Honda Civic Insurance Cost: Compare, Buy/Renew

Hey Sunshine,

Do you know How much Honda Civic insurance costs? Where can you get the best car insurance for the honda civic? If you are looking for cheap insurance for honda civic, then which options are available?

Well, we got you covered. 

We compared several Honda Civic Insurance quotes to let you decide the best way to ensure you are getting your best deal. Learn what factors affect your spending decision while paying for car insurance, look at prices, payment options, etc. America’s Best Insurance Companies, banks that provide loans, joint auto loans, EMI options available, and how you can save your money on car insurance.

Table of Contents

Let’s See The Cost To Insure a Honda Civic — and Which Option Is Best

The average price of Honda civic insurance is $1,352 per year, $676 for a 6-month policy, or $113 per month for full coverage, depending on the features of the car. If you own a 2021 Honda Civic, the cost of insurance is $117 which is less per year on average as compared to the rest of the cars in the segment. According to our research, the cheapest honda civic insurance is LX sedan trim level at an estimated $1,238 per year. For Sport Touring Hatchback, which is the most expensive one costs about $1,682.

How Much Does Honda Civic Insurance Cost?

We compared Honda Civic Insurance costs according to age starting from 17 to 60 years old.

Honda Civic Insurance Cost for a 17 year old driver on average is $4,502 for males and $4,010 for females. For an 18 year old driver, rates drop a little, which costs on an average $4,200 for males and $3,644 for females.

Honda Civic Car Insurance Rates

Driver AgeDeductibleAnnual CostMonthly Cost
20$1,000$2,276$190
$500$2,666$222
$250$3,078$257
30$1,000$1,198$100
$500$1,422$119
$250$1,650$138
40$1,000$1,150$96
$500$1,352$113
$250$1,564$130
50$1,000$1,048$87
$500$1,232$103
$250$1,422$119
60$1,000$1,030$86
$500$1,208$101
$250$1,396$116

By looking at the data above, monthly car insurance rates range from $103 to $140, with the Civic Sport Touring Hatchback costing most to insure. Out of all, the Civic LX is the cheapest one.

What Is The Cheapest Civic To Insure?

Let’s find out what is the cheapest honda civic car to insure depending on the trim level. The cheapest honda civic insurance is the LX Sedan trim level which costs an average of $1,238 per year. One of the factors which affect the increase in costs in the trim level, so let’s say if trim level increases, the cost of car insurance also increases.

The second cheapest Civic to insure is the LX Hatchback at $1,260, and the third cheapest trim level is the Sport Sedan at $1,284 per year.

From the table given below, you can analyse the annual, semi-annual, and monthly costs for insuring different trims and styles of Honda Civics available.

2021 Honda Civic Insurance Cost by Trim Level

Honda Civic Trim LevelAnnual Policy6-month PolicyPer Month
LX Sedan$1,238$619$103
LX Hatchback$1,260$630$105
Sport Sedan$1,284$642$107
EX Sedan$1,306$653$109
Sport Hatchback$1,306$653$109
LX Coupe$1,346$673$112
EX Hatchback$1,352$676$113
EX-L Navi Hatchback$1,352$676$113
EX-L Sedan$1,352$676$113
EX Coupe$1,392$696$116
Touring Sedan$1,470$735$123
Touring Hatchback$1,502$751$125
Sport Touring Hatchback$1,682$841$140

Amongst all other honda civic vehicles, the most expensive being the Sport Touring Hatchback at $1,682 per year.

An increase in Civic models insurance rates is due to the cost an insurance company will pay if the car is damaged or met with an accident. The more parts to replace, the more it will cost. If the insurance company’s expenditure is more, eventually they will charge more money from the consumer, and honda civic insurance cost will be high.

How Much Does Honda Civic Si Insurance Cost?

While we were doing our research, we got to know consumers were looking more for How much does Honda Civic SI Insurance Costs? How much do they have to pay for a 2013 model or if I own a 2020 Honda Civic Si, which company should I Opt For?

Well, Honda Civic SI Insurance for 2013 costs an average of $1,134 per year. And for the 2020 Honda Civic Si, the insurance cost is $1500. The 2021 Honda Civic was omitted from the company lineup but the 11th generation 2022 Honda Civic Si is said to be released on November 17th, costing $26,155.

How Much Does 2022 Honda Civic Insurance Cost?

After the release of 11 generation honda civic models in mid-November, insurance cost for the 2022 honda civic is expected to range between $1,626 per year for the high-performance Type-R trim to $1,338 per year for the base LX model. We can expect trim levels to be similar to the 2021 model, with LX, Sport, EX and Touring trim levels. The price range can be from $30,000 for the Touring trim and $23,000 for the base LX model.

When we saw the video of the new Honda Civic 2022, we knew this was going to be a big hit. From the performance level to the features, everything is made to give extra cheerfulness to the customers. We’ll do a comparison of Honda Civic 2022 with other car segments too so that you can make a buying decision wisely.

Compare Car Insurance Rates Of Honda Models

If you are planning to buy a Honda car or auto insurance for honda, here’s the average price of coverage for a year. Before making a buying decision, check model-by-model comparison for more information.

How Much Does 2020 Honda Civic Insurance Cost?

For a 2020 Honda Civic average insurance costs are $1,330 per year or around $111 per month. Honda Civic LX Sedan costs about $1,206 and Sport Touring Hatchback costs about $1,644.

2020 Honda Civic Trim Level

2020 Honda Civic Trim LevelAnnual RatePer Month
LX Sedan$1,206$101
LX Hatchback$1,230$103
Sport Sedan$1,252$104
EX Sedan$1,274$106
Sport Hatchback$1,274$106
SI Sedan$1,292$108
EX-L Navi Hatchback$1,318$110
EX-L Sedan$1,318$110
LX Coupe$1,318$110
EX Hatchback$1,318$110
Sport Coupe$1,340$112
EX Coupe$1,360$113
Touring Coupe$1,412$118
SI Coupe$1,438$120
Touring Sedan$1,438$120
Touring Hatchback$1,468$122
Sport Touring Hatchback$1,644$137

How much does 2019 Honda Civic Car Insurance Costs?

Below is the comparison of the 2019 Honda Civic Car Insurance cost with other models:

2019 Honda Civic Car Insurance Costs

2019 ModelAnnual insurance cost
2019 Accord LX$2,374
2019 Civic LX$2,502
2019 Civic Type R$2,402
2019 CR-V LX$2,167
2019 Fit LX$2,230
2019 Insight LX$1,901
2019 Odyssey LX$2,070
2019 Pilot LX$2,225
2019 Ridgeline RT$2,320

If we neglect the age factor, insurance for Honda Civic LX 2019 model is the most expensive. There are many reasons why honda civic insurance is so high, like in which state you live? Which company have you chosen or what are they offering? Type of Honda civic insurance group do you have? Does your credit score affect the insurance cost?

Let’s compare the car insurance for honda civic by state and then other factors affecting its costing.

How Much Does A 2018 Honda Civic Cost To Insure?

2018 Honda Civic insurance costs on an average $1,334 per year, or around $111 per month. Cost ranges from $1,482 for the Civic Sport Touring Hatchback to $1,134 per year for the Civic SI Sedan.

2018 Honda Civic Car Insurance Costs

2018 Honda Civic Trim LevelAnnual RatePer Month
SI Sedan$1,134$95
LX Coupe$1,230$103
LX-P Coupe$1,272$106
EX-T Coupe$1,272$106
LX Sedan$1,282$107
Type-R Hatchback$1,304$109
LX Hatchback$1,312$109
EX-L Coupe$1,314$110
EX-T Sedan$1,326$111
LX Honda Sensing Sedan$1,326$111
EX Sedan$1,326$111
Sport Hatchback$1,348$112
EX-TL Sedan$1,368$114
EX-T Honda Sensing Sedan$1,368$114
EX Honda Sensing Sedan$1,368$114
EX Hatchback$1,368$114
SI Coupe$1,380$115
Touring Coupe$1,388$116
EX-TL Honda Sensing Sedan$1,410$118
EX-L Hatchback$1,432$119
Touring Sedan$1,452$121
Sport Touring Hatchback$1,482$124

How Much Does the 2017 Honda Civic Insurance Costs?

A 2017 Honda Civic Insurance costs an average of $1,290 per year for full coverage or around $108 per month. Car Insurance for Honda Civic ranges from $1,448 for the Civic Sport Touring Hatchback to $1,064 per year for the Civic SI Sedan.

2017 Honda Civic Car Insurance Costs

2017 Honda Civic Trim LevelAnnual RatePer Month
SI Sedan$1,064$89
LX Coupe$1,204$100
LX-P Coupe$1,204$100
EX Coupe$1,244$104
LX Hatchback$1,258$105
LX Sedan$1,258$105
Type-R Touring Hatchback$1,268$106
EX-L Coupe$1,284$107
EX Sedan$1,298$108
Sport Hatchback$1,298$108
SI Coupe$1,306$109
EX-L Sedan$1,332$111
EX Hatchback$1,338$112
Touring Coupe$1,354$113
EX-L Hatchback$1,380$115
Touring Sedan$1,420$118
Sport Touring Hatchback$1,448$121

How Much Does 2016 Honda Civic Insurance Costs?

2016 Honda Civic average car insurance costs $1,216 per year or around $101 per month. Its rates range from $1,310 for the Civic Touring Coupe to $1,156 per year for the Civic LX Sedan.

2016 Honda Civic Car Insurance Costs

2016 Honda Civic Trim LevelAnnual RatePer Month
LX Sedan$1,156$96
LX Coupe$1,166$97
EX Sedan$1,202$100
EX-T Sedan$1,222$102
EX-TL Sedan$1,238$103
EX-L Coupe$1,244$104
EX-T Coupe$1,244$104
LX-P Coupe$1,244$104
Touring Sedan$1,298$108
Touring Coupe$1,310$109

How Much Does 2015 Honda Civic Insurance Costs?

2015 Honda Civic Insurance costs an average of $1,128 per year for a 2015 Honda Civic or around $94 per month. It can range from $1,260 for the Civic SI Coupe to $1,020 per year for the Civic SE Sedan.

2015 Honda Civic Car Insurance Costs

2015 Honda Civic Trim LevelAnnual RatePer Month
SE Sedan$1,020$85
LX Sedan$1,020$85
EX Sedan$1,056$88
HF Sedan$1,056$88
EX-L Sedan$1,092$91
SI Sedan$1,092$91
CNG Sedan$1,140$95
LX Coupe$1,186$99
Hybrid L Sedan$1,220$102
Hybrid Sedan$1,220$102
EX Coupe$1,224$102
EX-L Coupe$1,260$105
SI Coupe$1,260$105

How Much Does 2014 Honda Civic Insurance Costs?

For a 2014 Honda Civic average insurance cost is $1,076 per year or around $90 per month. Honda Civic Insurance rates range from $1,172 for the Civic Hybrid Sedan to $986 per year for the Civic HF Sedan.

2014 Honda Civic Car Insurance Costs

2014 Honda Civic Trim LevelAnnual RatePer Month
HF Sedan$986$82
LX Sedan$986$82
EX Sedan$1,020$85
EX-L Sedan$1,056$88
LX Coupe$1,056$88
SI Sedan$1,056$88
EX Coupe$1,090$91
CNG Sedan$1,100$92
Sedan$1,100$92
EX-L Coupe$1,124$94
SI Coupe$1,124$94
Hybrid L Sedan$1,172$98
Hybrid Sedan$1,172$98

How Much Does 2013 Honda Civic Insurance Cost?

2013 Honda Civic Insurance cost on an average $1,054 per year or about $88 per month. The rates range from $1,146 for the Civic Hybrid w/Navigation Sedan to $984 per year for the Civic LX Sedan.

2013 Honda Civic Car Insurance Costs

2013 Honda Civic Trim LevelAnnual RatePer Month
LX Sedan$984$82
LX Coupe$986$82
EX Sedan$1,016$85
HF Sedan$1,016$85
EX-L Sedan$1,048$87
SI Sedan$1,048$87
EX Coupe$1,060$88
EX-L Coupe$1,090$91
SI Coupe$1,090$91
CNG Sedan$1,110$93
Hybrid Sedan$1,146$96
Hybrid w/Navigation Sedan$1,146$96

These are the models which you can analyze and for those who own 2009, 2008, or 2007 Honda Civic the rates are given below:

What Are The 2009 Honda Civic Insurance Rates?

For 2009 Honda Civic Insurance rates are $1,208 a year including full coverage. Comprehensive costs approximately $164, collision costs $330, and liability insurance costs $534. If you are a teen driver of age 17,18 or 19 years old, you might pay the highest rates at $4,912 a year.

With a liability-only policy, it can cost as little as $588 a year, with high-risk insurance costing around $2,636.

What Are The 2008 Honda Civic Insurance Rates?

For 2008 Honda Civic Insurance rates are $1,178 a year including full coverage. Comprehensive insurance costs on average $158, collision costs $300, and liability insurance costs around $540. 

If you are a teen driver of age 17,18 or 19 years old, you might pay the highest rates at $4,810 a year.

With a liability-only policy, it can cost as little as $592 a year, with high-risk insurance costing around $2,566.

What Are The 2007 Honda Civic Insurance Rates?

For 2007 Honda Civic Insurance rates are $1,136 a year including full coverage. Comprehensive insurance costs on average $148, collision costs $274, and liability insurance costs around $534. 

If you are a teen driver of age 17,18 or 19 years old, you might pay the highest rates at $4,668 a year.

With a liability-only policy, it can cost as little as $588 a year, with high-risk insurance costing around $2,474.

Compare Auto Car Insurance Rates By State

Every state in the United States has its own rules and regulations, and comparing auto insurance by state can clear the whole scenario of how these regulations affect the price of car insurance where you live. We compared average auto insurance rates for all 50 states, starting from Alabama to Wyoming, and found the cheapest car insurance companies.

Auto Car Insurance Rates By State

StateCheapest major insurerAverage six-month quote
AlabamaNationwide$368
AlaskaGeico$243
ArizonaGeico$490
ArkansasState Farm$339
CaliforniaGeico$287
ColoradoState Farm$538
ConnecticutState Farm$596
DCErie$630
DelawareGeico$658
FloridaState Farm$1,282
GeorgiaGeorgia Farm Bureau$557
HawaiiIsland Insurance$238
IdahoState Farm$303
IllinoisState Farm$439
IndianaErie$249
IowaIMT Insurance$179
KansasState Farm$327
KentuckyState Farm$669
LouisianaState Farm$665
MaineGeico$245
MarylandErie$590
MassachusettsSafety Insurance$323
MichiganAuto-Owners$2,641
MinnesotaState Farm$491
MississippiState Farm$374
MissouriState Farm$437
MontanaState Farm$320
NebraskaNebraska Farm Bureau$299
NevadaState Farm$648
New HampshireGeico$321
New JerseyState Farm$591
New MexicoState Farm$350
New YorkGeico$662
North CarolinaGeico$271
North DakotaGrinnell Mutual$264
OhioGeico$281
OklahomaState Farm$371
OregonCountry Financial$568
PennsylvaniaErie$308
Rhode IslandProgressive$795
South CarolinaAuto-Owners$427
South DakotaAmerican Family$210
TennesseeState Farm$289
TexasState Farm$445
UtahFarm Bureau Mutual$552
VermontState Farm$276
VirginiaVirginia Farm Bureau$303
WashingtonMutual of Enumclaw$353
West VirginiaWestfield$342
WisconsinState Farm$243
WyomingState Farm$243

Compare Car Insurance Rates By Credit Score

Credit scores can be a key reason in deciding your auto insurance rates. Many insurance companies use credit scores for calculation – called a credit-based insurance score. They usually give ratings to their customers through which they categories each individual. Auto Insurance policyholders with good credit scores leverage the maximum benefits with lower car insurance premiums, while those with poor credit scores pay higher premiums.

We found that

  • Drivers with excellent credit can save an average of 35% off their premium compared to those with poor credit
  • Farmers rates decreased by 54% as they had excellent credit profiles. They got the biggest discount for maintaining good credit profiles
  • Metropolitan rates decreased by 12%, smallest amongst others despite having an excellent credit history instead of poor one

Annual Insurance Rates For Select Insurers For Poor And Excellent Credit Ratings

InsurerPoor creditExcellent creditDifference
Metropolitan$1,108$980-12%
Nationwide$1,004$755-25%
USAA$432$324-25%
Farm Bureau Mutual (IA Group)$436$320-27%
Erie$451$325-28%
Travelers$1,486$967-35%
Progressive$938$582-38%
Geico$842$520-38%
American Family$811$496-39%
Allstate$1,422$843-41%
Auto-Owners Insurance Co$649$347-46%
State Farm$716$375-48%

How Much An at-fault Crash Raises Average Auto Car Insurance Costs?

After an accident, average auto insurance costs for an at-fault driver are about $2,439 per year for full coverage or $884 per year for minimum coverage.

On average, car insurance rates are 50% higher for a driver who has caused a wreck than for one who hasn’t.

Payment Options For Honda Civic Car Insurance 

There are various payment options available for honda civic car insurance which you can avail. Few Options are:

  • Online
  • Credit Card
  • Insurance Company Apps – One Stop Solution
  • Wire Transfer
  • Few insurance company offers Wallet options too and give bonus points to redeem

How To Apply For Honda Civic Insurance?

The rates may vary from state to state and from company to company. The best way to insure the cheapest or the most reliable option is to research well before buying auto car insurance for honda civic. Let Mount Shine help you, if you are a 17-year-old, 30-year-old, or of any age, we have a wide network of America’s best insurance companies, their offers, payment options, costs, etc.

Get free quotes, buy/renew, save money on honda civic insurance by contacting us. Our service is free, fast, and simple, so get started today!

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