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Check out the Alfa Romeo Stelvio insurance cost and compare different options to ensure you make an informed decision. Finding the best insurance coverage for your car must be a priority for all car owners. If you drive an Alfa Romeo Stelvio, buying adequate insurance coverage at appropriate premium costs is essential to ensure the safety of your car.
Alfa Romeo Stelvio Insurance: Key Takeaways [2023]
The Alfa Romeo Stelvio car range belongs to the small luxury SUV bracket, alongside others like the Audi Q5 and Mercedes Benz GLC300. However, in terms of insurance price, the annual Alfa Romeo Stelvio insurance cost is usually more than that for the other models. The Alfa Romeo Stelvio car insurance cost averages around $1,844 on an annual basis. That comes down to $154 for every month.
The cheapest Alfa Romeo Stelvio model to buy insurance for is the Sprint, with a yearly insurance cost of $1,692. The highest annual cost for Alfa Romeo Stelvio car insurance is for the Stelvio Quadrifoglio, at $2,806. However, buying insurance for a secondhand Stelvio model can help greatly reduce the annual insurance cost. A second-hand 2018 Stelvio model means about $364 in savings on annual insurance costs.
Compare Alfa Romeo Stelvio Insurance Cost [2023]
Alfa Romeo Stelvio cars are luxury SUVs that are small in size. In 2023, the yearly Alfa Romeo Stelvio insurance cost stands at $1,844. That brings the monthly auto insurance premium to $154. Of course, premium amounts vary based on trim level and availability discounts.
Whereas models like Acura RDX may cost you in yearly insurance $1,308, which is far less than that of Alfa Romeo Stelvio, it is nonetheless cheaper in insurance costs than BMW X4 with a yearly insurance cost of $2,082.
| Driver Risk Profile | Annual Rate | Monthly Rate |
|---|---|---|
| High Risk Driver Age 30 | $4,206 | $351 |
| Safe Driver Age 20 | $3,682 | $307 |
| At-fault Accidents Age 40 | $2,590 | $216 |
| Low Deductibles Age 40 | $2,468 | $206 |
| Safe Driver Age 30 | $1,960 | $163 |
| Safe Driver Age 40 | $1,844 | $154 |
| Safe Driver Age 50 | $1,678 | $140 |
| Safe Driver Age 60 | $1,650 | $138 |
| Discount Rate Age 40 | $1,530 | $128 |
| High Deductibles Age 40 | $1,524 | $127 |
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Compare Alfa Romeo Stelvio Insurance Cost By Trim Level [2023]
Alfa Romeo Stelvio car insurance cost varies according to your model’s trim level. The cheapest trim level when it comes down to buying insurance is Sprint. For this trim level, the yearly insurance cost stands at $1,692. The Ti trim level comes next in order of affordability, at $1,786 annually. The Stelvio Veloce follows close with an annual insurance cost of $ 1,808.
On the other end of the trim level range, the most expensive Alfa Romeo Stelvio car to insure is the Quadrifoglio. The yearly Alfa Romeo Stelvio insurance amount for the Quadrifoglio amounts to about $2,806.
| Alfa Romeo Stelvio Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| Sprint | $1,692 | $846 | $141 |
| Ti | $1,786 | $893 | $149 |
| Veloce | $1,808 | $904 | $151 |
| Quadrifoglio | $2,086 | $1,043 | $174 |
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Compare Alfa Romeo Stelvio Insurance Cost vs SUVs [2023]
The Alfa Romeo Stelvio insurance cost belongs to the small luxury SUV range whose average annual insurance cost is $1,714. The average annual Alfa Romeo Stelvio car insurance cost is more than this median, at $1,844. The yearly insurance cost of Alfa Romeo Stelvio cars is $226 more than the Mercedes Benz GLC300, $76 more than the Audi Q5, and $204 more than the annual insurance cost of the Volvo XC60.
On the other hand, the Alfa Romeo Stelvio range stands at $24 less than the yearly insurance cost for BMW X3. Overall, in terms of Alfa Romeo Stelvio car insurance cost, it stands close to the costlier models in the small luxury SUV bracket.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Acura RDX | $1,308 | -$536 |
| 2 | Cadillac XT4 | $1,340 | -$504 |
| 3 | Volvo XC40 | $1,466 | -$378 |
| 4 | Lexus NX 250 | $1,516 | -$328 |
| 5 | BMW X1 | $1,520 | -$324 |
| 6 | Lexus NX 350h | $1,528 | -$316 |
| 7 | Lexus UX 250h | $1,530 | -$314 |
| 8 | Lexus NX 350 | $1,554 | -$290 |
| 9 | Lexus UX 200 | $1,558 | -$286 |
| 10 | Lexus NX 450h | $1,598 | -$246 |
| 11 | Mercedes-Benz GLB 250 | $1,602 | -$242 |
| 12 | Land Rover Evoque | $1,612 | -$232 |
| 13 | Lincoln Corsair | $1,616 | -$228 |
| 14 | Mercedes-Benz GLC300 | $1,618 | -$226 |
| 15 | Mercedes-Benz GLA250 | $1,630 | -$214 |
| 16 | Volvo C40 | $1,632 | -$212 |
| 17 | Volvo XC60 | $1,640 | -$204 |
| 18 | BMW X2 | $1,690 | -$154 |
| 19 | Audi Q3 | $1,712 | -$132 |
| 20 | Mercedes-Benz GLA35 AMG | $1,714 | -$130 |
| 21 | Infiniti QX55 | $1,726 | -$118 |
| 22 | Genesis GV70 | $1,746 | -$98 |
| 23 | Mercedes-Benz GLA45 AMG | $1,766 | -$78 |
| 24 | Audi Q5 | $1,768 | -$76 |
| 25 | Audi Q4 | $1,790 | -$54 |
| 26 | Land Rover Defender | $1,798 | -$46 |
| 27 | Land Rover Range Rover Velar | $1,806 | -$38 |
| 28 | Alfa Romeo Stelvio | $1,844 | -- |
| 29 | BMW X3 | $1,868 | $24 |
| 30 | Porsche Macan | $1,932 | $88 |
| 31 | Jaguar I-Pace | $1,974 | $130 |
| 32 | Jaguar F-Pace | $2,026 | $182 |
| 33 | BMW X4 | $2,082 | $238 |
| 34 | Aston Martin DBX | $2,772 | $928 |
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How Much Does Used Alfa Romeo Stelvio Car Insurance Cost? [2023]
The average Alfa Romeo Stelvio insurance cost pan-trim level can be chalked down to $1,844 annually. However, insuring a used Alfa can reduce the annual Alfa Romeo Stelvio car insurance cost, effectively. The yearly insurance costs can come down by almost $364 for a used Alfa Romeo Stelvio from 2018. So buying and insuring a used Alfa Romeo Stelvio can be a good way to save on insurance costs.
Compare the used Alfa Romeo Stelvio car insurance from the table given below and analyze how much it can cost you in 2023:
| Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
|---|---|---|---|
| 2022 Alfa Romeo Stelvio | $3,682 | $1,844 | $1,650 |
| 2021 Alfa Romeo Stelvio | $3,520 | $1,760 | $1,576 |
| 2020 Alfa Romeo Stelvio | $3,446 | $1,722 | $1,544 |
| 2019 Alfa Romeo Stelvio | $3,094 | $1,548 | $1,386 |
| 2018 Alfa Romeo Stelvio | $2,954 | $1,480 | $1,324 |
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Safety Ratings And Crash Test Ratings Of Alfa Romeo Stelvio
The IIHS assessment of Alfa Romeo Giulia cars is based on their specific tests on the 2017 Alfa Romeo Stelvio Ti 4-door. While they have a Good crash test rating and safety rating, the IIHS does not provide ratings for the Alfa Romeo Stelvio. However, the Alfa Romeo Giulia and the Alfa Romeo Stelvio are built on similar platforms. Hence, safety test ratings can be comparable for the two.
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Conclusion
Alfa Romeo Stelvio car insurance cost is easy to avail. But you must compare with similar options to decide on your financial capability. The quotes will vary based on your car driving behavior and other specific conditions. As long as you keep the crucial factors in mind, finding affordable and sufficient insurance coverage for your car will be easy.
How To Apply For Alfa Romeo Stelvio Car Insurance In 2023
To apply for Alfa Romeo Stelvio car insurance, you must produce documentation to prove your identity and financial situation. Other than identification documents, you will also need to produce details about your car’s model, make, and state. The owner’s driving history will also be relevant to avail discounts on the basis of, say, clean accident records. Premium amounts often go up for cars with high mileage.
Your premium amounts for Alfa Romeo Stelvio car insurance will also depend upon your credit score, so producing documentation to prove your financial credibility will also be necessary.
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Frequently Asked Questions
FAQ 1: Is insurance on a Alfa Romeo a lot?
Insurance on Alfa Romeo cars varies according to a number of parameters. The kind of sedan or SUV you choose, the driver’s nature or driving habits, the trim level of the car you drive, et cetera, are factors that determine the exact insurance amount on Alfa Romeo cars.
FAQ 2: Is Alfa Romeo Stelvio a luxury car?
Alfa Romeo Stelvio cars are small luxury SUVs just like Acura RDX or Audi Q3.
FAQ 3: Is It Expensive To Own An Alfa Romeo?
Alfa Romeo cars are luxury sedans, and purchasing or maintaining them can be expensive. However, buying adequate insurance coverage can ensure that your precious car remains well-backed in the instance of any mishap.
FAQ 4: Alfa Romeo Stelvio vs Alfa Romeo Giulia: Which Is Cheaper To Insure?
Between the Alfa Romeo Stelvio and the Alfa Romeo Giulia, the latter has lower auto insurance premiums for the lowest trim level. Whereas for the latest models, the Alfa Romeo Giulia insurance starts from $1,692, Alfa Romeo Stelvio insurance can cost $1,844 per year.
