Compare Honda CR-V Insurance Rates In 2022: Buy/Renew

Hey Sunshine,

Do you know what is the Honda CR-V Insurance Cost? Where can you get the best Honda CR-V Insurance Rates?

Compare Honda CR-V Insurance quotes to let you decide the best way to ensure you are getting your best deal. Mount Shine’s comparison of CR-V insurance rates will help you save money on your next policy and make the best financial decision.

Learn what factors affect your spending decision while paying for car insurance, look at Honda CR-V insurance quotes, payment options, etc. United States best Insurance companies, banks that provide loans, joint auto loans, EMI options available, and how you can save your money on car insurance.

Let’s See What It Costs to Insure a Honda CR-V and Which Option Is Best.

The average price of Honda CR-V insurance is $1,326 per year, or $111 per month for full coverage, depending on the features/trim level of the car. If you own a Honda CR-V 2022 and are planning to buy Honda CR-V insurance, the cheapest Honda CR-V is the LX at around $1,244 per year or about $104 per month. Choosing a used Honda CR-V over a new 2022 model could save you $422 or more per year on insurance.

How Much Does Honda CR-V Car Insurance Cost in 2022?

The average price of Honda CR-V insurance is $1,326 per year, or $104 to $118 per month for full coverage, depending on the trim level. Average CR-V insurance rates are $1,416 a year, making the Honda CR-V $90 cheaper each year.

Honda CR-V 2022
Honda CR-V 2022

Compare Honda CR-V Insurance costs according to age and deductibles starting from 17 to 60 years old.

Honda CR-V Insurance cost for a 17-year-old driver on average is $4,478, rates for an 18-year-old driver drop slightly, with an average cost of $4,178.

Driver AgeDeductibleAnnual CostMonthly Cost
20$1,000$2,246$187
$500$2,644$220
$250$3,064$255
30$1,000$1,176$98
$500$1,396$116
$250$1,626$136
40$1,000$1,122$94
$500$1,326$111
$250$1,536$128
50$1,000$1,028$86
$500$1,210$101
$250$1,400$117
60$1,000$1,010$84
$500$1,188$99
$250$1,376$115

By looking at the data above, monthly Honda CR-V insurance rates range from $104 to $118 per month.

5 Factors That Affect Honda CR-V Insurance Rates

The variation in insurance rates for the Honda CR-V is caused by a number of factors. Drivers’ age, used car model, location, zip codes, etc. are a few to mention. Let us see them one by one to know what the Honda CR-V insurance rates will be in different scenarios.

2020 Honda CR-V
2020 Honda CR-V
  1. Policy Of Liability-Only Insurance
  2. Car Insurance For Teenagers
  3. Insurance Discounts For Honda CR-V
  4. Age Factor
  5. A higher deductible results in a lower cost and vice versa.

1. Policy of Liability-Only Insurance

For a liability-only insurance policy for a Honda CR-V, the lowest rates might be in Maine or Virginia, costing $222 a year. If compared to urban New Orleans, Louisiana, it could be as much as $15,392 a year for a policy with full coverage area for a newly licensed driver with an at-fault accident.

2. Car Insurance For Teenagers

Honda CR-V Insurance cost is expensive for teenagers averaging around $$4,796 per year for a 16-year-old driver, $4,478 per year for a 17-year-old driver, and $4,178 per year for a 18-year-old driver.

3. Insurance Discounts for Honda CR-V

Whenever there is a discount on the insurance, it will be cheap to insure the Honda CR-V.

Insurance companies do offer discounts in some cases, such as if you are a veteran, a member of the United States Army, a senior citizen, insure multiple vehicles on the same policy, deal with the same insurer for house insurance, and so on. Also, there are good deals available on Black Friday or Cyber Monday, and if the vehicle is accident-free, customers can save as much as $224 per year.

4. Age Factor and Gender

The age factor and gender are one of the biggest factors in how much insurance costs for a Honda CR-V.

For a 20-year-old male, average Honda CR-V insurance costs $2,644 per year in 2022, and for a 20-year-old female, $1,952 is the cost to insure the Honda CR-V, making a difference of $692. If we talk about a 50-year-old male driver, the cost is $1,210, and rates for female drivers are $1,186, a difference of only $24.

A 60-year-old driver pays $1,188 for 2022 Honda CR-V insurance, and when compared to a 20-year-old driver who pays $2,644, making a difference of 55.1%.

5. A higher deductible results in a lower cost and vice versa.

Raising deductibles can lead to lower costs on your Honda CR-V insurance. From $500 to $1,000, it could save a 40-year-old driver $194 per year and a 20-year-old driver $378 per year.

Lowering your deductibles from $500 to $250 could cost an extra $210 per year for a 40-year-old driver and $420 per year for a 20-year-old driver.

More For You:

Honda Clarity Insurance

Honda Accord Insurance

Capital One Payment Options

Best Credit Cards For Low Interest Rates

What Is The Cheapest CR-V To Insure In 2022?

Let’s find out which is the cheapest Honda CR-V car to insure depending on the trim level. The cheapest Honda CR-V insurance is the LX trim level, which ranges from $1,244 to $1,414 per year. One of the factors that affect the increase in costs is the trim level, so let’s say if the trim level increases, the cost of car insurance also increases.

Honda CR-V Car Insurance Cost
Honda CR-V Car Insurance Cost

The second cheapest Honda CR-V to insure is the Special Edition at $1,254 per year.

The three most expensive CR-V models to insure are the Hybrid EX-L, the Touring, and the Hybrid Touring trim levels at $1,368, $1,400, and $1,414 per year, respectively.

From the table given below, you can compare quotes and analyze the annual, semi-annual, and monthly costs for insuring the different trims and styles of the Honda CR-V available.

Honda CR-V Trim LevelAnnual Policy6-month PolicyPer Month
LX$1,244$622$104
Special Edition$1,254$627$105
EX$1,258$629$105
Hybrid EX$1,322$661$110
EX-L$1,340$670$112
Hybrid EX-L$1,368$684$114
Touring$1,400$700$117
Hybrid Touring$1,414$707$118

How Much Does a Used Honda CR-V Insurance Cost?

While we were doing our research, we got to know that consumers were looking more for How much does insurance for a used Honda CR-V cost? How much do they have to pay for a 2013 model? Or if I own a 2021 Honda CR-V, which company should I opt for?

2017 Honda CR-V
2017 Honda CR-V

Compare average Honda CR-V insurance rates for the 2013 to 2022 model years on annually, 6-months, and per month.

Model Year and VehicleAnnual Rate6-month RateMonthly Rate
2022 Honda CR-V$1,326$663$111
2021 Honda CR-V$1,188$594$99
2020 Honda CR-V$1,164$582$97
2019 Honda CR-V$1,102$551$92
2018 Honda CR-V$1,080$540$90
2017 Honda CR-V$1,050$525$88
2016 Honda CR-V$1,024$512$85
2015 Honda CR-V$996$498$83
2014 Honda CR-V$940$470$78
2013 Honda CR-V$904$452$75

What Is the Cost of Honda CR-V Liability Insurance?

If you want to save money on Honda CR-V insurance, then opting out of the physical damage insurance coverage on older models can save you up to $484 per year. Yes, physical damage will affect the cost of insurance, but you will still end up saving money.

Honda CR-V Liability Insurance Cost
Honda CR-V Liability Insurance Cost

Now, let us get to know the liability insurance cost for the Honda CR-V for the 2002 to 2012 model years.

Model Year and VehicleAnnual Rate6-month RateMonthly Rate
2022 Honda CR-V$1,326$663$111
2021 Honda CR-V$1,188$594$99
2020 Honda CR-V$1,164$582$97
2019 Honda CR-V$1,102$551$92
2018 Honda CR-V$1,080$540$90
2017 Honda CR-V$1,050$525$88
2016 Honda CR-V$1,024$512$85
2015 Honda CR-V$996$498$83
2014 Honda CR-V$940$470$78
2013 Honda CR-V$904$452$75

How Much Does Honda CR-V Insurance Cost Near Me?

Your insurance policy will always vary depending on your address and which state of the United States you live in. CR-V insurance rates may differ in New York as compared to Ohio or Miami. Plus government taxes may affect the insurance rates for Honda CR-V.

How To Apply For Honda CR-V Insurance in 2022?

The rates may vary from different states, companies, and manufacturing years of Honda CR-V. The best way to insure the cheapest or the most reliable option is to research well before buying auto car insurance for Honda CR-V. Let Mount Shine help you, we have a wide network of the United States’ best insurance companies, their offers, payment options, costs, etc. Check yourself for the Honda CR-V price and then buy/renew.

Get free quotes, buy/renew, and save money on Honda CR-V Insurance by contacting us. Our service is free, fast, and simple, so get started today!

Compare Honda Insurance For Other Models

Compare Honda insurance for all models and see how much does honda civic insurance costs, what is the honda accord insurance cost, or is Honda pilot insurance expensive?

Go compare auto insurance for each honda model along with the age of the driver, deductibles, Honda depreciation, crash test results, safety features, etc.

Honda Accord

Honda Civic

Honda Clarity

Honda CR-Z

Honda Fit

Honda HR-V

Honda Insight

Honda Odyssey

Honda Passport

Honda Pilot

Honda Ridgeline

FAQs

How Much For Insurance On Honda CR-V?

Why is the 2017 Hyundai Santa Fe sports insurance premium higher than the 2017 honda cr-v? 

How much insurance is for a honda cr-v 2017?

How much is car insurance for a 2007 Honda CR-V?

What do i absolutely have to have in insurance on a 2013 Honda CR V?

Why is my insurance premium higher for a Toyota Rav-4 than for a honda cr-v?

How much does insurance cost on a Honda CR-V?

How much does insurance cost on a 2018 honda CR-V?

How much is car insurance on a 2011 Honda CR-V?

Why is Hyundai Santa Fe insurance premium higher than Honda CR-V?

Leave a Comment