Hey Sunshine,
Do you know How much Honda Civic insurance costs? Where can you get the best car insurance for the honda civic? If you are looking for cheap insurance for honda civic, then which options are available?
Well, we got you covered.
We compared several Honda Civic Insurance quotes to let you decide the best way to ensure you are getting your best deal. Learn what factors affect your spending decision while paying for car insurance, look at prices, payment options, etc. America’s Best Insurance Companies, banks that provide loans, joint auto loans, EMI options available, and how you can save your money on car insurance.
Table of Contents
Let’s See The Cost To Insure a Honda Civic — and Which Option Is Best
The average price of Honda civic insurance is $1,352 per year, $676 for a 6-month policy, or $113 per month for full coverage, depending on the features of the car. If you own a 2021 Honda Civic, the cost of insurance is $117 which is less per year on average as compared to the rest of the cars in the segment. According to our research, the cheapest honda civic insurance is LX sedan trim level at an estimated $1,238 per year. For Sport Touring Hatchback, which is the most expensive one costs about $1,682.
How Much Does Honda Civic Insurance Cost?
We compared Honda Civic Insurance costs according to age starting from 17 to 60 years old.
Honda Civic Insurance Cost for a 17 year old driver on average is $4,502 for males and $4,010 for females. For an 18 year old driver, rates drop a little, which costs on an average $4,200 for males and $3,644 for females.
Honda Civic Car Insurance Rates
| Driver Age | Deductible | Annual Cost | Monthly Cost |
|---|---|---|---|
| 20 | $1,000 | $2,276 | $190 |
| $500 | $2,666 | $222 | |
| $250 | $3,078 | $257 | |
| 30 | $1,000 | $1,198 | $100 |
| $500 | $1,422 | $119 | |
| $250 | $1,650 | $138 | |
| 40 | $1,000 | $1,150 | $96 |
| $500 | $1,352 | $113 | |
| $250 | $1,564 | $130 | |
| 50 | $1,000 | $1,048 | $87 |
| $500 | $1,232 | $103 | |
| $250 | $1,422 | $119 | |
| 60 | $1,000 | $1,030 | $86 |
| $500 | $1,208 | $101 | |
| $250 | $1,396 | $116 |
By looking at the data above, monthly car insurance rates range from $103 to $140, with the Civic Sport Touring Hatchback costing most to insure. Out of all, the Civic LX is the cheapest one.
What Is The Cheapest Civic To Insure?
Let’s find out what is the cheapest honda civic car to insure depending on the trim level. The cheapest honda civic insurance is the LX Sedan trim level which costs an average of $1,238 per year. One of the factors which affect the increase in costs in the trim level, so let’s say if trim level increases, the cost of car insurance also increases.
The second cheapest Civic to insure is the LX Hatchback at $1,260, and the third cheapest trim level is the Sport Sedan at $1,284 per year.
From the table given below, you can analyse the annual, semi-annual, and monthly costs for insuring different trims and styles of Honda Civics available.
2021 Honda Civic Insurance Cost by Trim Level
| Honda Civic Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| LX Sedan | $1,238 | $619 | $103 |
| LX Hatchback | $1,260 | $630 | $105 |
| Sport Sedan | $1,284 | $642 | $107 |
| EX Sedan | $1,306 | $653 | $109 |
| Sport Hatchback | $1,306 | $653 | $109 |
| LX Coupe | $1,346 | $673 | $112 |
| EX Hatchback | $1,352 | $676 | $113 |
| EX-L Navi Hatchback | $1,352 | $676 | $113 |
| EX-L Sedan | $1,352 | $676 | $113 |
| EX Coupe | $1,392 | $696 | $116 |
| Touring Sedan | $1,470 | $735 | $123 |
| Touring Hatchback | $1,502 | $751 | $125 |
| Sport Touring Hatchback | $1,682 | $841 | $140 |
Amongst all other honda civic vehicles, the most expensive being the Sport Touring Hatchback at $1,682 per year.
An increase in Civic models insurance rates is due to the cost an insurance company will pay if the car is damaged or met with an accident. The more parts to replace, the more it will cost. If the insurance company’s expenditure is more, eventually they will charge more money from the consumer, and honda civic insurance cost will be high.
How Much Does Honda Civic Si Insurance Cost?
While we were doing our research, we got to know consumers were looking more for How much does Honda Civic SI Insurance Costs? How much do they have to pay for a 2013 model or if I own a 2020 Honda Civic Si, which company should I Opt For?
Well, Honda Civic SI Insurance for 2013 costs an average of $1,134 per year. And for the 2020 Honda Civic Si, the insurance cost is $1500. The 2021 Honda Civic was omitted from the company lineup but the 11th generation 2022 Honda Civic Si is said to be released on November 17th, costing $26,155.
How Much Does 2022 Honda Civic Insurance Cost?
After the release of 11 generation honda civic models in mid-November, insurance cost for the 2022 honda civic is expected to range between $1,626 per year for the high-performance Type-R trim to $1,338 per year for the base LX model. We can expect trim levels to be similar to the 2021 model, with LX, Sport, EX and Touring trim levels. The price range can be from $30,000 for the Touring trim and $23,000 for the base LX model.
When we saw the video of the new Honda Civic 2022, we knew this was going to be a big hit. From the performance level to the features, everything is made to give extra cheerfulness to the customers. We’ll do a comparison of Honda Civic 2022 with other car segments too so that you can make a buying decision wisely.
Compare Car Insurance Rates Of Honda Models
If you are planning to buy a Honda car or auto insurance for honda, here’s the average price of coverage for a year. Before making a buying decision, check model-by-model comparison for more information.
How Much Does 2020 Honda Civic Insurance Cost?
For a 2020 Honda Civic average insurance costs are $1,330 per year or around $111 per month. Honda Civic LX Sedan costs about $1,206 and Sport Touring Hatchback costs about $1,644.
2020 Honda Civic Trim Level
| 2020 Honda Civic Trim Level | Annual Rate | Per Month |
|---|---|---|
| LX Sedan | $1,206 | $101 |
| LX Hatchback | $1,230 | $103 |
| Sport Sedan | $1,252 | $104 |
| EX Sedan | $1,274 | $106 |
| Sport Hatchback | $1,274 | $106 |
| SI Sedan | $1,292 | $108 |
| EX-L Navi Hatchback | $1,318 | $110 |
| EX-L Sedan | $1,318 | $110 |
| LX Coupe | $1,318 | $110 |
| EX Hatchback | $1,318 | $110 |
| Sport Coupe | $1,340 | $112 |
| EX Coupe | $1,360 | $113 |
| Touring Coupe | $1,412 | $118 |
| SI Coupe | $1,438 | $120 |
| Touring Sedan | $1,438 | $120 |
| Touring Hatchback | $1,468 | $122 |
| Sport Touring Hatchback | $1,644 | $137 |
How much does 2019 Honda Civic Car Insurance Costs?
Below is the comparison of the 2019 Honda Civic Car Insurance cost with other models:
2019 Honda Civic Car Insurance Costs
| 2019 Model | Annual insurance cost |
|---|---|
| 2019 Accord LX | $2,374 |
| 2019 Civic LX | $2,502 |
| 2019 Civic Type R | $2,402 |
| 2019 CR-V LX | $2,167 |
| 2019 Fit LX | $2,230 |
| 2019 Insight LX | $1,901 |
| 2019 Odyssey LX | $2,070 |
| 2019 Pilot LX | $2,225 |
| 2019 Ridgeline RT | $2,320 |
If we neglect the age factor, insurance for Honda Civic LX 2019 model is the most expensive. There are many reasons why honda civic insurance is so high, like in which state you live? Which company have you chosen or what are they offering? Type of Honda civic insurance group do you have? Does your credit score affect the insurance cost?
Let’s compare the car insurance for honda civic by state and then other factors affecting its costing.
How Much Does A 2018 Honda Civic Cost To Insure?
2018 Honda Civic insurance costs on an average $1,334 per year, or around $111 per month. Cost ranges from $1,482 for the Civic Sport Touring Hatchback to $1,134 per year for the Civic SI Sedan.
2018 Honda Civic Car Insurance Costs
| 2018 Honda Civic Trim Level | Annual Rate | Per Month |
|---|---|---|
| SI Sedan | $1,134 | $95 |
| LX Coupe | $1,230 | $103 |
| LX-P Coupe | $1,272 | $106 |
| EX-T Coupe | $1,272 | $106 |
| LX Sedan | $1,282 | $107 |
| Type-R Hatchback | $1,304 | $109 |
| LX Hatchback | $1,312 | $109 |
| EX-L Coupe | $1,314 | $110 |
| EX-T Sedan | $1,326 | $111 |
| LX Honda Sensing Sedan | $1,326 | $111 |
| EX Sedan | $1,326 | $111 |
| Sport Hatchback | $1,348 | $112 |
| EX-TL Sedan | $1,368 | $114 |
| EX-T Honda Sensing Sedan | $1,368 | $114 |
| EX Honda Sensing Sedan | $1,368 | $114 |
| EX Hatchback | $1,368 | $114 |
| SI Coupe | $1,380 | $115 |
| Touring Coupe | $1,388 | $116 |
| EX-TL Honda Sensing Sedan | $1,410 | $118 |
| EX-L Hatchback | $1,432 | $119 |
| Touring Sedan | $1,452 | $121 |
| Sport Touring Hatchback | $1,482 | $124 |
How Much Does the 2017 Honda Civic Insurance Costs?
A 2017 Honda Civic Insurance costs an average of $1,290 per year for full coverage or around $108 per month. Car Insurance for Honda Civic ranges from $1,448 for the Civic Sport Touring Hatchback to $1,064 per year for the Civic SI Sedan.
2017 Honda Civic Car Insurance Costs
| 2017 Honda Civic Trim Level | Annual Rate | Per Month |
|---|---|---|
| SI Sedan | $1,064 | $89 |
| LX Coupe | $1,204 | $100 |
| LX-P Coupe | $1,204 | $100 |
| EX Coupe | $1,244 | $104 |
| LX Hatchback | $1,258 | $105 |
| LX Sedan | $1,258 | $105 |
| Type-R Touring Hatchback | $1,268 | $106 |
| EX-L Coupe | $1,284 | $107 |
| EX Sedan | $1,298 | $108 |
| Sport Hatchback | $1,298 | $108 |
| SI Coupe | $1,306 | $109 |
| EX-L Sedan | $1,332 | $111 |
| EX Hatchback | $1,338 | $112 |
| Touring Coupe | $1,354 | $113 |
| EX-L Hatchback | $1,380 | $115 |
| Touring Sedan | $1,420 | $118 |
| Sport Touring Hatchback | $1,448 | $121 |
How Much Does 2016 Honda Civic Insurance Costs?
2016 Honda Civic average car insurance costs $1,216 per year or around $101 per month. Its rates range from $1,310 for the Civic Touring Coupe to $1,156 per year for the Civic LX Sedan.
2016 Honda Civic Car Insurance Costs
| 2016 Honda Civic Trim Level | Annual Rate | Per Month |
|---|---|---|
| LX Sedan | $1,156 | $96 |
| LX Coupe | $1,166 | $97 |
| EX Sedan | $1,202 | $100 |
| EX-T Sedan | $1,222 | $102 |
| EX-TL Sedan | $1,238 | $103 |
| EX-L Coupe | $1,244 | $104 |
| EX-T Coupe | $1,244 | $104 |
| LX-P Coupe | $1,244 | $104 |
| Touring Sedan | $1,298 | $108 |
| Touring Coupe | $1,310 | $109 |
How Much Does 2015 Honda Civic Insurance Costs?
2015 Honda Civic Insurance costs an average of $1,128 per year for a 2015 Honda Civic or around $94 per month. It can range from $1,260 for the Civic SI Coupe to $1,020 per year for the Civic SE Sedan.
2015 Honda Civic Car Insurance Costs
| 2015 Honda Civic Trim Level | Annual Rate | Per Month |
|---|---|---|
| SE Sedan | $1,020 | $85 |
| LX Sedan | $1,020 | $85 |
| EX Sedan | $1,056 | $88 |
| HF Sedan | $1,056 | $88 |
| EX-L Sedan | $1,092 | $91 |
| SI Sedan | $1,092 | $91 |
| CNG Sedan | $1,140 | $95 |
| LX Coupe | $1,186 | $99 |
| Hybrid L Sedan | $1,220 | $102 |
| Hybrid Sedan | $1,220 | $102 |
| EX Coupe | $1,224 | $102 |
| EX-L Coupe | $1,260 | $105 |
| SI Coupe | $1,260 | $105 |
How Much Does 2014 Honda Civic Insurance Costs?
For a 2014 Honda Civic average insurance cost is $1,076 per year or around $90 per month. Honda Civic Insurance rates range from $1,172 for the Civic Hybrid Sedan to $986 per year for the Civic HF Sedan.
2014 Honda Civic Car Insurance Costs
| 2014 Honda Civic Trim Level | Annual Rate | Per Month |
|---|---|---|
| HF Sedan | $986 | $82 |
| LX Sedan | $986 | $82 |
| EX Sedan | $1,020 | $85 |
| EX-L Sedan | $1,056 | $88 |
| LX Coupe | $1,056 | $88 |
| SI Sedan | $1,056 | $88 |
| EX Coupe | $1,090 | $91 |
| CNG Sedan | $1,100 | $92 |
| Sedan | $1,100 | $92 |
| EX-L Coupe | $1,124 | $94 |
| SI Coupe | $1,124 | $94 |
| Hybrid L Sedan | $1,172 | $98 |
| Hybrid Sedan | $1,172 | $98 |
How Much Does 2013 Honda Civic Insurance Cost?
2013 Honda Civic Insurance cost on an average $1,054 per year or about $88 per month. The rates range from $1,146 for the Civic Hybrid w/Navigation Sedan to $984 per year for the Civic LX Sedan.
2013 Honda Civic Car Insurance Costs
| 2013 Honda Civic Trim Level | Annual Rate | Per Month |
|---|---|---|
| LX Sedan | $984 | $82 |
| LX Coupe | $986 | $82 |
| EX Sedan | $1,016 | $85 |
| HF Sedan | $1,016 | $85 |
| EX-L Sedan | $1,048 | $87 |
| SI Sedan | $1,048 | $87 |
| EX Coupe | $1,060 | $88 |
| EX-L Coupe | $1,090 | $91 |
| SI Coupe | $1,090 | $91 |
| CNG Sedan | $1,110 | $93 |
| Hybrid Sedan | $1,146 | $96 |
| Hybrid w/Navigation Sedan | $1,146 | $96 |
These are the models which you can analyze and for those who own 2009, 2008, or 2007 Honda Civic the rates are given below:
What Are The 2009 Honda Civic Insurance Rates?
For 2009 Honda Civic Insurance rates are $1,208 a year including full coverage. Comprehensive costs approximately $164, collision costs $330, and liability insurance costs $534. If you are a teen driver of age 17,18 or 19 years old, you might pay the highest rates at $4,912 a year.
With a liability-only policy, it can cost as little as $588 a year, with high-risk insurance costing around $2,636.
What Are The 2008 Honda Civic Insurance Rates?
For 2008 Honda Civic Insurance rates are $1,178 a year including full coverage. Comprehensive insurance costs on average $158, collision costs $300, and liability insurance costs around $540.
If you are a teen driver of age 17,18 or 19 years old, you might pay the highest rates at $4,810 a year.
With a liability-only policy, it can cost as little as $592 a year, with high-risk insurance costing around $2,566.
What Are The 2007 Honda Civic Insurance Rates?
For 2007 Honda Civic Insurance rates are $1,136 a year including full coverage. Comprehensive insurance costs on average $148, collision costs $274, and liability insurance costs around $534.
If you are a teen driver of age 17,18 or 19 years old, you might pay the highest rates at $4,668 a year.
With a liability-only policy, it can cost as little as $588 a year, with high-risk insurance costing around $2,474.
Compare Auto Car Insurance Rates By State
Every state in the United States has its own rules and regulations, and comparing auto insurance by state can clear the whole scenario of how these regulations affect the price of car insurance where you live. We compared average auto insurance rates for all 50 states, starting from Alabama to Wyoming, and found the cheapest car insurance companies.
Auto Car Insurance Rates By State
| State | Cheapest major insurer | Average six-month quote |
|---|---|---|
| Alabama | Nationwide | $368 |
| Alaska | Geico | $243 |
| Arizona | Geico | $490 |
| Arkansas | State Farm | $339 |
| California | Geico | $287 |
| Colorado | State Farm | $538 |
| Connecticut | State Farm | $596 |
| DC | Erie | $630 |
| Delaware | Geico | $658 |
| Florida | State Farm | $1,282 |
| Georgia | Georgia Farm Bureau | $557 |
| Hawaii | Island Insurance | $238 |
| Idaho | State Farm | $303 |
| Illinois | State Farm | $439 |
| Indiana | Erie | $249 |
| Iowa | IMT Insurance | $179 |
| Kansas | State Farm | $327 |
| Kentucky | State Farm | $669 |
| Louisiana | State Farm | $665 |
| Maine | Geico | $245 |
| Maryland | Erie | $590 |
| Massachusetts | Safety Insurance | $323 |
| Michigan | Auto-Owners | $2,641 |
| Minnesota | State Farm | $491 |
| Mississippi | State Farm | $374 |
| Missouri | State Farm | $437 |
| Montana | State Farm | $320 |
| Nebraska | Nebraska Farm Bureau | $299 |
| Nevada | State Farm | $648 |
| New Hampshire | Geico | $321 |
| New Jersey | State Farm | $591 |
| New Mexico | State Farm | $350 |
| New York | Geico | $662 |
| North Carolina | Geico | $271 |
| North Dakota | Grinnell Mutual | $264 |
| Ohio | Geico | $281 |
| Oklahoma | State Farm | $371 |
| Oregon | Country Financial | $568 |
| Pennsylvania | Erie | $308 |
| Rhode Island | Progressive | $795 |
| South Carolina | Auto-Owners | $427 |
| South Dakota | American Family | $210 |
| Tennessee | State Farm | $289 |
| Texas | State Farm | $445 |
| Utah | Farm Bureau Mutual | $552 |
| Vermont | State Farm | $276 |
| Virginia | Virginia Farm Bureau | $303 |
| Washington | Mutual of Enumclaw | $353 |
| West Virginia | Westfield | $342 |
| Wisconsin | State Farm | $243 |
| Wyoming | State Farm | $243 |
Compare Car Insurance Rates By Credit Score
Credit scores can be a key reason in deciding your auto insurance rates. Many insurance companies use credit scores for calculation – called a credit-based insurance score. They usually give ratings to their customers through which they categories each individual. Auto Insurance policyholders with good credit scores leverage the maximum benefits with lower car insurance premiums, while those with poor credit scores pay higher premiums.
We found that
- Drivers with excellent credit can save an average of 35% off their premium compared to those with poor credit
- Farmers rates decreased by 54% as they had excellent credit profiles. They got the biggest discount for maintaining good credit profiles
- Metropolitan rates decreased by 12%, smallest amongst others despite having an excellent credit history instead of poor one
Annual Insurance Rates For Select Insurers For Poor And Excellent Credit Ratings
| Insurer | Poor credit | Excellent credit | Difference |
|---|---|---|---|
| Metropolitan | $1,108 | $980 | -12% |
| Nationwide | $1,004 | $755 | -25% |
| USAA | $432 | $324 | -25% |
| Farm Bureau Mutual (IA Group) | $436 | $320 | -27% |
| Erie | $451 | $325 | -28% |
| Travelers | $1,486 | $967 | -35% |
| Progressive | $938 | $582 | -38% |
| Geico | $842 | $520 | -38% |
| American Family | $811 | $496 | -39% |
| Allstate | $1,422 | $843 | -41% |
| Auto-Owners Insurance Co | $649 | $347 | -46% |
| State Farm | $716 | $375 | -48% |
How Much An at-fault Crash Raises Average Auto Car Insurance Costs?
After an accident, average auto insurance costs for an at-fault driver are about $2,439 per year for full coverage or $884 per year for minimum coverage.
On average, car insurance rates are 50% higher for a driver who has caused a wreck than for one who hasn’t.
Payment Options For Honda Civic Car Insurance
There are various payment options available for honda civic car insurance which you can avail. Few Options are:
- Online
- Credit Card
- Insurance Company Apps – One Stop Solution
- Wire Transfer
- Few insurance company offers Wallet options too and give bonus points to redeem
How To Apply For Honda Civic Insurance?
The rates may vary from state to state and from company to company. The best way to insure the cheapest or the most reliable option is to research well before buying auto car insurance for honda civic. Let Mount Shine help you, if you are a 17-year-old, 30-year-old, or of any age, we have a wide network of America’s best insurance companies, their offers, payment options, costs, etc.
Get free quotes, buy/renew, save money on honda civic insurance by contacting us. Our service is free, fast, and simple, so get started today!