Do you know how much does Honda Civic insurance cost? Where can you get the best insurance for the Honda Civic car? Which options are available if you are looking for cheap insurance for Honda Civic?
We compared several Honda Civic Insurance quotes to let you decide how to ensure you get your best deal. Learn what factors affect your spending decision while paying for car insurance, and look at prices, payment options, credit score history, driving record, and more. Compare quotes from America’s Best Insurance Companies, banks that provide loans, joint auto loans, EMI options available, and how you can save your money on car insurance.
Mount Shine’s comparison of Honda Civic insurance costs will help you save money on your next auto insurance policy and in the best financial decision-making.
Car Insurance For Honda Civic 2023: Overview
Our study shows the price of Honda civic insurance is $1,510 per year, $755 for a 6-month policy, or $126 per month for full coverage, depending on the car’s features. If you own a 2021 Honda Civic, the insurance cost is $114, which is less per year on average compared to the other cars in the segment. According to our research, the cheapest honda civic insurance is the LX sedan trim level at an estimated $1,400 per year. Sport Touring Hatchback, which is the most expensive, costs about $1,650.
Honda Models are all set for electric vehicles and are coming up with the 2023 Honda Pilot. Honda’s newest model lineup of cars and SUVs for 2023 will be filing promises of many car enthusiasts. With the news of launching all new models of the 2023 Civic Sedan, along with other models, it makes perfect sense to choose the car. The new insurance prices are yet to come, and we’ll inform you soon. To stay updated, we recommend you subscribe to our newsletter to be the first to know.
Must Check – How To Get Car Insurance For First Timers
How Much Does Honda Civic Insurance Cost In 2023?
We compared Honda Civic Insurance costs according to age starting from 17 to 60 years old.
On average, a Honda Civic Insurance Cost for a 17-year-old driver is $5,052 for males and $4,502 for females. For an 18-year-old driver, rates drop a little, costing an average of $4,710 for males and $4,088 for females. The difference can be seen in the driver’s risk profile and deductibles from the table below:
|Driver Age||Deductible||Annual Cost||Monthly Cost|
The data above shows that monthly car insurance for Honda civic rates ranges from $96 to $286.
Also Read – Compare Acura MDX Insurance Cost For 2023: Buy/Renew
What Is The Cheapest Civic To Insure (2023)?
Our study shows that the cheapest Honda Civic Insurance is the LX Sedan trim level, costing an average of $1,400 per year. One factor affecting the increase in costs is the trim level, so if the trim level increases, car insurance costs also increase.
The second cheapest Civic to insure is the LX Hatchback at $1,260, and the third cheapest trim level is the Sport Sedan at $1,436 per year.
From the table given below, you can analyze the annual, semi-annual, and monthly costs for insuring different trims and styles of Honda Civics are available.
|Honda Civic Trim Level||Annual Policy||6-month Policy||Per Month|
|Sport Touring Hatchback||$1,626||$813||$136|
Amongst all other Honda Civic vehicles, the most expensive is the Sport Touring Hatchback at $1,626 per year.
An increase in Civic models insurance rates is due to the cost an insurance company will pay if the car is damaged or met with an accident. The more parts to replace, the more it will cost. If the insurance company’s expenditure is more, eventually, they will charge more money from the consumer, and the Honda Civic Insurance cost will be high.
Recommended – Is Full Coverage Worth It?
How Much Does Honda Civic Si Insurance Cost In 2023?
While doing our research, we got to know consumers were looking more for How much Honda Civic SI Insurance Costs? How much do they have to pay for a 2013 model, or if I own a 2020 Honda Civic Si, which company should I Opt For?
2013 Honda Civic SI Insurance costs an average of $1,062 per year, and for the 2020 Honda Civic Si, the insurance cost is $1500. The 2021 Honda Civic got omitted from the company lineup, but the 11th generation 2023 Honda Civic Si is said to be released on November 17th, MSRP costing $26,155.
How Much Does 2023 Honda Civic Insurance Cost?
Insurance cost for the 2023 Honda Civic is expected to range from $1,510 per year, $755 for a 6-month policy, or $126 per month for full coverage, depending on the car’s features.
Compare Car Insurance Rates Of Honda Models 2023
If you are planning to buy a Honda car or insurance for Honda, here’s the average price of coverage for a year. Before making a buying decision, check the model-by-model comparison for more information.
How Much Does 2021 Honda Civic Insurance Cost?
Our study shows that the average insurance cost for a 2021 Honda Civic are $1,364 per year or around $114 per month. Rates range from $1,228 annually for the Civic LX Sedan to $1,676 for the Civic Sport Touring Hatchback. You can save money by taking Honda Civic Insurance Group, which will benefit you in the long run.
From the table below, analyze and compare insurance for Honda Civic 2021 model:
|2021 Honda Civic Trim Level||Annual Rate||Per Month|
|EX-L Navi Hatchback||$1,342||$112|
|Sport Touring Hatchback||$1,676||$140|
How Much Does 2020 Honda Civic Insurance Cost?
For a 2020 Honda Civic average insurance costs are $1,344 per year or around $112 per month. Honda Civic LX Sedan costs about $1,208, and Sport Touring Hatchback costs about $1,650.
|2020 Honda Civic Trim Level||Annual Rate||Per Month|
|EX-L Navi Hatchback||$1,316||$110|
|Sport Touring Hatchback||$1,650||$138|
How Much Does 2019 Honda Civic Insurance Cost?
The 2019 Honda Civic Car Insurance cost is $1,326 per year or about $111 per month. The table below compares the annual cost of different 2019 Honda Civic Models and insurance costs by trim level:
|2019 Honda Civic Trim Level||Annual Rate||Per Month|
|EX-L Navigation Hatchback||$1,374||$115|
|Sport Touring Hatchback||$1,508||$126|
If we neglect the age factor, insurance for Honda Civic LX 2019 model is the most expensive. There are many reasons why Honda Civic Insurance is so high, like in which state do you live. Which company have you chosen or what are they offering? What type of Honda civic insurance group do you have? Does your credit score affect the insurance cost?
Let’s compare the car insurance quotes for the honda civic by state and then other factors affecting its costs like driving record, safety features, and more.
How Much Does A 2018 Honda Civic Insurance Cost?
2018 Honda Civic insurance costs an average of $1,332 per year or around $111 per month. Cost ranges from $1,474 for the Civic Sport Touring Hatchback to $1,126 per year for the Civic SI Sedan.
|2018 Honda Civic Trim Level||Annual Rate||Per Month|
|LX Honda Sensing Sedan||$1,322||$110|
|EX Honda Sensing Sedan||$1,362||$114|
|EX-T Honda Sensing Sedan||$1,362||$114|
|EX-TL Honda Sensing Sedan||$1,404||$117|
|Sport Touring Hatchback||$1,474||$123|
How Much Does the 2017 Honda Civic Insurance Cost?
A 2017 Honda Civic Insurance costs an average of $1,284 per year for full coverage or around $107 per month. Car Insurance for Honda Civic ranges from $1,438 for the Civic Sport Touring Hatchback to $1,056 per year for the Civic Si Sedan.
|2017 Honda Civic Trim Level||Annual Rate||Per Month|
|Type-R Touring Hatchback||$1,254||$105|
|Sport Touring Hatchback||$1,438||$120|
How Much Does 2016 Honda Civic Insurance Cost?
2016 Honda Civic average car insurance costs $1,212 per year or around $101 per month. Its rates range from $1,284 for the Civic Touring Coupe to $1,138 per year for the Civic LX Sedan.
|2016 Honda Civic Trim Level||Annual Rate||Per Month|
How Much Does 2014 Honda Civic Insurance Cost?
2015 Honda Civic Insurance costs an average of $1,134 per year for a 2015 Honda Civic or around $95 per month. It can range from $1,248 for the Civic SI Coupe to $1,014 per year for the Civic SE Sedan.
|2015 Honda Civic Trim Level||Annual Rate||Per Month|
|Hybrid L Sedan||$1,208||$101|
How Much Does 2014 Honda Civic Insurance Cost?
For a 2014 Honda Civic insurance cost is $1,058 per year or around $88 per month. Honda Civic Insurance rates range from $1,142 for the Civic Hybrid Sedan to $968 per year for the Civic HF Sedan.
|2014 Honda Civic Trim Level||Annual Rate||Per Month|
|Hybrid L Sedan||$1,142||$95|
How Much Does 2013 Honda Civic Insurance Cost?
2013 Honda Civic Insurance costs on average $1,044 per year or about $87 per month. The rates range from $1,122 for the Civic Hybrid w/Navigation Sedan to $972 per year for the Civic LX Sedan.
|2013 Honda Civic Trim Level||Annual Rate||Per Month|
|Hybrid w/Navigation Sedan||$1,122||$94|
These are the models which you can analyze and for those who own 2009, 2008, or 2007 Honda Civic, the rates are given below:
What Are The 2009 Honda Civic Insurance Rates?
For 2009 Honda Civic Insurance rates are $1,208 a year, including full coverage. Comprehensive costs are approximately $164, collision costs $330, and liability insurance costs $534. If you are a teen driver of age 17, 18, or 19 years old, you might pay the highest rates at $4,912 a year.
A liability-only policy can cost as little as $588 a year, with high-risk insurance costing around $2,636.
Just For You – 5 Best Companies For Salvage or Rebuilt Title Insurance
What Are The 2008 Honda Civic Insurance Rates?
For 2008 Honda Civic Insurance rates are $1,178 a year, including full coverage. Comprehensive insurance costs, on average, $158, collision costs $300, and liability insurance costs around $540.
If you are a teen driver of age 17,18, or 19 years old, you might pay the highest rates at $4,810 a year.
A liability-only policy can cost as little as $592 a year, with high-risk insurance costing around $2,566.
What Are The 2007 Honda Civic Insurance Rates?
For 2007 Honda Civic Insurance rates are $1,136 a year, including full coverage. Comprehensive insurance costs on average $148, collision cost $274, and liability insurance costs around $534.
If you are a teen driver of age 17, 18, or 19 years old, you might pay the highest rates at $4,668 a year.
A liability-only policy can cost as little as $588 a year, with high-risk insurance costing around $2,474.
Compare Honda Civic Auto Car Insurance Rates By State
Every state in the United States has its own rules and regulations, and comparing auto insurance by state can clear the whole scenario of how these regulations affect the price of car insurance where you live.
Compare quotes on Honda Civic by state, average vehicle rates on same coverage as well as after having at fault accidents, is it cheaper than other Honda models like Honda Accord or safe driver saves less. As the rates vary from State, minor things can also affect the cost to insure a Honda civic.
Auto Car Insurance Rates By State
|State||Cheapest major insurer||Average six-month quote|
|Georgia||Georgia Farm Bureau||$557|
|Nebraska||Nebraska Farm Bureau||$299|
|New Jersey||State Farm||$591|
|New Mexico||State Farm||$350|
|North Dakota||Grinnell Mutual||$264|
|South Dakota||American Family||$210|
|Utah||Farm Bureau Mutual||$552|
|Virginia||Virginia Farm Bureau||$303|
|Washington||Mutual of Enumclaw||$353|
Don’t Miss – Top 10 Ways On How To Fight A Speeding Ticket
Compare Car Insurance Rates By Credit Score
Credit scores can be a key reason in deciding your auto insurance rates. Many insurance companies use credit scores for calculation – called credit-based insurance scores. They usually give ratings to their customers through which they categorize each individual.
Auto Insurance policyholders with good credit scores leverage the maximum benefits with lower car insurance premiums, while those with poor credit scores pay higher premiums.
We found that
- Drivers with excellent credit can save an average of 35% off their premium compared to those with poor credit
- Farmers’ rates decreased by 54% as they had excellent credit profiles. They got the biggest discount for maintaining good credit profiles
- Metropolitan rates decreased by 12%, the smallest amongst others, despite having an excellent credit history instead of the poor one.
Annual Insurance Rates For Select Insurers For Poor And Excellent Credit Ratings
Average vehicle insurance cost can greatly impact if you have a poor credit score between 300 and 579. Top car insurance companies take this criterion to decide your insurance premium. It takes about 36 months to get the records to normal and avail of the benefits. Below are the insurance premiums for poor and excellent credit ratings that you can analyze.
|Insurer||Poor credit||Excellent credit||Difference|
|Farm Bureau Mutual (IA Group)||$436||$320||-27%|
|Auto-Owners Insurance Co||$649||$347||-46%|
On average, car insurance rates are 50% higher for a driver who has caused a wreck than for one who hasn’t.
How Much It Costs to Insure a Honda Civic for 16- to 25-Year-Olds
Insurers consider young drivers inexperienced and, therefore, riskier to cover. For this reason, teen drivers need to pay much higher car insurance rates. To insure a Honda Civic, an 18-year-old driver pays $4,278 per year on average compared to $1,311 for a 40-year-old driver. Teens and their parents can save money by sharing a car insurance policy. Otherwise, it can be expensive for teen driver to get their own coverage.
Compare quotes to know more about collision coverage and national average rates; the best financial insurance institute provides insurance policies on the honda civic and other honda model.
How Much Does An At-Fault Crash Raises Average Auto Car Insurance Costs?
After an accident, average auto insurance costs for an at-fault driver are about $2,439 per year for full coverage or $884 per year for minimum coverage. On average, car insurance rates are 50% higher for a driver who has caused a wreck than for one who hasn’t.
Crash Test Ratings For Honda Civic
CRASH TEST RATINGS MEANS The NHTSA safety ratings help consumers compare crash safety when searching for a car. Put simply, the more stars there are, the safer the car is in a collision. The Honda Civic has some available safety features that can help keep you safe and save you money on car insurance.
However, an able and aware driver is the most important safety feature of any car. Govt. has made certain rules and regulations that a driver has to follow, like highway safety rules, getting basic trim levels like anti lock brakes, anti theft system to reduce theft rates, etc.
Honda Civic Insurance Rates Based On Pay-per-Mile
Pay-per-mile insurance is a great way to get the best honda civic insurance rates from different top car insurance companies. Pay-per-mile insurance on Honda civic can save you up to 40%, which means the cost to insure a honda civic will be less.
Yes, the driver age, at fault accidents, safe driver history record, the car insurance company you choose, and comprehensive and collision insurance will still affect the average vehicle insurance cost to insure a honda civic. But that doesn’t mean the average car insurance cost will be higher. If you drive less, then opting for Pay-per-Mile is the best decision to make.
Payment Options For Honda Civic Car Insurance
There are various payment options available for honda civic car insurance which you can avail. Few Options are:
- Credit Card
- Insurance Company Apps – One Stop Solution
- Wire Transfer
- Few insurance companies offer Wallet options too, and give bonus points to redeem
How To Apply For Honda Civic Insurance?
The rates may vary from state to state and from company to company. The best way to insure the cheapest or the most reliable option is to research well before buying auto car insurance for Honda Civic. Let Mount Shine help you if you are a 17-year-old, 30-year-old, or of any age, we have a wide network of America’s best insurance companies, their offers, payment options, costs, etc.
Compare Civic Insurance With Other Models
Compare Honda insurance for all models and see how much the Honda civic insurance costs, honda accord insurance costs, or Honda pilot insurance costs. In-depth details are given for each honda model, along with the driver’s age, deductibles, Honda depreciation, crash test results, safety features, etc.
Frequently Asked Questions
From where can I purchase insurance for my Honda Civic car?
Allow Mount Shine to assist you; we have a vast network of top insurance companies in all 50 states that can help you find the finest offers, payment methods, and vehicle insurance prices. Check yourself for Honda Civic insurance rates and then buy or renew. Compare car insurance from different providers, break down full coverage insurance policy, learn why zip codes or locations affect the cost, and much more.
How much does insurance cost for a 2022 Honda Civic?
The average price of Honda civic insurance is $1,510 per year, $755 for a 6-month policy, or $126 per month for full coverage, depending on the car’s features. The car insurance rates also depend on which Honda Civic model you choose; 2000 Honda civic insurance rates will differ from 2019 Honda civic insurance costs. The best way is to compare auto insurance quotes side by side to know the average rates.
Why do Honda Civics have high insurance?
Honda Civic Insurance depends on zip code, location, state, age, customers who have honda civic insurance group to get discounts, driving history, and more. The cost is decided depending on which Honda civic model and insurance provider you have chosen. If the cost to insure the vehicle is higher for the insurance providers, the insurance cost will eventually be increased.
How Much Is Car Insurance For A Honda Civic 2012?
Average insurance rates for a 2012 Honda Civic are $1,266 a year, including full coverage.
How much does insurance cost on a Honda Civic 2010?
Average insurance rates for a 2010 Honda Civic are $1,208 a year for full coverage. Get free quotes, buy/renew, and save money on Honda Civic Insurance by contacting us. Our service is free, fast, and simple, so get started today!
Is Honda Civic a premium car?
Despite not being a luxury brand in and of itself, Honda is among the finest non-luxury brands available today. Honda is known as one of the most dependable automakers for a good reason. Honda Civic, compare to other brands or models, gives a very good look, repair costs are affordable, and teenage drivers also love this car. There are various insurance policies one can choose from, and the safety rating, any age group can choose the honda civic, making it an ideal choice.