Get Acura MDX Insurance cost from Mount Shine starting at just $1,578 per year or $132 per month. Apply online, get a car insurance quote, compare auto insurance quotes side by side from multiple providers and then buy or renew your Acura MDX insurance in 2023.
How much does Acura MDX insurance cost in 2023? What are the various ways to get cheap car insurance? Will my credit score affect the Acura MDX insurance cost? Is Acura expensive to insure? Are there any hidden charges that car insurance companies take? Is it better to go for a new 2023 Acura MDX car or used models like 2021 to 2013? Is Acura MDX worth the money?
We know that these questions arrive when we plan to buy a car, so, at Mount Shine, our research team does its best to provide you with the correct information and advise you on the best car insurance deals at low premium rates. If you live in Boston, MA, or Raleigh, NC, or any other region of the United States, we’ll guide you on how to get lower car insurance through a step-by-step process. You can compare quotes, break down full coverage insurance policy, learn why zip codes or locations affect the cost, and much more.
Mount Shine’s comparison of Acura MDX insurance cost will help you save money on your next auto insurance policy and make the best financial decision.
Acura MDX Insurance Cost 2023: Overview
Investing some time to research before buying car insurance can give you the best price on your policy. Research helps you determine what you are currently paying compared to what other auto insurance companies are charging. Also, you get in-depth details about car insurance rates. There was a survey where drivers who compared car insurance rates before buying saved $865 a year compared to those who didn’t. So, we suggest you to learn how to compare car insurance quotes and get full details on Acura MDX insurance cost.

Now talking about the insurance cost for Acura MDX, depending on the trim level can be around $1,578 per year, $789 for a 6-month, or $132 per month for full coverage insurance. According to our study, MDX ranks number 4 out of 36 midsize luxury SUV vehicles for insurance. If you are planning to buy an old Acura MDX, you can save $468 per year minimum on its insurance policy.
There are other factors too that can vary the Acura MDX insurance cost so let’s discuss them one by one.
How Much Does Acura MDX Insurance Cost: Age & Deductibles?
The average Acura MDX insurance rate is $1,578 annually or $132 monthly, depending on the car’s features. If we compare it to other similar vehicles in the market, it costs $265 less to insure Acura MDX and just $11 more per year than the $1,567 national average auto insurance rate for all vehicles.

Compare the average 2022 Acura MDX car insurance cost with changes in driver age and policy deductibles from the table below:
Driver Age | Deductible | Annual Cost | Monthly Cost |
---|---|---|---|
20 | $1,000 | $2,628 | $219 |
$500 | $3,178 | $265 | |
$250 | $3,760 | $313 | |
30 | $1,000 | $1,380 | $115 |
$500 | $1,682 | $140 | |
$250 | $1,994 | $166 | |
40 | $1,000 | $1,304 | $109 |
$500 | $1,578 | $132 | |
$250 | $1,866 | $156 | |
50 | $1,000 | $1,192 | $99 |
$500 | $1,440 | $120 | |
$250 | $1,702 | $142 | |
60 | $1,000 | $1,172 | $98 |
$500 | $1,416 | $118 | |
$250 | $1,674 | $140 |
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What Is The Cheapest Acura MDX Insurance Cost (2023)?
Our study shows the cheapest Acura MDX insurance is the base 2WD model costing around $1,468 per year, and the second cheapest is the Acura MDX base AWD at $1,498 per year. The most expensive Acura MDX model to insure is the Type S Advance trim level at an estimated $1,710 per year.

From the table below, compare the average 2022 Acura MDX insurance rates depending on the trim level.
Acura MDX Trim Level | Annual Policy | 6-month Policy | Per Month |
---|---|---|---|
2WD | $1,468 | $734 | $122 |
AWD | $1,498 | $749 | $125 |
Technology 2WD | $1,532 | $766 | $128 |
Technology AWD | $1,560 | $780 | $130 |
A-Spec AWD | $1,566 | $783 | $131 |
Advance AWD | $1,620 | $810 | $135 |
Type S | $1,672 | $836 | $139 |
Type S Advance | $1,710 | $855 | $143 |
Compare Acura MDX Insurance vs. All Midsize Luxury SUVs (2023)
Our study shows that the Acura MDX, compared to other midsize luxury SUV vehicles, ranks number 4 out of 36. There is a $263 difference in the insurance cost of Acura MDX compared to the median average price. Acura MDX car insurance is $1,566, whereas the median average cost is $1,829 per year. The difference in Acura MDX insurance rates are as follows: Acura MDX costs $8 more per year than the Lexus RX 350, $360 less than the BMW X5, and $188 less than the Lexus GX 460.
Compare the average MDX car insurance rates vs. midsize luxury SUVs in 2022 from the chart below:
Rank | Make/Model | Insurance Cost | Difference |
---|---|---|---|
1 | Cadillac XT5 | $1,500 | -$78 |
2 | Jaguar E-Pace | $1,564 | -$14 |
3 | Lexus RX 350 | $1,570 | -$8 |
4 | Acura MDX | $1,578 | -- |
5 | Lincoln Nautilus | $1,594 | $16 |
6 | Lexus RX 450h | $1,608 | $30 |
7 | Infiniti QX50 | $1,614 | $36 |
8 | Lexus RX 350L | $1,628 | $50 |
9 | Cadillac XT6 | $1,640 | $62 |
10 | Volvo V60 | $1,648 | $70 |
11 | Land Rover Discovery | $1,660 | $82 |
12 | Land Rover Discovery Sport | $1,662 | $84 |
13 | Lexus RX 450hL | $1,676 | $98 |
14 | Volvo V90 | $1,688 | $110 |
15 | Lincoln Aviator | $1,720 | $142 |
16 | Mercedes-Benz AMG GLB35 | $1,740 | $162 |
17 | Mercedes-Benz GLE450 | $1,744 | $166 |
18 | Lexus GX 460 | $1,766 | $188 |
19 | Infiniti QX60 | $1,774 | $196 |
20 | Mercedes-Benz GLE350 | $1,784 | $206 |
21 | Genesis GV80 | $1,818 | $240 |
22 | Mercedes-Benz AMG GLC43 | $1,846 | $268 |
23 | Audi SQ5 | $1,874 | $296 |
24 | BMW X5 | $1,938 | $360 |
25 | Audi Q8 | $1,966 | $388 |
26 | Audi Q7 | $1,998 | $420 |
27 | Land Rover Range Rover Sport | $2,020 | $442 |
28 | BMW iX | $2,034 | $456 |
29 | Tesla Model X | $2,064 | $486 |
30 | Audi SQ7 | $2,124 | $546 |
31 | Audi e-tron | $2,144 | $566 |
32 | Mercedes-Benz AMG GLE53 | $2,150 | $572 |
33 | BMW X6 | $2,200 | $622 |
34 | Mercedes-Benz AMG GLE63 | $2,292 | $714 |
35 | Porsche Cayenne | $2,314 | $736 |
36 | Audi RS 6 | $2,390 | $812 |
Also Read – Compare Rivian R1T Insurance Cost For 2022 [Buy/Renew]
How Much Does a Used Acura MDX Insurance Cost To Insure (2023)?
From an old Acura MDX, you can save $468 per year minimum on its insurance policy. Because newer models, such as the 2022 MDX Acura, have a higher replacement value and older MDXs are worthless owing to depreciation, the cost of insurance for more recent models, such as the 2022 MDX Acura, is higher.

We advise you to use the old or used Acura car model if you plan to save money on car insurance.
Compare the used vs. new Acura MDX car model ranging from 2013 to 2022 where the driver is between 20-year-old to 60-year-old from the table below:
Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
---|---|---|---|
2022 Acura MDX | $3,178 | $1,578 | $1,416 |
2021 Acura MDX | $3,214 | $1,594 | $1,432 |
2020 Acura MDX | $3,150 | $1,562 | $1,404 |
2019 Acura MDX | $3,068 | $1,524 | $1,366 |
2018 Acura MDX | $2,964 | $1,474 | $1,324 |
2017 Acura MDX | $2,888 | $1,434 | $1,286 |
2016 Acura MDX | $2,888 | $1,430 | $1,286 |
2015 Acura MDX | $2,466 | $1,232 | $1,106 |
2014 Acura MDX | $2,388 | $1,188 | $1,070 |
2013 Acura MDX | $2,210 | $1,110 | $996 |
Tip: If you want to save money on Acura MDX insurance cost, consider dropping full coverage, as you will save $650 a year depending on the comprehensive and collision deductibles.
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Compare Acura MDX Insurance Cost According To Location (2023)
When you even think of buying a car, you start looking for advice from friends and colleagues. They give their own opinion on which car you should buy it should be electric vehicles as this is the future or go with Tesla cars or luxurious cars as they are status symbols.

According to us, you should do your research first. As many times, we look at the interior, horsepower, mileage, and design but what we don’t look at is the cost of insurance.
You’ll buy a car once but insurance will be paid every month till you own that car. So it is important to look at car insurance prices as it varies a lot and location is one of the main factors. Depending on where you live, auto insurance may increase or decrease.
The average auto insurance cost for an Acura MDX can start from as cheap as $974 a year in Raliegh, NC to very expensive $2,614 a year in Los Angeles, CA. If you live in Charlotte, NC, the cost can be $1,126 and $6,174 in Detroit, MI.
For those who live in Colorado Springs, CO, it costs $1,902 a year to insure an Acura MDX car, and $1,684 per year in Dallas, TX. From the table below, you can compare the insurance policy cost depending on the location where you live in the United States including the 15 largest cities.
City/State | Annual Rate | Monthly Rate |
---|---|---|
Detroit, MI | $6,174 | $515 |
New Orleans, LA | $3,690 | $308 |
Miami, FL | $3,048 | $254 |
New York, NY | $2,976 | $248 |
Philadelphia, PA | $2,628 | $219 |
Las Vegas, NV | $2,622 | $219 |
Los Angeles, CA | $2,614 | $218 |
Louisville, KY | $2,508 | $209 |
San Francisco, CA | $2,246 | $187 |
Jacksonville, FL | $2,236 | $186 |
Oakland, CA | $2,232 | $186 |
Sacramento, CA | $2,114 | $176 |
Baltimore, MD | $2,066 | $172 |
Long Beach, CA | $2,048 | $171 |
Tulsa, OK | $2,002 | $167 |
Kansas City, MO | $1,988 | $166 |
Oklahoma City, OK | $1,988 | $166 |
Denver, CO | $1,946 | $162 |
Memphis, TN | $1,946 | $162 |
Atlanta, GA | $1,920 | $160 |
Colorado Springs, CO | $1,902 | $159 |
Fresno, CA | $1,878 | $157 |
San Jose, CA | $1,864 | $155 |
Phoenix, AZ | $1,812 | $151 |
Portland, OR | $1,786 | $149 |
San Diego, CA | $1,776 | $148 |
Boston, MA | $1,766 | $147 |
Wichita, KS | $1,718 | $143 |
Chicago, IL | $1,714 | $143 |
Dallas, TX | $1,684 | $140 |
Houston, TX | $1,676 | $140 |
Seattle, WA | $1,670 | $139 |
Minneapolis, MN | $1,658 | $138 |
Birmingham, AL | $1,650 | $138 |
Nashville, TN | $1,604 | $134 |
Milwaukee, WI | $1,596 | $133 |
Mesa, AZ | $1,588 | $132 |
Indianapolis, IN | $1,588 | $132 |
Albuquerque, NM | $1,564 | $130 |
Tucson, AZ | $1,528 | $127 |
San Antonio, TX | $1,510 | $126 |
Omaha, NE | $1,464 | $122 |
Fort Worth, TX | $1,458 | $122 |
El Paso, TX | $1,450 | $121 |
Austin, TX | $1,434 | $120 |
Cleveland, OH | $1,250 | $104 |
Columbus, OH | $1,186 | $99 |
Charlotte, NC | $1,126 | $94 |
Virginia Beach, VA | $1,060 | $88 |
Raleigh, NC | $974 | $81 |
Acura MDX Insurance By State 2023 [Rates + Comparison]
Compare the Acura MDX insurance rates by state and get to know how much you are paying for your car insurance. The cheapest insurance rate on an Acura MDX car is in Virginia, which costs $1,018 per year, and the most expensive is in Michigan, costing $2,512 per year. States like New Jersey, Arkansas, and Texas have average Acura MDX insurance rates of $1,490, $1,686, and $1,484 per year, respectively.
Compare the 2022 Acura MDX insurance rates by state, from the table below:
U.S. State | Annual Cost | 6-month Cost | Monthly Cost |
---|---|---|---|
Alabama | $1,286 | $643 | $107 |
Alaska | $1,386 | $693 | $116 |
Arizona | $1,404 | $702 | $117 |
Arkansas | $1,686 | $843 | $141 |
California | $1,806 | $903 | $151 |
Colorado | $1,684 | $842 | $140 |
Connecticut | $1,528 | $764 | $127 |
Delaware | $1,602 | $801 | $134 |
Florida | $2,306 | $1,153 | $192 |
Georgia | $1,526 | $763 | $127 |
Hawaii | $1,072 | $536 | $89 |
Idaho | $1,246 | $623 | $104 |
Illinois | $1,272 | $636 | $106 |
Indiana | $1,178 | $589 | $98 |
Iowa | $1,140 | $570 | $95 |
Kansas | $1,586 | $793 | $132 |
Kentucky | $1,834 | $917 | $153 |
Louisiana | $2,284 | $1,142 | $190 |
Maine | $1,090 | $545 | $91 |
Maryland | $1,424 | $712 | $119 |
Massachusetts | $1,290 | $645 | $108 |
Michigan | $2,512 | $1,256 | $209 |
Minnesota | $1,386 | $693 | $116 |
Mississippi | $1,490 | $745 | $124 |
Missouri | $1,674 | $837 | $140 |
Montana | $1,536 | $768 | $128 |
Nebraska | $1,508 | $754 | $126 |
Nevada | $1,728 | $864 | $144 |
New Hampshire | $950 | $475 | $79 |
New Jersey | $1,490 | $745 | $124 |
New Mexico | $1,264 | $632 | $105 |
New York | $1,676 | $838 | $140 |
North Carolina | $1,002 | $501 | $84 |
North Dakota | $1,310 | $655 | $109 |
Ohio | $918 | $459 | $77 |
Oklahoma | $1,534 | $767 | $128 |
Oregon | $1,320 | $660 | $110 |
Pennsylvania | $1,326 | $663 | $111 |
Rhode Island | $1,858 | $929 | $155 |
South Carolina | $1,452 | $726 | $121 |
South Dakota | $1,428 | $714 | $119 |
Tennessee | $1,248 | $624 | $104 |
Texas | $1,484 | $742 | $124 |
Utah | $1,300 | $650 | $108 |
Vermont | $1,046 | $523 | $87 |
Virginia | $1,018 | $509 | $85 |
Washington | $1,196 | $598 | $100 |
West Virginia | $1,420 | $710 | $118 |
Wisconsin | $1,072 | $536 | $89 |
Wyoming | $1,448 | $724 | $121 |
What Are The Crash Test Results Of Acura MDX?
DURING CRASH SAFETY TESTING IN FRONTAL AND SIDE IMPACTS, Acura MDX received a five-star rating from the NHTSA.

The safer a car is, the lesser the insurance rates are. Here is the breakdown of crash test results for the Acura MDX car:
Vehicle Tested | Overall | Frontal | Side | Rollover |
---|---|---|---|---|
2020 Acura MDX SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
2020 Acura MDX SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
2020 Acura MDX SPORT HYBRID SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
2019 Acura MDX SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
2019 Acura MDX SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
2019 Acura MDX Sport Hybrid SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
2018 Acura MDX SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
2018 Acura MDX SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
2018 Acura MDX Sport Hybrid SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
2017 Acura MDX SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
2017 Acura MDX SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
2017 Acura MDX Sport Hybrid SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
2016 Acura MDX SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
2016 Acura MDX SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
What Are The Safety Ratings Of Acura MDX?
During crash testing, the NHTSA also gave the Acura MDX a five-star frontal and side-impact rating. The Acura MDX received four out of five ratings in a roll-over crash. This good rating could help you save money on your car insurance.
The safety ratings of the Acura MDX have an impact on your vehicle insurance costs. The following is a breakdown:
Test Type | Rating |
---|---|
Small overlap front: driver-side | Good |
Small overlap front: passenger-side | Not Tested |
Moderate overlap front | Good |
Side | Good |
Roof strength | Good |
Head restraints and seats | Good |
How To Apply For Acura MDX Insurance in 2023?
The rates may vary from state, companies, and manufacturing years of the Acura car. Before purchasing auto car insurance for Acura cars, the best method to insure the cheapest or most dependable option is to do extensive research. Allow Mount Shine to assist you; we have a vast network of top insurance companies in all 50 states that can help you find the finest offers, payment methods, and vehicle insurance prices. Check yourself for Acura MDX insurance rates and then buy or renew.
Get free Acura MDX Insurance quotes, buy/renew, save money on car insurance policy by contacting us. Our service is free, fast, and simple, so get started today!
Compare Acura Insurance For Other Acura Models 2023
Compare Acura insurance for all models and see how much does Acura TLX insurance cost, is Acura MDX insurance cost higher or is Acura RDX insurance cost? Get in-depth details for each Acura model along with the age of the driver, deductibles, Acura depreciation, crash test results, safety features, and much more.