Best Alfa Romeo Stelvio Insurance Cost For 2023 [Expert Advice]

Hey Sunshine,

Check out the Alfa Romeo Stelvio insurance cost and compare different options to ensure you make an informed decision. Finding the best insurance coverage for your car must be a priority for all car owners. If you drive an Alfa Romeo Stelvio, buying adequate insurance coverage at appropriate premium costs is essential to ensure the safety of your car.

Alfa Romeo Stelvio Insurance: Key Takeaways [2023]

The Alfa Romeo Stelvio car range belongs to the small luxury SUV bracket, alongside others like the Audi Q5 and Mercedes Benz GLC300. However, in terms of insurance price, the annual Alfa Romeo Stelvio insurance cost is usually more than that for the other models. The Alfa Romeo Stelvio car insurance cost averages around $1,844 on an annual basis. That comes down to $154 for every month.

Best Alfa Romeo Stelvio Car Insurance Cost
Best Alfa Romeo Stelvio Car Insurance Cost

The cheapest Alfa Romeo Stelvio model to buy insurance for is the Sprint, with a yearly insurance cost of $1,692. The highest annual cost for Alfa Romeo Stelvio car insurance is for the Stelvio Quadrifoglio, at $2,806. However, buying insurance for a secondhand Stelvio model can help greatly reduce the annual insurance cost. A second-hand 2018 Stelvio model means about $364 in savings on annual insurance costs.

Compare Alfa Romeo Stelvio Insurance Cost [2023]

Alfa Romeo Stelvio cars are luxury SUVs that are small in size. In 2023, the yearly Alfa Romeo Stelvio insurance cost stands at $1,844. That brings the monthly auto insurance premium to $154. Of course, premium amounts vary based on trim level and availability discounts.

Alfa Romeo Stelvio Insurance Cost
Alfa Romeo Stelvio Insurance Cost

Whereas models like Acura RDX may cost you in yearly insurance $1,308, which is far less than that of Alfa Romeo Stelvio, it is nonetheless cheaper in insurance costs than BMW X4 with a yearly insurance cost of $2,082.

Driver Risk ProfileAnnual RateMonthly Rate
High Risk Driver Age 30$4,206$351
Safe Driver Age 20$3,682$307
At-fault Accidents Age 40$2,590$216
Low Deductibles Age 40$2,468$206
Safe Driver Age 30$1,960$163
Safe Driver Age 40$1,844$154
Safe Driver Age 50$1,678$140
Safe Driver Age 60$1,650$138
Discount Rate Age 40$1,530$128
High Deductibles Age 40$1,524$127

Read – How To Get Car Insurance For First Timers

Compare Alfa Romeo Stelvio Insurance Cost By Trim Level [2023]

Alfa Romeo Stelvio car insurance cost varies according to your model’s trim level. The cheapest trim level when it comes down to buying insurance is Sprint. For this trim level, the yearly insurance cost stands at $1,692. The Ti trim level comes next in order of affordability, at  $1,786 annually. The Stelvio Veloce follows close with an annual insurance cost of $ 1,808.

Best Alfa Romeo Stelvio Insurance Rates
Best Alfa Romeo Stelvio Insurance Rates

On the other end of the trim level range, the most expensive Alfa Romeo Stelvio car to insure is the Quadrifoglio. The yearly Alfa Romeo Stelvio insurance amount for the Quadrifoglio amounts to about $2,806.

Alfa Romeo Stelvio Trim LevelAnnual Policy6-month PolicyPer Month
Sprint$1,692$846$141
Ti$1,786$893$149
Veloce$1,808$904$151
Quadrifoglio$2,086$1,043$174

Also See – Best Car Insurance For Bad Credit For 2023

Compare Alfa Romeo Stelvio Insurance Cost vs SUVs [2023]

The Alfa Romeo Stelvio insurance cost belongs to the small luxury SUV range whose average annual insurance cost is $1,714. The average annual Alfa Romeo Stelvio car insurance cost is more than this median, at $1,844. The yearly insurance cost of Alfa Romeo Stelvio cars is $226 more than the Mercedes Benz GLC300, $76 more than the Audi Q5, and $204 more than the annual insurance cost of the Volvo XC60.

Alfa Romeo Stelvio Insurance Price
Alfa Romeo Stelvio Insurance Price

On the other hand, the Alfa Romeo Stelvio range stands at $24 less than the yearly insurance cost for BMW X3. Overall, in terms of Alfa Romeo Stelvio car insurance cost, it stands close to the costlier models in the small luxury SUV bracket.

RankMake/ModelInsurance CostDifference
1Acura RDX$1,308-$536
2Cadillac XT4$1,340-$504
3Volvo XC40$1,466-$378
4Lexus NX 250$1,516-$328
5BMW X1$1,520-$324
6Lexus NX 350h$1,528-$316
7Lexus UX 250h$1,530-$314
8Lexus NX 350$1,554-$290
9Lexus UX 200$1,558-$286
10Lexus NX 450h$1,598-$246
11Mercedes-Benz GLB 250$1,602-$242
12Land Rover Evoque$1,612-$232
13Lincoln Corsair$1,616-$228
14Mercedes-Benz GLC300$1,618-$226
15Mercedes-Benz GLA250$1,630-$214
16Volvo C40$1,632-$212
17Volvo XC60$1,640-$204
18BMW X2$1,690-$154
19Audi Q3$1,712-$132
20Mercedes-Benz GLA35 AMG$1,714-$130
21Infiniti QX55$1,726-$118
22Genesis GV70$1,746-$98
23Mercedes-Benz GLA45 AMG$1,766-$78
24Audi Q5$1,768-$76
25Audi Q4$1,790-$54
26Land Rover Defender$1,798-$46
27Land Rover Range Rover Velar$1,806-$38
28Alfa Romeo Stelvio$1,844--
29BMW X3$1,868$24
30Porsche Macan$1,932$88
31Jaguar I-Pace$1,974$130
32Jaguar F-Pace$2,026$182
33BMW X4$2,082$238
34Aston Martin DBX$2,772$928

Don’t Miss – Is Full Coverage Worth It?

How Much Does Used Alfa Romeo Stelvio Car Insurance Cost? [2023]

The average Alfa Romeo Stelvio insurance cost pan-trim level can be chalked down to $1,844 annually. However, insuring a used Alfa can reduce the annual Alfa Romeo Stelvio car insurance cost, effectively. The yearly insurance costs can come down by almost $364 for a used Alfa Romeo Stelvio from 2018. So buying and insuring a used Alfa Romeo Stelvio can be a good way to save on insurance costs.

Used Alfa Romeo Stelvio Car Insurance Cost
Used Alfa Romeo Stelvio Car Insurance Cost

Compare the used Alfa Romeo Stelvio car insurance from the table given below and analyze how much it can cost you in 2023:

Model Year and VehicleDriver Age 20Driver Age 40Driver Age 60
2022 Alfa Romeo Stelvio$3,682$1,844$1,650
2021 Alfa Romeo Stelvio$3,520$1,760$1,576
2020 Alfa Romeo Stelvio$3,446$1,722$1,544
2019 Alfa Romeo Stelvio$3,094$1,548$1,386
2018 Alfa Romeo Stelvio$2,954$1,480$1,324

Must Read – Top 10 Ways On How To Fight A Speeding Ticket

Safety Ratings And Crash Test Ratings Of Alfa Romeo Stelvio

The IIHS assessment of Alfa Romeo Giulia cars is based on their specific tests on the 2017 Alfa Romeo Stelvio Ti 4-door. While they have a Good crash test rating and safety rating, the IIHS does not provide ratings for the Alfa Romeo Stelvio. However, the Alfa Romeo Giulia and the Alfa Romeo Stelvio are built on similar platforms. Hence, safety test ratings can be comparable for the two.

Alfa Romeo Safety Ratings And Crash Test
Alfa Romeo Safety Ratings And Crash Test

Check – 5 Best Companies For Salvage or Rebuilt Title Insurance

Conclusion

Alfa Romeo Stelvio car insurance cost is easy to avail. But you must compare with similar options to decide on your financial capability. The quotes will vary based on your car driving behavior and other specific conditions. As long as you keep the crucial factors in mind, finding affordable and sufficient insurance coverage for your car will be easy.

How To Apply For Alfa Romeo Stelvio Car Insurance In 2023

To apply for Alfa Romeo Stelvio car insurance, you must produce documentation to prove your identity and financial situation. Other than identification documents, you will also need to produce details about your car’s model, make, and state. The owner’s driving history will also be relevant to avail discounts on the basis of, say, clean accident records. Premium amounts often go up for cars with high mileage.

Alfa Romeo Stelvio Car Insurance Cost
Alfa Romeo Stelvio Car Insurance Cost

Your premium amounts for Alfa Romeo Stelvio car insurance will also depend upon your credit score, so producing documentation to prove your financial credibility will also be necessary.

Editor’s Pick – Can You Buy Car With Credit Card In 2022? [How To + Tips]

Frequently Asked Questions

FAQ 1: Is insurance on a Alfa Romeo a lot?

Insurance on Alfa Romeo cars varies according to a number of parameters. The kind of sedan or SUV you choose, the driver’s nature or driving habits, the trim level of the car you drive, et cetera, are factors that determine the exact insurance amount on Alfa Romeo cars.

FAQ 2: Is Alfa Romeo Stelvio a luxury car?

Alfa Romeo Stelvio cars are small luxury SUVs just like Acura RDX or Audi Q3.

FAQ 3: Is It Expensive To Own An Alfa Romeo?

Alfa Romeo cars are luxury sedans, and purchasing or maintaining them can be expensive. However, buying adequate insurance coverage can ensure that your precious car remains well-backed in the instance of any mishap.

FAQ 4: Alfa Romeo Stelvio vs Alfa Romeo Giulia: Which Is Cheaper To Insure?

Between the Alfa Romeo Stelvio and the Alfa Romeo Giulia, the latter has lower auto insurance premiums for the lowest trim level. Whereas for the latest models, the Alfa Romeo Giulia insurance starts from $1,692, Alfa Romeo Stelvio insurance can cost $1,844 per year.

Leave a Comment