Compare Acura ILX insurance quotes online and find out how to get cheaper car insurance online, as well as avail discounts, crash test ratings, and much more. Get all the Acura ILX specifications, pros and cons, whether to buy a used or new car, rates, offers, and so on.
We compared several car insurance quotes to let you decide the best options available in the United States. Look for the average Acura ILX insurance cost according to location, state, and zip codes, and compare used vs. new rates, MSRP, and credit score history required in 2023. Also, get to know if it is expensive to insure compared to other manufacturers like Audi A3, Mercedes Benz, Genesis, Lexus, Tesla cars, and others.
You can also compare rates provided by other auto insurance companies or agents, bank auto loans, and check the available payment options. How to Apply for Car Insurance: Our step-by-step guide will help you save money on car insurance, lower your insurance policy premium, and make the best financial decision.
All You Need to know About Acura ILX Insurance In 2023
Finding car insurance can be easy if you know how to start and select the best insurance company. Many people get confused about how to get car insurance for the first time or renew the policy because they lack experience and don’t get proper guidance. The easiest way is to compare auto insurance quotes side by side from multiple providers, talk to the representatives and get the right coverage that fits your budget.
That’s why Mount Shine has compared several insurance rates in the United States on Acura ILX, where the average cost is $1,404 per year or $117 per month for full coverage.
Acura MSRP, or the manufacturer’s suggested retail price for the 2022 model, starts at $30,275, from the base Sedan trim at $27,300 to the Technology A-Spec Sedan trim at $33,200. As the trim level increases, the price will also increase.
It also ranks #1 out of 38 vehicles that we compared in the midsize luxury car segment. The cheapest insurance rate was for the base Sedan Model costing $1,356 per year.
Acura ILX Insurance Cost 2023: Driver Age And Risk Profile
Acura ILX car insurance costs an average of $1,404 per year or starting at $117 a month with full coverage depending on the trim level.
Acura ILX car insurance costs an average of $1,404 per year, starting at $113 a month with full coverage depending on the trim level.
| Driver Risk Profile | Annual Rate | Monthly Rate |
|---|---|---|
| High Risk Driver Age 30 | $3,166 | $264 |
| Safe Driver Age 20 | $2,774 | $231 |
| At-fault Accidents Age 40 | $1,972 | $164 |
| Low Deductibles Age 40 | $1,828 | $152 |
| Safe Driver Age 30 | $1,480 | $123 |
| Safe Driver Age 40 | $1,404 | $117 |
| Safe Driver Age 50 | $1,280 | $107 |
| Safe Driver Age 60 | $1,256 | $105 |
| High Deductibles Age 40 | $1,184 | $99 |
| Discount Rate Age 40 | $1,168 | $97 |
As you can see, if a driver’s Age is 30, the Acura ILX insurance cost can be $1,480 per year or $123 a month. Teenagers always tend to pay more because of their high-risk profile. For a 16-year-old male driver with liability for speed, insurance rates can go as high as $11,280 a year in Pennsylvania and $12,776 in New York.
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Compare Acura ILX Insurance Vs Top 10 Luxury Car Insurance 2023
When comparing car insurance rates to other midsize luxury cars, the cost can be significantly less per year, saving your finances. Usually, consumers might go with Lexus, BMW, or any other car brand, but it may cost more to insure these cars. So our study shows Acura ILX costs $390 less per year than the Lexus ES 350, $486 less than the BMW 530i, $820 less than the Infiniti Q50, and $378 less than the Mercedes-Benz CLA250, respectively.
The table below compares insurance rates for the 2022 Acura ILX vs the top 10 midsize luxury car insurance rates. It is a wise option to go with Acura over other luxury brands if insurance is one of the factors that you are considering while purchasing a car.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Acura ILX | $1,404 | -- |
| 2 | Lexus RC 300 | $1,690 | $286 |
| 3 | Mercedes-Benz AMG CLA35 | $1,732 | $328 |
| 4 | BMW i4 | $1,740 | $336 |
| 5 | Cadillac CT5 | $1,744 | $340 |
| 6 | Audi A3 | $1,762 | $358 |
| 7 | Mercedes-Benz AMG CLA45 | $1,770 | $366 |
| 8 | Mercedes-Benz CLA250 | $1,782 | $378 |
| 9 | Lexus ES 250 | $1,784 | $380 |
| 10 | Lexus IS 300 | $1,786 | $382 |
| 11 | Lexus ES 350 | $1,794 | $390 |
| 12 | Genesis G80 | $1,832 | $428 |
| 13 | Audi S5 | $1,854 | $450 |
| 14 | BMW 530i | $1,890 | $486 |
| 15 | Lexus ES 300h | $1,896 | $492 |
| 16 | Mercedes-Benz E350 | $1,908 | $504 |
| 17 | BMW 530e | $1,926 | $522 |
| 18 | BMW 540i | $1,930 | $526 |
| 19 | Audi S4 | $1,938 | $534 |
| 20 | BMW M440i | $1,940 | $536 |
| 21 | Mercedes-Benz E450 | $1,948 | $544 |
| 22 | Audi A6 | $2,000 | $596 |
| 23 | Jaguar XF | $2,006 | $602 |
| 24 | Lexus IS 500 | $2,028 | $624 |
| 25 | BMW 430i | $2,050 | $646 |
| 26 | Mercedes-Benz CLS450 | $2,064 | $660 |
| 27 | Audi RS 5 | $2,166 | $762 |
| 28 | Mercedes-Benz AMG C43 | $2,186 | $782 |
| 29 | Audi S6 | $2,198 | $794 |
| 30 | Infiniti Q50 | $2,224 | $820 |
| 31 | Mercedes-Benz AMG C63 | $2,254 | $850 |
| 32 | BMW M550i | $2,340 | $936 |
| 33 | Audi A7 | $2,394 | $990 |
| 34 | Tesla Model S | $2,434 | $1,030 |
| 35 | Lexus LC 500h | $2,464 | $1,060 |
| 36 | Audi S7 | $2,590 | $1,186 |
| 37 | BMW M8 | $2,606 | $1,202 |
| 38 | BMW M5 | $2,636 | $1,232 |
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What Is The Cheapest Acura ILX Model To Insure in 2023?
The cheapest Acura ILX insurance is for the ILX sedan costing around $1,356, followed by the premium Sedan, the second cheapest to insure, costing about $1,376 per year.
The Technology A-Spec Sedan at $1,476 is the most expensive Acura ILX model, and the Premium A-Spec Sedan at $1,408 per year is the second most expensive.
The table below compares the average Acura ILX car insurance rates on annual, 6 months, and monthly basis.
| Acura ILX Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| Sedan | $1,356 | $678 | $113 |
| Premium Sedan | $1,376 | $688 | $115 |
| Premium A-Spec Sedan | $1,408 | $704 | $117 |
| Technology A-Spec Sedan | $1,476 | $738 | $123 |
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Conclusion
There is always a specific criterion that insurance companies consider when they give you quotes on car insurance. It is better to break down the insurance coverage and get to know what includes in the insurance policy. Once you do this, the factors affecting the insurance rates can be seen clearly, like your driving record, Age, credit history, the vehicle used for personal or commercial, and the risk level of your area.
It happens in every case, whether you have an Acura car, Rivian truck, or any other vehicle. The higher the risk level, the higher will be your premium rates. For example: Having less Age and bad or poor credit scores can raise your rates dramatically.
So, keep these points in consideration while making the comparison. Our research team will provide the most up-to-date advice and information to help you through the process. We’ll send you quotes that compare to what you have now. We’ll send you fresh prices when your auto insurance policy is up for renewal.
How To Apply For Acura ILX Insurance in 2023?
The rates may vary from state, companies, and manufacturing years of the Acura car. Before purchasing auto car insurance for Acura cars, the best method to ensure the cheapest or most dependable option is to do extensive research. Allow Mount Shine to assist you; we have a vast network of top insurance companies in all 50 states that can help you find the finest offers, payment methods, and vehicle insurance prices. Check yourself for Acura ILX insurance rates and then buy or renew.
Get free Acura ILX Insurance quotes, buy/renew, and save money on your car insurance policy by contacting us. Our service is free, fast, and simple, so get started today!
Compare Acura Insurance For Other Acura Models In 2023
Compare Acura insurance for all models and see how much does Acura TLX insurance cost, is Acura MDX insurance cost higher or is Acura RDX insurance cost? Get in-depth details for each Acura model, along with the driver’s Age, deductibles, Acura depreciation, crash test results, safety features, and much more.
FAQs
Is Acura ILX a good car to insure?
Acura ILX ranks #1 out of 38 cars in its segment making it ideal to own. The cheapest insurance rate was for the base Sedan Model costing $1,356 per year. People often go with the car looks, and that’s ok but we should also look at how much it costs to insure maintenance, and other aspects too. Owning a car is easy but maintaining a car can be difficult.
Is Acura discontinuing the ILX?
Chis Naughton confirmed the news, stating that “the 2022 model year is the final model year for the ILX”. The Acura ILX has been in production for over a decade and is loved by the customers but now it is coming to an end by 2022.
What is the 2016 Acura ILX insurance cost?
The insurance cost for 2016 Acura ILX is $1,096.00 per year depending on the trim level.
