Compare 5 Airbnb Credit Card for 2022: Top Deals + Best Buy

Hey Sunshine,

Get to know everything about Airbnb credit cards and find out which is the best Airbnb credit card in 2022. With the right credit card, get the best buy and top deals that will help you save money, reward points, sign-up bonuses, and much more. Travelling is fun and relaxing; not to worry about your expenses when you know you have made the right decision to manage your finances with an Airbnb credit card.

Airbnb Credit Card: Overview

While you are traveling and enjoying a variety of bonuses and rewards, Airbnb provides many other benefits, like access to VIP rooms, and you can earn points on Airbnb purchases, extra rewards, and much more.

5 Best Airbnb Credit Card For 2022

There are some of the best Airbnb cards which offer you great deals, including:

  1. Chase Sapphire Reserve 
  2. Capital One 
  3. Chase Sapphire Preferred® 
  4. Bank of America® Premium Rewards® 
  5. American Express® Green Card
Best Airbnb Credit Card
Best Airbnb Credit Card

1. Chase Sapphire Reserve Airbnb: Best for Travel Insurance

Chase Sapphire Reserve gives you mesmerizing benefits, including earning 80,000 bonus points after spending $4,000 in the first 3 months of opening your account. You can also make a variety of rewards after expenditures for groceries, dining, and traveling.

Chase Sapphire Reserve
Chase Sapphire Reserve

While with Airbnb, you can earn up to 3 points back every time you spend a dollar on travel and a $300 travel credit annually for Airbnb stays. You can also get a cent per mile when you redeem cash back and use that on shopping on Airbnb purchases.

Pros

  • Sign-up bonus: you can earn 80,000 bonus points after spending $4,000 in the first 3 months of opening your account. 
  • Get Rewards for spending: you can earn bonus rewards after spending on dining and traveling. 
  • Annual travel credit: get $300 as a yearly travel credit which you can later use for shopping and stays with Airbnb.
  • VIP excess: get priority access to luxurious airport lounges on enrollment.
  • Fee credits: get $100 application fee credits for Global Entry, NEXUS, and much more.

Cons

  • High fee: there will be high charges on annual fees of $550.
  • Redeeming for Airbnb rewards or cash back is not as valuable as it sounds.

Must Read – Top 5 Things You Should Know About Chase 5/24 Rule In 2022

2. Capital One Venture Rewards Credit Card: Best for Frequent Flyers

You can enjoy a bonus of 75,000 miles after you spend $4,000 within 3 months of opening your account, which is $750 in travel. While redeeming it with Airbnb, you will get 1 cent per mile which you can use for Airbnb purchases or travel.

Capital One Venture Credit Card
Capital One Venture Credit Card

Pros

  • Sign-up bonus: get a one-time bonus of 75,000 miles after you spend $4,000 within 3 months of opening your account.
  • Rewards: you can get 2 miles after spending $1 every time on a purchase.  
  • Credits: get up to $100 credit for TSA precheck and Global entry.
  • There will be no charges for foreign transactions.

Cons

  • High Annual fee of $95.
  • In most cases, the transfer rate of 2 Capital One Venture for 1.5 airline miles is less favorable than the 1:1 ratio available compared to other cards.

Don’t Miss – Compare Capital One Venture vs Chase Sapphire Preferred [2022]

3. Chase Sapphire Preferred® Card

You can earn 60,000 bonus points after spending $4,000 on purchases within 3 months of opening your account, which is $750. You can earn different rewards after spending on dining and traveling. While you can earn 2 points for every dollar, you spend on Airbnb purchases and 1 cent per mile when used for Airbnb purchases.

Chase Sapphire Preferred Card
Chase Sapphire Preferred Card

Pros

  • Sign-up bonus: you can earn 60,000 bonus points by spending $4,000 on purchases within 3 months of opening your account. 
  • Rewards: you can Earn bonus rewards after spending on dining and travel. 
  • Zero fees: There will be Zero fees on foreign transactions.
  • Also, you will have 5 points on spending $1 on Lyft rides by March 2025.

Cons

  • High Annual fee of $95.
  • Redeeming for Airbnb rewards or cash back is not as valuable as it sounds.

Recommended – What Does ‘No Credit Score-Zero Credit Score’ Mean in 2022?

4. Bank of America® Premium Rewards® Credit Card

You will get 50,000 bonus points after spending $500, and you can make $3,000 after purchasing in the first 90 days of opening your account. Also, you will earn 2 points after you spend $1 every time on travel and dining. While with Airbnb, you can earn 2 points back after spending $1 every time on travel and Airbnb purchases. Plus, you will get 1 cent per mile for Airbnb purchases.

Bank Of America Premium Rewards
Bank Of America Premium Rewards

Pros

  • Sign-up bonus: you will get 50,000 bonus points after spending $500 and $3,000 after making purchases in the first 90 days of opening your account.
  • Rewards: You’ll earn 2 points after you spend $1 every time on travel and dining.
  • Zero fees: there will be no foreign transaction fees.
  • Fee credits: get $100 application fee credits for Global Entry or TSA Precheck.

Cons

  • There are no transfer partners.
  • High Annual fee of $95.

Trending – All You Need To Know About “15/3 Credit Card Payment Hack

5. American Express® Green Card

You will get 45,000 membership rewards points after you spend $2,000 purchasing in the first 6 months of opening your account. Plus, you’ll get 3x membership rewards on restaurants worldwide and 3x points while doing transactions and for travel. While on Airbnb, you will get a 3% return on purchases, and you can earn 3x points on travel. Plus, you will contact 1 cent per mile for Airbnb bookings.

American Express® Green Card
American Express® Green Card

Pros

  • Sign-up bonus: you will get 45,000 membership rewards points after you spend $2,000 purchasing in the first 6 months of opening your account. 
  • You’ll earn 3x membership rewards on restaurants worldwide and 3x points while doing transactions and for travel. 
  • Zero fees: there will be no foreign transaction fees.

Cons

  • High Annual fee of $150.
  • You have to pay a late payment fee of up to $40.

Related – What Are The Various American Express Payment Options?

How To Choose the Best Credit Card for Airbnb: 4 Easy Steps

Credit Cards For Airbnb Best Deals
Credit Cards For Airbnb Best Deals

There are 4 easy steps that you can follow while choosing the best credit card for Airbnb:

  1. First, Check your credit score. 
  2. Second, Identify and decide which type of credit card you want.
  3. Third, pre-determine your choices by asking the right questions.
  4. Fourth, apply for the credit card that offers the best deal with high values.

Editor’s Pick – Chime Credit Builder Review: Best Secured Credit Card?

Making The Decision: Choosing The Best Airbnb Credit Card

When it comes to making a decision well, we suggest you look and compare each card and see which one satisfies your needs. Keep on searching and comparing the cards until you find the best match for your pocket.

FAQs

What are some alternatives to Airbnb credit cards?

There are many alternatives to Airbnb credit cards but we would like to mention these 4 which compete with it, like vrbo, Expedia, TripAdvisor, and Agoda.

How many reward points are there on Chase Sapphire Reserve Airbnb?

You can earn 3 reward points on Chase Sapphire reserve Airbnb.

Which credit card gives Airbnb cashback offers?

Chase Sapphire Preferred® Card offers Airbnb cash back.

Leave a Comment