Compare Acura ZDX insurance cost and get to know how much it costs to insure in 2023. Is it worth buying Acura ZDX, and what are the insurance rates compared to all small luxury SUVs? We’ll help you find cheap Acura ZDX insurance rates and guide you on which options are available.
Mount Shine’s research will guide you on how to get cheaper car insurance on Acura cars in 2022. Check rates for US agencies auto insurance, banks auto loans, joint auto loans, and how you can save money on car insurance.
Acura ZDX insurance: Overview
Get auto insurance online for Acura ZDX insurance for just $124 per month or $1,482 per year, depending on the trim level. In 2013, Acura ZDX discontinued its production with an MSRP of $44,000, but you can purchase a used Acura ZDX car for just $11,000 only.
It might be an old car, but it is ranked #10 out of 10 small luxury SUVs for the 2013 model year. The Acura ZDX technology was all about a performance-oriented engine with sports mode. Economically it is also a viable option as the insurance value is affordable and could save around $180 per year for a 40-year-old driver. By comparing quotes from at least 5 insurance agencies across the United States, you can get the best deals in 2022.
Your age and occupation can also affect the Acura ZDX insurance cost in 2022, so let us compare the rates.
How Much Does Acura ZDX Insurance Costs [2022]?
The average Acura ZDX insurance cost is $1,482 per year or $124 per month for full coverage, depending on the trim level. Let us break down the Acura ZDX insurance cost to understand better:
- Collision coverage is estimated at $500 a year
- Comprehensive coverage costs around $288 and,
- Liability and medical coverage costs $694
The table below compares the average Acura ZDX insurance according to the driver’s risk profile and age.
| Driver Risk Profile | Annual Rate | Monthly Rate |
|---|---|---|
| High Risk Driver Age 30 | $3,380 | $282 |
| Safe Driver Age 20 | $2,954 | $246 |
| At-fault Accidents Age 40 | $2,122 | $177 |
| Low Deductibles Age 40 | $1,830 | $153 |
| Safe Driver Age 30 | $1,532 | $128 |
| Safe Driver Age 40 | $1,482 | $124 |
| Safe Driver Age 50 | $1,354 | $113 |
| Safe Driver Age 60 | $1,328 | $111 |
| High Deductibles Age 40 | $1,302 | $109 |
| Discount Rate Age 40 | $1,226 | $102 |
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Compare Acura ZDX Insurance Cost To All Small Luxury SUVs [2022]
According to our research, The Acura ZDX ranked #10 out of 10 small luxury SUVs for the 2013 model year. If we talk about the average category price in its segment, that costs about $1,250 per year. It makes a difference of $232 per year compared to Acura ZDX.
Comparing BMX3, Acura ZDX insurance costs $226 more per year and $168 more than the Audi Q5.
The table below compares the Acura ZDX insurance cost to all small luxury SUVs like the BMW X1, Land Rover Evoque, and other cars.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Acura RDX | $1,010 | -$472 |
| 2 | Volvo XC60 | $1,054 | -$428 |
| 3 | Infiniti EX37 | $1,132 | -$350 |
| 4 | BMW X1 | $1,192 | -$290 |
| 5 | BMW X3 | $1,256 | -$226 |
| 6 | Mercedes-Benz GLK250 | $1,270 | -$212 |
| 7 | Audi Q5 | $1,314 | -$168 |
| 8 | Infiniti FX37 | $1,360 | -$122 |
| 9 | Land Rover Evoque | $1,434 | -$48 |
| 10 | Acura ZDX | $1,482 | -- |
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Best Car Insurance For Acura ZDX Drivers With Bad Driving Records
Accidental damages and getting tickets for violating the traffic rules can increase insurance rates and even terminate a driver’s license. Below are the Acura ZDX insurance rates for drivers with bad driving records:
| Driving Violation | Average Cost | Annual Savings with Jerry |
|---|---|---|
| Clean Record | $3,990 | $1,176 |
| Failure to Obey Traffic Sign | $2,688 | $1,302 |
| Careless Driving | $2,688 | $1,302 |
| Other | $2,688 | $1,302 |
We know it can be difficult for drivers with bad driving records, so we have you covered. We have a vast network of the best insurance companies across 50 states of the United States that guide you to the best offers, payment options, and auto insurance deals. Compare the prices and make a wise decision today.
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Tips & Tricks To Save Money On Acura ZDX Insurance [2022]?
Here are 5 tips and tricks to save money on Acura ZDX insurance in 2022, which you can follow:
- Raise The Physical Damage Deductibles
- Drive Carefully Results In Cost Savings
- Driver’s Gender Can Be Cost Saving
- Your Age Can Save Money On Auto Insurance
- Maintain a Good Credit Score and Save
1. Raise The Physical Damage Deductibles
A 40-year-old driver and a 20-year-old driver might each save around $180 and $350 per year, respectively, by raising the deductible from $500 to $1,000.
2. Drive Carefully Results In Cost Savings
Multiple accidents could increase costs up to $640 per year for drivers over 40 and $2,114 per year for drivers under 20.
3. Driver’s Gender Can Be Cost Saving
A 20-year-old male driver will pay an average rate of $2,954 per year for a 2013 Acura ZDX, while a 20-year-old female driver will pay $2,202 per year, a difference of $752. Rates for women are much lower. However, rates for male drivers are $1,354 and for female drivers are $1,326, a difference of only $28 at 50.
4. Your Age Can Save Money On Auto Insurance
A 60-year-old driver’s ZDX insurance costs $1,328 a year, whereas a 20-year-old driver would pay $2,954 annually, saving $1,626, or 55%.
5. Maintain a Good Credit Score and Save
When compared to drivers with credit scores between 670 and 739, those with scores over 800 could save about $233 annually. In contrast, a credit score of less than 579 would increase annual costs by about $270.
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Acura ZDX Insurance Cost By Location
When determining your rates, insurance companies consider location. As a result, rates can differ dramatically from state to state and even between city blocks, depending on factors like local crime rates, accident statistics, and disaster records.
The main factor is risk. The risk to your vehicle increases if you reside in an area with a high likelihood of auto theft, traffic accidents, or bad weather. Your insurance provider will consider the possibility of expensive claims in your neighborhood when determining your rate.
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Compare Safety Ratings For Acura ZDX Car
The table below compares the safety ratings for the Acura ZDX car.
| Crash Test Results (ratings out of 5): | |||||||
|---|---|---|---|---|---|---|---|
| Year | Variation | Overall Rating | Front Crash Rating (Driver) | Front Crash (Passenger) | Side Crash (Driver side) | Side Crash (Passenger side) | Rollover |
| 2013 | 2013 Acura ZDX SUV 4WD | 5 | 5 | 4 | 5 | 5 | 4 |
| 2012 | 2012 Acura ZDX SUV 4WD | 5 | 5 | 4 | 5 | 5 | 4 |
| 2011 | 2011 Acura ZDX SUV AWD | 5 | 5 | 4 | 5 | 5 | 4 |
| 2010 | 2010 Acura ZDX 4-DR. w/SAB | Not Rated | 5 | 5 | 5 | 5 | 4 |
How To Apply For Acura ZDX Car Insurance In 2022?
Mount Shine is here to help you find the best insurance company and insurance policy according to your needs.
We have a vast network of the best insurance companies across 50 states of the United States that guide you to the best offers, payment options, and auto insurance deals. Check yourself for Acura ZDX insurance costs and then buy or renew. We will go through every single line of documentation to ensure you get what you need at the best Acura ZDX insurance cost. Get a car insurance quote for free on an Acura ZDX car, buy/renew, and save money on car insurance by contacting us. Our service is free, fast, and simple, so get started today!
