292 | $646 | $108 |
| Missouri | $1,454 | $727 | $121 |
| Montana | $1,332 | $666 | $111 |
| Nebraska | $1,308 | $654 | $109 |
| Nevada | $1,502 | $751 | $125 |
| New Hampshire | $826 | $413 | $69 |
| New Jersey | $1,292 | $646 | $108 |
| New Mexico | $1,096 | $548 | $91 |
| New York | $1,458 | $729 | $122 |
| North Carolina | $870 | $435 | $73 |
| North Dakota | $1,138 | $569 | $95 |
| Ohio | $796 | $398 | $66 |
| Oklahoma | $1,330 | $665 | $111 |
| Oregon | $1,148 | $574 | $96 |
| Pennsylvania | $1,150 | $575 | $96 |
| Rhode Island | $1,612 | $806 | $134 |
| South Carolina | $1,264 | $632 | $105 |
| South Dakota | $1,238 | $619 | $103 |
| Tennessee | $1,084 | $542 | $90 |
| Texas | $1,290 | $645 | $108 |
| Utah | $1,130 | $565 | $94 |
| Vermont | $908 | $454 | $76 |
| Virginia | $884 | $442 | $74 |
| Washington | $1,038 | $519 | $87 |
| West Virginia | $1,232 | $616 | $103 |
| Wisconsin | $928 | $464 | $77 |
| Wyoming | $1,258 | $629 | $105 |
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Does HR-V Car Insurance Rates Affect By Credit Score?
Auto insurance rates have one more crucial and very important factor i.e. Credit Scores. Insurance companies take credit scores into consideration when you apply for insurance. Auto Insurance policyholders with good credit scores leverage the maximum benefits with lower car insurance premiums, while those with poor credit scores pay higher premiums. It is always advised to avoid accidents, traffic violations, bad credit history as it impacts your insurance policy.
Compare Honda HR-V Safety Ratings
Here is the breakdown of Honda HR-V Safety Ratings:
Honda HR-V Safety Ratings
| Test Type | Rating |
|---|---|
| Small overlap front: driver-side | Good |
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
Compare Honda HR-V Crash Test Ratings
Here is the breakdown of Honda HR-V Crash Test Ratings:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2020 Honda HR-V SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2020 Honda HR-V SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Honda HR-V SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Honda HR-V SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Honda HR-V SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Honda HR-V SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Honda HR-V SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Honda HR-V SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Honda HR-V SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Honda HR-V SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
How To Apply For Honda HR-V Insurance?
The rates may vary from different states, companies, and manufacturing years of Honda HR-V. The best way to insure the cheapest or the most reliable option is to research well before buying auto car insurance for Honda HR-V. Let Mount Shine help you, we have a wide network of best insurance companies across 50 states of the United States that guide you to the best offers, payment options, auto insurance deals, etc. Check yourself for Honda HR-V insurance cost and then buy/renew.
Get free quotes, buy/renew, and save money on Honda HR-V car Insurance by contacting us. Our service is free, fast, and simple, so get started today!
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