Compare Honda HR-V Insurance Cost for (May) 2022: Buy/Renew

Hey Sunshine,

Do you know What Is Honda HR-V car insurance cost is? Where can you get the best deals on Honda HR-V insurance? If you are looking for Honda HR-V cheap insurance rates then which options are available?

We compared several car insurance quotes to let you decide the best way to ensure you are getting your best deals on Honda HR-V. Learn what factors affect your spending decision while paying for car insurance, look at prices, payment options, etc. The United States best Insurance companies, banks that provide loans, joint auto loans, and how you can save your money on car insurance.

Mount Shine’s comparison of Honda HR-V car insurance cost will help you save money on your next policy and make the best financial decision.

What Is the Cost to Insure a Honda HR-V Car and Which Option Is Best?

The average Honda HR-V insurance cost is $1,360 per year, $680 for a 6-month policy, or $113 per month for full coverage, depending on the features of the car.

2022 Honda HR-V Insurance Cost
2022 Honda HR-V Insurance Cost

According to our research, the Honda HR-V car is one of the most compact SUV cars of 2022. The cheapest Honda HR-V insurance is HR-V LX trim level at an estimated $1,312 per year or $109 per month. Fit EX-L, which is the most expensive one costs about $1,404 per year or around $117 per month.

How Much Does A Honda HR-V Cost To Insure?

The average HR-V insurance cost is $1,360 per year, $680 for a 6-month policy, or $113 per month. There may be variations in the insurance rates depending on various factors like where you live, liability insurance, state, age, and driver’s risk profile, etc. It might cost you a lot more or less depending on these reasons.

Honda HR-V LX AWD
Honda HR-V LX AWD

Now, let us check the data from the table given below based on the age and deductible policy. This is one of the important factors that affect your spending on Honda HR-V Insurance cost. From the table given below, we can see the Honda HR-V auto insurance for a 20-year-old driver to a 60-year-old driver.

Driver AgeDeductibleAnnual CostMonthly Cost
20$1,000$2,334$195
$500$2,670$223
$250$3,020$252
30$1,000$1,220$102
$500$1,414$118
$250$1,612$134
40$1,000$1,182$99
$500$1,360$113
$250$1,542$129
50$1,000$1,082$90
$500$1,242$104
$250$1,404$117
60$1,000$1,058$88
$500$1,214$101
$250$1,372$114

Teenagers tend to pay more as compared to any other age group. The HR-V insurance cost for teenagers is $3,020 which is expensive compared to a 60-year-old driver who pays $1,372. If a teenager wants to save money on his/her insurance, the best way to get Honda HR-V cheap insurance is to make an adult co-borrower with you. This way you will have a good credit score and both credit histories will be included while purchasing Honda CR-V car insurance.

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How Much Does Honda HR-V Insurance Costs Compare To Other Honda Models?

Honda HR-V Insurance cost when compared to Honda car insurance rates for 2022 models, ranging from $1,580 a year for a Honda Accord and for the Honda Ridgeline $1,474 per year.

Honda HR-V Vs Other Models
Honda HR-V Vs Other Models

From the table given below, you can easily compare the Honda HR-V insurance with other honda models.

ModelAnnual CostMonthly Cost
Honda Accord$1,580$132
Honda Civic$1,498$125
Honda Clarity$1,666$139
Honda CR-V$1,326$111
Honda CR-Z (2016 and prior)$1,196$100
Honda Fit (2020 and prior)$1,180$98
Honda HR-V$1,360$113
Honda Insight$1,472$123
Honda Odyssey$1,412$118
Honda Passport$1,218$102
Honda Pilot$1,534$128
Honda Ridgeline$1,474$123

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What Is The Cheapest Honda HR-V To Insure?

The cheapest Honda HR-V to insure is the base LX trim (manufacturer’s suggested retail price of $21,420) costing an average of $1,268 per year, or about $106 per month. One of the factors that affect the increase in costs is the trim level, so let’s say if the trim level increases, the cost of car insurance also increases.

2019 Honda HR-V LX Sport Insurance Cost
2019 Honda HR-V LX Sport Insurance Cost

Now talking about the most expensive Honda HR-V to insure is the EX-L trim.

From the table given below, you can analyze the annual, semi-annual, and monthly costs for insuring different trims and styles of Honda HR-V are available.

Honda HR-V Trim LevelAnnual Policy6-month PolicyPer Month
LX$1,312$656$109
Sport$1,358$679$113
EX$1,368$684$114
EX-L$1,404$702$117

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How Much Does a Used Honda HR-V Insurance Cost?

Compare the average Honda HR-V insurance cost for the 2016 to 2022 models according to different driver ages. Analyse whether old Honda HRV car is better for you or the new 2022 model to insure.

Used 2016 Honda HR-V Insurance Cost
Used 2016 Honda HR-V Insurance Cost
Model YearDriver Age 20Age 30Age 40Age 50Age 60
2022$2,670$1,414$1,360$1,242$1,214
2021$2,528$1,346$1,288$1,174$1,148
2020$2,488$1,322$1,266$1,154$1,128
2019$2,358$1,248$1,200$1,094$1,070
2018$2,264$1,196$1,152$1,052$1,028
2017$2,204$1,162$1,118$1,024$1,000
2016$2,168$1,134$1,096$1,000$980

From the table above you can see the Honda HR-V 2017 costs $2,186 for a 20-year-old driver. If you are looking to save money then choosing Honda HR-V 2016 model is the best pick for you. You’ll save $232 each year if compared to a 2022 Honda HR-V car insurance. For a 20-year-old, Honda HR-V insurance cost is $2,582 in 2022 and for a 60-year-old is $1,174.

It is cheaper to insure for a 60-year-old driver costing $972 for the 2016 model. Also, with the passage of time, the value of the Honda HR-V car decreases so it is better to drop the comprehensive and/or collision coverage from the policy. With this, you may save $570 per year, depending on the driver’s age and physical damage deductibles.

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How Much Does Honda HR-V Insurance Cost Near Me

Insurance policy will always vary depending on your address and which state of the United States you live in. While doing our research we found that in Charlotte, NC Honda HR-V insurance cost is $978 a year, and in Raleigh, NC it’s $852. If you are living in Miami, FL it’s pretty expensive and can cost you $2,646, followed by $2,274 in Las Vegas, NV.

Honda HR-V 2018
Honda HR-V 2018

From the table given below, you can compare the average insurance cost for Honda HR-V by location across the United States.

City/StateAnnual RateMonthly Rate
New York, NY$2,586$216
Philadelphia, PA$2,280$190
Los Angeles, CA$2,268$189
San Francisco, CA$1,954$163
Jacksonville, FL$1,942$162
San Jose, CA$1,618$135
Phoenix, AZ$1,574$131
San Diego, CA$1,538$128
Chicago, IL$1,490$124
Dallas, TX$1,464$122
Houston, TX$1,456$121
Indianapolis, IN$1,380$115
San Antonio, TX$1,312$109
Austin, TX$1,246$104
Columbus, OH$1,030$86

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Compare Honda HR-V Car Insurance Rates By State

Every state in the United States has its own rules and regulations, and comparing auto insurance by state can clear the whole scenario of how these regulations affect the price of car insurance where you live. We compared average auto insurance rates for all 50 states, starting from Alabama to Wyoming, and found the cheapest state for car insurance. In Maine, the insurance for Honda HR-V is cheap costing $946 and in Virginia, it’s $884.

2016 Honda HR-V
2016 Honda HR-V

Most states’ auto insurance costs are closer to the national average, with typical Honda HR-V insurance rates of $1,464, $1,096, and $1,264 per year in Arkansas, New Mexico, and South Carolina, respectively.

U.S. StateAnnual Cost6-month CostMonthly Cost
Alabama$1,114$557$93
Alaska$1,202$601$100
Arizona$1,218$609$102
Arkansas$1,464$732$122
California$1,570$785$131
Colorado$1,462$731$122
Connecticut$1,328$664$111
Delaware$1,390$695$116
Florida$2,000$1,000$167
Georgia$1,324$662$110
Hawaii$928$464$77
Idaho$1,084$542$90
Illinois$1,106$553$92
Indiana$1,022$511$85
Iowa$992$496$83
Kansas$1,378$689$115
Kentucky$1,594$797$133
Louisiana$1,982$991$165
Maine$946$473$79
Maryland$1,236$618$103
Massachusetts$1,122$561$94
Michigan$2,182$1,091$182
Minnesota$1,204$602$100
Mississippi$1,292$646$108
Missouri$1,454$727$121
Montana$1,332$666$111
Nebraska$1,308$654$109
Nevada$1,502$751$125
New Hampshire$826$413$69
New Jersey$1,292$646$108
New Mexico$1,096$548$91
New York$1,458$729$122
North Carolina$870$435$73
North Dakota$1,138$569$95
Ohio$796$398$66
Oklahoma$1,330$665$111
Oregon$1,148$574$96
Pennsylvania$1,150$575$96
Rhode Island$1,612$806$134
South Carolina$1,264$632$105
South Dakota$1,238$619$103
Tennessee$1,084$542$90
Texas$1,290$645$108
Utah$1,130$565$94
Vermont$908$454$76
Virginia$884$442$74
Washington$1,038$519$87
West Virginia$1,232$616$103
Wisconsin$928$464$77
Wyoming$1,258$629$105

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Does HR-V Car Insurance Rates Affect By Credit Score?

Auto insurance rates have one more crucial and very important factor i.e. Credit Scores. Insurance companies take credit scores into consideration when you apply for insurance. Auto Insurance policyholders with good credit scores leverage the maximum benefits with lower car insurance premiums, while those with poor credit scores pay higher premiums. It is always advised to avoid accidents, traffic violations, bad credit history as it impacts your insurance policy.

Compare Honda HR-V Safety Ratings

Here is the breakdown of Honda HR-V Safety Ratings:

Honda HR-V Safety Ratings

Test TypeRating
Small overlap front: driver-sideGood
Small overlap front: passenger-sideGood
Moderate overlap frontGood
SideGood
Roof strengthGood
Head restraints and seatsGood

Compare Honda HR-V Crash Test Ratings

Here is the breakdown of Honda HR-V Crash Test Ratings:

Honda HR-V Crash Test Ratings
Honda HR-V Crash Test Ratings
Vehicle TestedOverallFrontalSideRollover
2020 Honda HR-V SUV FWD5 stars4 stars5 stars4 stars
2020 Honda HR-V SUV AWD5 stars4 stars5 stars4 stars
2019 Honda HR-V SUV FWD5 stars4 stars5 stars4 stars
2019 Honda HR-V SUV AWD5 stars4 stars5 stars4 stars
2018 Honda HR-V SUV FWD5 stars4 stars5 stars4 stars
2018 Honda HR-V SUV AWD5 stars4 stars5 stars4 stars
2017 Honda HR-V SUV FWD5 stars4 stars5 stars4 stars
2017 Honda HR-V SUV AWD5 stars4 stars5 stars4 stars
2016 Honda HR-V SUV FWD5 stars4 stars5 stars4 stars
2016 Honda HR-V SUV AWD5 stars4 stars5 stars4 stars

How To Apply For Honda HR-V Insurance?

The rates may vary from different states, companies, and manufacturing years of Honda HR-V. The best way to insure the cheapest or the most reliable option is to research well before buying auto car insurance for Honda HR-V. Let Mount Shine help you, we have a wide network of best insurance companies across 50 states of the United States that guide you to the best offers, payment options, auto insurance deals, etc. Check yourself for Honda HR-V insurance cost and then buy/renew.

Get free quotes, buy/renew, and save money on Honda HR-V car Insurance by contacting us. Our service is free, fast, and simple, so get started today!

Compare Honda Insurance For Other Models

Compare Honda insurance for all models and see how much does honda civic insurance costs, what is the honda accord insurance cost, or is Honda pilot insurance expensive?

Go compare auto insurance for each honda model along with the age of the driver, deductibles, Honda depreciation, crash test results, safety features, etc.

Honda Accord

Honda Civic

Honda Clarity

Honda Fit

Honda CR-Z

Honda HR-V

Honda Insight

Honda Odyssey

Honda Passport

Honda Pilot

Honda Ridgeline

FAQs

Q1. How much is the insurance cost for a Honda HR-V car?

Q2. Which car insurance is the best for my Honda HR-V car?

Q3. Which are the insurance add-ons for Honda HR-V cars?

Q4. How to renew Honda HR-V car Insurance?

Q5. What Documents do I need to get my Honda HR-V car insurance renewed?

Q6. What is Honda HRV depreciation rate in 2022?

Q7. Price of Honda HR-V Used Vs. New?

Q8. What Are Honda HR-V pricing according to different states?

Q9. What Is the Price of Honda HR-V 2017 cost?

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