Compare Acura RDX insurance cost In 2023 and its difference with other luxury car insurances in terms of various types of coverage they provide. Get a car insurance quote for free and best deals on Acura RDX insurance cost. Switch from your current insurance companies to buy or renew and let Mount Shine help you in sending you new quotes every time your policy comes up for renewal.
We’ll help you decide the best way to ensure you are getting your best deals on Acura RDX insurance cost and provide you in-depth details on its auto insurance.
How Much Does Acura RDX Insurance Cost in 2023?
The Acura RDX Car Insurance costs an average of $1,298 a year, or about $108 per month. The Acura RDX would save roughly $403 per year on insurance, compared to the typical compact luxury SUV insurance, which costs $1,701 per year.
When compared to other cars, the average Acura RDX insurance rates ensure that the premium is $253 lower than the national average auto insurance rate of $1,551. Moreover, younger drivers have less experience and hence pay higher insurance premiums. Because of the higher frequency of accidents among elderly drivers, rates tend to begin creeping back up after the age of 60.
If you make a claim, lower physical damage deductibles will cost you less, but you will have to pay more each month. Raising deductibles from $500 to $1,000 might result in a $214 savings per year. Increased deductibles are one of the easiest methods to cut your insurance premiums, provided you have the resources to cover the higher deductible in the case of a claim.
Lowering bodily damage deductibles from $500 to $100, on the other hand, can raise the cost of insurance by about $410 per year. When you have a claim, lower deductibles are excellent since it means less out-of-pocket spending, but you have to pay more every month for that convenience.
A typical automobile insurance policy includes comprehensive, collision (or non-collision), and liability coverages. Annual premiums for these coverages are estimated to be $350, $588, and $360, respectively.
From the table given below, compare Acura RDX insurance rates by drivers age and deductibles.
| Driver Age | Deductible | Annual Cost | Monthly Cost |
|---|---|---|---|
| 20 | $1,000 | $2,138 | $178 |
| $500 | $2,550 | $213 | |
| $250 | $2,986 | $249 | |
| 30 | $1,000 | $1,140 | $95 |
| $500 | $1,374 | $115 | |
| $250 | $1,616 | $135 | |
| 40 | $1,000 | $1,084 | $90 |
| $500 | $1,298 | $108 | |
| $250 | $1,520 | $127 | |
| 50 | $1,000 | $990 | $83 |
| $500 | $1,182 | $99 | |
| $250 | $1,380 | $115 | |
| 60 | $1,000 | $970 | $81 |
| $500 | $1,158 | $97 | |
| $250 | $1,354 | $113 |
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Compare Acura RDX Vs Other Small Luxury SUVs’ Insurance Costs
The Acura RDX is one of the least expensive small luxury SUVs to insure, coming in first place out of 34 total comparison vehicles. When compared to other vehicles, the average Acura RDX insurance cost is $253 less than the national average of $1,551.
Insurance for the Acura RDX costs $556 cheaper than that of the BMW X3, $328 less than that of the Volvo XC60, $306 less than that of the Mercedes-Benz GLC300, and $458 less than that of the Audi Q5 and costs $403 less per year on average than similar cars in the small luxury SUV class, which costs $1,701 per year. According to the Insurance Institute for Highway Safety, Acura RDX vehicles have much better than average insurance loss trend records for the reporting years 2016-2018.
From the table below, you can compare Acura RDX Vs. Other Small Luxury SUVs’ Insurance Costs
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Acura RDX | $1,298 | -- |
| 2 | Cadillac XT4 | $1,330 | $32 |
| 3 | Volvo XC40 | $1,456 | $158 |
| 4 | Lexus NX 250 | $1,504 | $206 |
| 5 | BMW X1 | $1,506 | $208 |
| 6 | Lexus NX 350h | $1,514 | $216 |
| 7 | Lexus UX 250h | $1,516 | $218 |
| 8 | Lexus NX 350 | $1,542 | $244 |
| 9 | Lexus UX 200 | $1,548 | $250 |
| 10 | Lexus NX 450h | $1,584 | $286 |
| 11 | Mercedes-Benz GLB 250 | $1,590 | $292 |
| 12 | Land Rover Evoque | $1,600 | $302 |
| 13 | Lincoln Corsair | $1,602 | $304 |
| 14 | Mercedes-Benz GLC300 | $1,604 | $306 |
| 15 | Volvo C40 | $1,618 | $320 |
| 16 | Mercedes-Benz GLA250 | $1,620 | $322 |
| 17 | Volvo XC60 | $1,626 | $328 |
| 18 | BMW X2 | $1,678 | $380 |
| 19 | Audi Q3 | $1,700 | $402 |
| 20 | Mercedes-Benz GLA35 AMG | $1,704 | $406 |
| 21 | Infiniti QX55 | $1,714 | $416 |
| 22 | Genesis GV70 | $1,734 | $436 |
| 23 | Mercedes-Benz GLA45 AMG | $1,754 | $456 |
| 24 | Audi Q5 | $1,756 | $458 |
| 25 | Audi Q4 | $1,776 | $478 |
| 26 | Land Rover Defender | $1,786 | $488 |
| 27 | Land Rover Range Rover Velar | $1,792 | $494 |
| 28 | Alfa Romeo Stelvio | $1,828 | $530 |
| 29 | BMW X3 | $1,854 | $556 |
| 30 | Porsche Macan | $1,918 | $620 |
| 31 | Jaguar I-Pace | $1,958 | $660 |
| 32 | Jaguar F-Pace | $2,012 | $714 |
| 33 | BMW X4 | $2,066 | $768 |
| 34 | Aston Martin DBX | $2,750 | $1,452 |
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How Much Does Used Acura RDX insurance Cost?
If all other circumstances remain constant, insuring a model a few years old Acura RDX will save money over insuring a new 2022 RDX fresh off the dealer lot. Because newer models have a higher replacement cost, the insurance company will have to pay more to replace the vehicle if it is totaled. Therefore, physical damage insurance costs more when the replacement cost is higher.
However, not all rating variables are the same for every car model year. Newer versions may incorporate extra safety measures that lower the risk of occupants filing medical claims. Crash avoidance elements that minimize total liability insurance costs for a certain model year may also be provided.
These model year changes can have a significant impact as average rates dropped from the year 2013 to 2015 before showing an increased rate that is directly proportional to the year.
| Model Year | Driver Age 20 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| 2022 | $2,550 | $1,374 | $1,298 | $1,182 | $1,158 |
| 2021 | $2,472 | $1,326 | $1,258 | $1,142 | $1,122 |
| 2020 | $2,428 | $1,300 | $1,232 | $1,120 | $1,102 |
| 2019 | $2,560 | $1,360 | $1,292 | $1,180 | $1,158 |
| 2018 | $2,430 | $1,288 | $1,230 | $1,122 | $1,100 |
| 2017 | $2,372 | $1,256 | $1,196 | $1,094 | $1,074 |
| 2016 | $2,092 | $1,110 | $1,058 | $966 | $946 |
| 2015 | $1,924 | $1,024 | $978 | $894 | $876 |
| 2014 | $2,024 | $1,060 | $1,020 | $934 | $916 |
| 2013 | $1,972 | $1,038 | $1,000 | $916 | $898 |
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Compare Acura RDX Insurance Cost By Trim Level
When compared to average losses in six insurance categories, the RDX 4-door AWD trim level, for example, has the following loss percentages:
- Improved collision losses are reduced by 30%
- Property damage losses are reduced by 22%.
- Better comprehensive losses are reduced by 34%
- Personal injury losses are reduced by 24%.
- Medical payment losses are reduced by 37%.
- Losses from bodily harm are reduced by 48%.
Although not all RDX trim levels have identical loss histories, this data supports the notion that reduced loss payment amounts and claim frequency have a favorable influence on Acura RDX insurance costs. Moreover, vehicle safety technologies such as collision warning and automated braking frequently result in decreased collision and liability rates.
| Acura RDX Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| 2WD | $1,230 | $615 | $103 |
| AWD | $1,260 | $630 | $105 |
| Technology 2WD | $1,266 | $633 | $106 |
| Technology AWD | $1,292 | $646 | $108 |
| A-Spec 2WD | $1,302 | $651 | $109 |
| A-Spec AWD | $1,326 | $663 | $111 |
| Advance AWD | $1,344 | $672 | $112 |
| A-Spec Advance AWD | $1,362 | $681 | $114 |
Acura RDX Insurance Cost Near Me [Rates + Comparison]
Depending on where you reside, the cost of insuring your RDX cost may range from roughly $800 in Raleigh, NC to more than $2,300 each year in cities. In Los Angeles and Philadelphia, the price is around $2,600, while in New York it is closer to $2,600.
Fortunately, most places are not as expensive as the high-priced cities indicated. In reality, in several areas, including Iowa, Maine, and Virginia, the cost of RDX insurance is closer to $75 per month or less than $900 per year.
Not everyone lives in a big metropolis, and rates might be relatively low in more rural sections of the country. In order to help you to calculate the Acura RDX Insurance Cost and compare car insurance rates by zip code or other locations, a list has been provided below.
| City/State | Annual Rate | Monthly Rate |
|---|---|---|
| New York, NY | $2,464 | $205 |
| Philadelphia, PA | $2,178 | $182 |
| Los Angeles, CA | $2,164 | $180 |
| San Francisco, CA | $1,860 | $155 |
| Jacksonville, FL | $1,850 | $154 |
| San Jose, CA | $1,544 | $129 |
| Phoenix, AZ | $1,500 | $125 |
| San Diego, CA | $1,470 | $123 |
| Chicago, IL | $1,420 | $118 |
| Dallas, TX | $1,396 | $116 |
| Houston, TX | $1,388 | $116 |
| Indianapolis, IN | $1,314 | $110 |
| San Antonio, TX | $1,250 | $104 |
| Austin, TX | $1,190 | $99 |
| Columbus, OH | $982 | $82 |
How Much Does Acura RDX Insurance Cost by U.S. State?
The Acura RDX comes with a long list of standard amenities, including a spacious interior, a well-balanced ride, and agile handling. The great safety features and excellent insurance loss figures help to keep insurance costs low.
Despite being categorised as a luxury car, the RDX insurance rates should not be a consideration when purchasing a new or used model. The fact that the cost of insurance is less than the national average for all vehicles should be regarded as a positive benefit.
| U.S. State | Annual Cost | 6-month Cost | Monthly Cost |
|---|---|---|---|
| Alabama | $1,064 | $532 | $89 |
| Alaska | $1,146 | $573 | $96 |
| Arizona | $1,162 | $581 | $97 |
| Arkansas | $1,396 | $698 | $116 |
| California | $1,494 | $747 | $125 |
| Colorado | $1,394 | $697 | $116 |
| Connecticut | $1,264 | $632 | $105 |
| Delaware | $1,328 | $664 | $111 |
| Florida | $1,910 | $955 | $159 |
| Georgia | $1,264 | $632 | $105 |
| Hawaii | $886 | $443 | $74 |
| Idaho | $1,032 | $516 | $86 |
| Illinois | $1,054 | $527 | $88 |
| Indiana | $974 | $487 | $81 |
| Iowa | $944 | $472 | $79 |
| Kansas | $1,314 | $657 | $110 |
| Kentucky | $1,518 | $759 | $127 |
| Louisiana | $1,892 | $946 | $158 |
| Maine | $904 | $452 | $75 |
| Maryland | $1,180 | $590 | $98 |
| Massachusetts | $1,070 | $535 | $89 |
| Michigan | $2,080 | $1,040 | $173 |
| Minnesota | $1,146 | $573 | $96 |
| Mississippi | $1,234 | $617 | $103 |
| Missouri | $1,386 | $693 | $116 |
| Montana | $1,272 | $636 | $106 |
| Nebraska | $1,248 | $624 | $104 |
| Nevada | $1,432 | $716 | $119 |
| New Hampshire | $788 | $394 | $66 |
| New Jersey | $1,234 | $617 | $103 |
| New Mexico | $1,046 | $523 | $87 |
| New York | $1,388 | $694 | $116 |
| North Carolina | $830 | $415 | $69 |
| North Dakota | $1,084 | $542 | $90 |
| Ohio | $758 | $379 | $63 |
| Oklahoma | $1,270 | $635 | $106 |
| Oregon | $1,094 | $547 | $91 |
| Pennsylvania | $1,098 | $549 | $92 |
| Rhode Island | $1,538 | $769 | $128 |
| South Carolina | $1,202 | $601 | $100 |
| South Dakota | $1,182 | $591 | $99 |
| Tennessee | $1,032 | $516 | $86 |
| Texas | $1,230 | $615 | $103 |
| Utah | $1,078 | $539 | $90 |
| Vermont | $868 | $434 | $72 |
| Virginia | $842 | $421 | $70 |
| Washington | $990 | $495 | $83 |
| West Virginia | $1,174 | $587 | $98 |
| Wisconsin | $886 | $443 | $74 |
| Wyoming | $1,198 | $599 | $100 |
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How To Apply For Acura RDX Insurance in 2023?
Learn more about the Acura RDX car insurance cost and the various factors that impact Acura RDX cost. Compare insurance costs of Acura RDX cars so that you can get customized insurance proposals and cheaper rates. Let Mount Shine assist you to get auto insurance online, we have a large network of top insurance companies in all 50 states that can help you find the finest offers, payment methods, and vehicle insurance prices. Check yourself for Acura RDX insurance rates and then buy or renew.
Get free Acura RDX Insurance quotes, buy/renew, and save money on car insurance policy by contacting us. Our service is free, fast, and simple, so get started today!
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